Will the account be closed immediately after the card is closed?

Updated on technology 2024-04-20
25 answers
  1. Anonymous users2024-02-08

    It depends on what the card is.

    If it is a bank savings card, it will take effect immediately after the account cancellation procedures are completed at the counter, which means that the card has been cancelled after you leave the counter.

    If it is a bank credit card, after applying for account cancellation, the credit card center will review the information, and the specific time will be determined according to the work of each bank.

  2. Anonymous users2024-02-07

    If it is an ABC credit card, the account will be officially closed 45 days after the ABC operates the account closure business, and you can go to the ABC branch to handle the account cancellation and settlement business after the account is officially closed.

    During the period, if there are any fees (including but not limited to cash withdrawal fees, interest, fees and interest that may be incurred after the deadline, or unpaid transactions, etc.) or there are still outstanding arrears, the customer shall bear and repay the loan. Otherwise, the closure of the account will not be officially effective.

    If there is still a balance in the IC card electronic cash account, please use it as soon as possible, or go to the branch of ABC to cancel the electronic cash account. 25 days after the e-cash account is closed, the balance in the account will be transferred back to the customer's credit card master account. In order to avoid the official closure of the main account of the credit card, and the account cannot be closed and settled normally after the account is closed, please go to the branch as soon as possible.

    Airline co-branded cards cannot be used to cancel the account and transfer points (including points transfer out and transfer-in).

    Once the account is distributed, it shall not be revoked. If there is a cloud card, the cloud card will also be cancelled. In order to prevent risks, please destroy the magnetic stripe and chip of the card.

  3. Anonymous users2024-02-06

    Cancellation of bank card account means cancellation of bank card account, which means that this bank card account is no longer there. You can re-apply for a new card in the future.

    When closing the account, you should bring the original valid ID card and card, and if it is inconvenient for you to go through the procedures for closing the account, you can have someone else do it on your behalf. The agent needs to hold the power of attorney written by the client (himself) and bring the original valid ID card to handle the account cancellation business.

    According to Article 28 of the Measures for the Administration of Bank Card Business, when an individual applies for a bank card (except for a stored-value card), he or she shall provide the card-issuing bank with his/her valid identity document as prescribed by the public security department, and open a registered account for the card-issuing bank after passing the examination;

    Any unit that opens a basic deposit account with a financial institution within the territory of China shall apply for a unit card with the account opening permit issued by the People's Bank of China; The bank card and its account can only be used by the cardholder approved by the issuing bank, and cannot be rented or lent.

  4. Anonymous users2024-02-05

    Bank card account cancellation means that the customer cancels the designated bank card and no longer uses it. The amount in the bank card account will be transferred to the bank account.

    The bank account can be bound to multiple bank card accounts, so as long as the customer has not cancelled the bank account, he can still apply for a bank card account again in the future.

  5. Anonymous users2024-02-04

    The meaning of bank card cancellation is to cancel your current bank card account, and the card will be gone in the future, and you can't deposit money in it.

  6. Anonymous users2024-02-03

    Cancellation of bank card account is the deletion of personal data of the bank card, after which the bank card cannot be used. If you cancel it, you can still apply for a card.

  7. Anonymous users2024-02-02

    Cancellation of a bank card means that you cancel the bank card. The cancelled bank card can no longer be used, so if you want to apply for it, you can go to the bank counter and apply for a new one.

  8. Anonymous users2024-02-01

    For the cancellation of the bank card account, it is to cancel the bank account, if the bank card is cancelled, you can continue to apply for a bank card in the bank with your ID card in the future.

  9. Anonymous users2024-01-31

    Cancellation of bank card account is to cancel the silver red bank card you use, and you cannot use it in the future. After the account is closed, you can re-apply for and apply for a bank card.

  10. Anonymous users2024-01-30

    Card cancellation refers to the cancellation of a card in your name and the fact that you will no longer use the card. However, if you can use other cards, you can also apply for other cards, which will not affect the use.

  11. Anonymous users2024-01-29

    Cancellation of bank card account means going to the bank's business outlets to cancel the bank card.

  12. Anonymous users2024-01-28

    The cancellation of the bank card account is to settle the account of the card and then clear it, of course, it can still be done after the account is closed, but it is no longer the original account.

  13. Anonymous users2024-01-27

    If you cancel the account, you can go to the counter with your ID card and take your bank card, and the money in this account must be cleared first, and then the account will be cancelled, that is, you can cancel it if you are sure that you don't use this card. But in the future, if you do need to use it again, then just come back and do it.

  14. Anonymous users2024-01-26

    Account closure is the cancellation of long-term dormant cards or unused bank cards, which will not affect the future application for bank cards in the same bank.

  15. Anonymous users2024-01-25

    Bank card cancellation means that you don't use the current bank card, you can cancel it, take out all the money inside, and the bank teller will directly cancel the account and cut the card.

