Which is good, Taikang Sunshine Journey Education Gold or Ping An Wisdom Star

I choose Wisdom Star Ping An Company is reassuring.

It's hard to say who is worth this. Because being a good deal for someone else doesn't necessarily suit your needs.

I am more familiar with Sunshine Journey, this is a term insurance, and survival insurance benefits are paid until the age of 30. There are also dividends.

This type of insurance is generally an additional university education fund and related protection products, so that the protection is more comprehensive and the education fund can also be maximized. This insurance alone is definitely not enough.

Ping An's products are online products, and if you want to buy individual insurance products in the long run, it will be better to provide better services.

If you want to calculate the insurance premium, you can send me your insured's age, gender, and insurance amount to help you calculate it.

I hope to help you with Kainai, if you have other questions, you can hi me or Weibo @ said insurance.

Hello, this type of insurance is based on the age of the insured and your simple needs to inquire about the bird, it is recommended that you dial this pants to call the national unified customer service **95522 for details, thank you for your support!

You can contact me in your private message.

This can't be buried more profitable, Sunshine Travel is a medium-term growth plan, and you will receive a lump sum insurance at the age of 30. If in the long run, it is greatly affected by interest rates, and if the interest rate has been going down, the income of insurance will be much higher. If you have any other questions, you can leave me a message.

Taikang Sunshine Journey Education Fund Protection Plan is a combined children's education fund core reserve, which takes into account the exclusive product of children's security functions, which can help your children effectively plan and reasonably reserve education funds, and become an effective assistant for family financial management and children's education planning, so that your funds can play an effective role. The product portfolio includes one main policy, three education riders for different periods (middle school, high school, and university) and two children's health riders, so you can choose and combine them flexibly according to your child's situation.

The insured of this product has an insurance age of 30 days to 12 years old (inclusive), and the payment method is a one-time payment, 6 years payment, 10 years payment, payment from the time of insurance to 15 years old or from the time of insurance application to 18 years old, a total of 5 ways. There are three ways for you to choose from high school education funds, college education funds, and both, so as to fully meet your individual needs for your children's education planning.

Additional children's specific diseases: This product is an additional product of products such as Wisdom Baby, Sunshine Journey, etc., which can only be insured after the main insurance, covering the protection of 18 major diseases, and the main insurance combination gives full play to the use of funds, and the protection is more fully complete.

Buying insurance can't just look at profits, it's still a guarantee for your family, and you can dig a peace of mind!

Insurance it and the essence of the silver town is that it has one more protection in it, even if you don't look at the protection, it is a high insurance yield, not to mention that the insurance company also has a special bonus, are you looking at it on the Internet?

Wisdom Star is already last year's Jane to take the matter of Ma 61 Children's Day, new products are listed, the money is returned to the end, the protection can be up to 500,000, and the principal is returned, and the specific can be checked in Harbin Ping An Insurance Company There will be someone to explain it to you.

Education fund is a kind of annuity insurance that makes advance planning for children's future education**. There are so many education funds on the market, which education fund is suitable for us to buy? Share this year's latest education fund evaluation information for your reference before buying:

"Evaluation of the 8 Education Funds with the Highest Yield in 2020! 》

Taikang Life Insurance has an education fund called National Insurance, and many people have been asking recently, and it will be evaluated after I introduce the education fund.

Let's talk about the education fund in general

We have all heard that no matter how hard you are, you can't be miserable for your children, and no matter how poor you are, you can't be poor in education. There is value in planning ahead for your child's future education.

The education fund has the characteristics of compulsory savings and stable returns. The advantage is that it is highly secure, not disturbed by the adverse effects of ** fluctuations, and can lock in long-term gains for at least two decades in advance.

Through the compulsory savings function of the education fund, we can start to receive money at a specified time, which can help us save money compulsorily, and have a fixed appreciation, so that when our children are in high school, college, or marriage, we can have continuous cash flow income. So generally,The key to choosing an education fund is to look at the flexibility and rate of return。Below I have compared these more famous education funds:

A brief conclusion:

1. The highest flexibility: Kangtai Life's universal insurance

National insurance can be added in the payment process, and the payment method can be weekly or monthly, which is very flexible. However, its IRR yield is only ,In these four paragraphs, it can only be regarded as a general level.

2. The highest rate of return: Xinmei is up every day

The flexibility of daily upward is not as good as universal insurance, but the rate of return is the highest in this. Moreover, it is worth noting that the predetermined interest rate of Xinmei Mutual has reached every day, and it is currently the product with the highest predetermined interest rate.

In fact, the essence of education pension is annuity insuranceIn addition to the above four types of education annuity insurance, there are other cost-effective annuity insurance that can also be purchased as an option.

Buy education for children** It is recommended that you learn about Ping An's Hongyun Talent Education Fund, This product is the best selling education fund.

Hello! At present, there are three main types of education insurance, one is pure education insurance, which provides for the education expenses of children during junior high school, high school and college. The second type is insurance for a certain stage of education, such as for a certain stage in junior high school, high school or university, this kind of education insurance usually comes in the form of additional insurance.

The third type refers to the education fund insurance that provides survival insurance for children's marriage leave and entrepreneurship. Therefore, the education fund insurance is still relatively good. Taikang Life's products are good, but Ping An Wisdom Star Education Fund Insurance is a relatively popular product in the market, which can be learned more on the insurance website.