    If you still want to use it in the future, of course, you can continue to apply for a new bank card number and continue to do business with this bank.

  16. Anonymous users2024-01-24

    Bank account closure refers to the previous account is not used, and then it needs to be cleaned up and cancelled, delete all previous information transaction records, etc., after the account is closed, you can re-apply for a new card, which has no impact on this.

  17. Anonymous users2024-01-23

    Cancellation is that this or several cards are not used, and all the money on the card is withdrawn or transferred to other cards, and this card number has nothing to do with you. After the card is cancelled, it depends on whether you meet the conditions for applying for a card, because now the bank has restrictions on all levels of cards.

  18. Anonymous users2024-01-22

    Cancellation of bank card account refers to the cancellation of one's bank card account at the bank counter, and a new bank card can be applied for after the revocation.

  19. Anonymous users2024-01-21

    Bank card account cancellation refers to the cancellation of the account abbreviation opened by the account holder in the bank.

    Card cancellation is the deletion of personal data of your bank card, after which your bank card will no longer be available.

    After the bank card account is cancelled, as long as the account opening policy of the bank card at that time is met, then the card can still be opened normally. According to the latest regulations, a person can only open one type I account in a bank, if your previous type I account is successfully closed, and the bank system checks that you do not have a type I account in your name, then you can open a new type I account.

  20. Anonymous users2024-01-20

    It's that you don't use this bank card, and then cancel it, and if you want to use it in the future, you can get a new card.

  21. Anonymous users2024-01-19

    It usually shows no service or the SIM card is not recognized.

    If a mobile phone card number is cancelled, it will show no signal on the mobile phone, no SIM card, etc., just like no mobile phone card installed.

    Usually, the mobile phone number will be listed in the pre-sale status if it is shelved for three months, and the mobile phone will show an empty number. The carrier system automatically detects and then reorganizes the number.

  22. Anonymous users2024-01-18

    Whether the mobile phone card can be re-processed after cancellation needs to be determined according to the operator's policy and region.

    1.If the number segment resources are still sufficient and the carrier has not reassigned the number to other users, the original number owner can apply for a new mobile phone number. You need to bring your ID card and relevant supporting materials to the operator's business hall to fill in and re-apply for a new application, and if the review is successful, you can resume using the mobile phone number.

    2.If the number has been reassigned to another user, the original number owner will not be able to reissue the phone number for any reason. Since there is already a new user of the mobile phone number, if the forced re-application will affect the normal use of the new user, the operator will not approve the application.

    3.If the number segment resources are insufficient and there is no redundant number to reassign, even if the original number is temporarily idle, the operator will not agree to re-issue the number. Because after the re-application, the number is still owned by the original user, but it is actually unusable, which will cause a waste of number resources.

    4.After the new Lushan Pass is opened in some regional number segments, a certain number of numbers will initially be free and not open to the public. If the applicant's original mobile phone number belongs to such a free number, the operator will not approve the re-application to avoid unnecessary conflicts and disputes.

    In short, if your mobile phone number has been cancelled, you can first contact the local operator's customer service to consult the specific policies and procedures, so as to choose the most appropriate way to reuse the mobile phone number.

  23. Anonymous users2024-01-17

    If you cancel it, you can also apply for a new mobile phone number again, as long as you don't have 5 mobile phone cards in your name.

  24. Anonymous users2024-01-16

    Canceling a card is not the same as canceling an account, canceling a card is canceling a bank card that is not used, but the customer information still exists, while canceling the account is deleting the account of the bank card where the bank card is located, and all the customer's information will be deleted.

    If the personal information is collected by criminals after the bank card is lost, and the application for a new bank card is resubmitted to the bank, there will be a risk of being stolen. The cardholder cancels the card at the same time, so as to protect the security of personal information.

    To cancel a savings bank card account, the cardholder needs to go to the bank with the bank card and his or her ID card to apply for account cancellation. If you lose your bank card, you need to apply for a replacement card before closing your account.

    To cancel your credit card account, in addition to going to the bank to cancel it, you can also choose to call the credit card center** to cancel it. In addition, after the cancellation of the bank card, the card will be cut, and the bank staff will cut the card.

  25. Anonymous users2024-01-15

    1. The bank card cannot be used after the account is closed. Account closure means that the bank account registered at the time of bank card registration will be cancelled, and all account information except personal credit information will be cancelled once the account is closed. If there is a bank card that has not been cancelled at the time of account cancellation, the card will become invalid after Duan Tongfeng is closed, and it will be difficult to withdraw the balance and overpayment in the bank card rotation.

    2. The user must pay attention to the intention when canceling the operation, "cancel the card first, and then cancel the account". If you want to reapply for a credit card, you will need to register a new account and apply for a credit card under that account. Expired credit cards should be cancelled.

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