Hello! Education insurance is mainly to save education expenses for children, there is no good or bad statement, it mainly depends on your personal situation, and the insurance that is suitable for your family is good insurance.

We recommend the Sunshine Journey Education Fund Protection Plan (Participating Type) (, you can choose your own match according to your needs.)

This product is an education fund protection plan designed for teenagers and children, and you can freely choose junior high school education fund, high school education fund, university education fund and marriage and entrepreneurship fund according to the age and actual needs of your baby in the future.

If necessary, it's a good idea to have a children's insurance card at a low cost. With this product, for children, the basic accident and medical insurance and education fund protection will be more comprehensive.

If you need to know more, you can consult your local company's business representative or call Taikang Life's national unified customer service **95522 for help.

The specific recommendations for insuring your child are as follows:

1.When buying insurance for your child, you should first consider whether the adult is adequately protected, and don't put the cart before the horse.

2.Don't ignore the insurance policy of the company, for example, whether there is medical coverage for the elderly and the young.

2.Children's insurance, based on the basis of protection, then talk about education funds.

3.In terms of protection, accidents, critical illnesses, and medical treatment must be considered.

4.There are three types of children's insurance in the market: dividend, universal and investment-linked, and it is recommended to choose the first two.

5. Insurance planning, do what you can, don't deviate from the reality of affordability, then it is not insurance. Best, solve whatever you can? Don't aim for a one-step solution.

6.Remember the additional exemptions!!

6.Buying insurance for your children, don't plan too much for a rainy day, and plan your life, which is very unrealistic. Treat it rationally and do what you can. You can set short-term, medium-term, and long-term financial goals, but if you don't ask for them all, reverse the order, and it will be a mess and a waste of money.

7.First of all, we must clearly understand the above needs and rules, and then select a qualified person, which is very important, and it is very important to choose an insurance company.

It is recommended to communicate with ** people in detail, and verify it with many parties, after all, face-to-face communication is the most practical and effective way.

Children's education insurance, also known as education hand sail insurance, also known as children's education insurance, is to provide corresponding insurance benefits for the educational needs of children at different stages of growth. Children's education insurance is generally purchased as early as possible, so it is necessary to insure your five-year-old child when you change the acre. How about applying for Wisdom Star Education Fund Insurance online.

Ping An Wisdom Star Children's Universal Insurance is a children's universal insurance launched by Ping An Insurance Company, which has the following advantages:

1. Education reserve and flexible collection - education funds need to be planned in advance, and Wisdom Star can meet the personalized education fund needs of children in the process of growth, with flexible receiving time, independent receiving amount, and no need for any handling fee.

2. Multiple protection, adjustable amount of insurance - the safety and happiness of children is the greatest wish of parents, and Wisdom Star can allow children to have comprehensive and adequate protection, including critical illness, accidents, and accidental medical treatment. In the long life of a child, insurance protection can also be adjusted flexibly according to the risk changes of their age, living environment and life stage.

3. Premium waiver and worry-free payment - let parents' love for their children be unwavering and uninterrupted. Wisdom Star is the first product launched by Ping An with a double premium waiver function. Whether it is the death of the policyholder, disability, critical illness, or the unfortunate misfortune of the child suffering from a critical illness, the remaining premiums will be paid by the insurance company, and the responsibility of the parents will be extended to ensure that the love for the child can be realized.

It is recommended that parents choose insurance products reasonably according to the specific protection needs of their children and the economic strength of the family. Sunshine Journey Education Fund Protection Plan (Participating) Coverage Content: *Junior High School, High School, University Graduation Education Pension Optional*Death Benefit*Unique High-Incidence Illness - Insurance Illness Benefit, Minimum Monthly Expenditure of 100 Yuan iGrowth Children's Education Pension Protection Plan Coverage:

Growing Care Benefit, Maturity Benefit, Death Benefit*Special Benefit*Special Premium Waiver Benefit, minimum monthly cost of $436.

Of course, this is paid for ten years, think about it, if you pay more than 2,000 yuan at a time, how to do it as an education fund in the future!

Top 6 reasons to buy insurance for your child:

1 The cost of education is increasing year by year.

2 There is no shortage of risks for children.

3 Critical illness at a younger age.

4 The sooner you buy insurance, the more cost-effective it is.

5 There are few denials. Possibility of additional fees.

6 Let the children always remember the kindness of their parents.

Let your child win at a higher starting line and make your child's life more exciting!

I will promote Ping An Xinli Insurance (Dividend) for you, this type of insurance is still relatively good, and the survival fund will be returned every two years, and the dividends will be paid to your account on time once a year. If the money is not withdrawn by you, it will be compounded and rolled over. After the child is 20 years old, he can receive a university education fund, as well as a start-up fund, a wedding fund, and a sufficient pension.

Provide your child with a steady stream of cash flow. In addition, add a baby card, 360 yuan a year (one dollar a day) for 0 to 2 years old, and 180 yuan a year (5 cents a day) for 3 to 17 years old. These include:

Life 50,000, hospitalization 100,000, critical illness 30,000, accidental injury 50,000, accidental medical treatment 5,000 yuan without deductible!