How to surrender Taikang Excellence Whole Life Insurance

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Taikang surrender generally has the following process:

If you want to return as much as possible, you must see the following strategy.

Some people don't think carefully about buying insurance, they buy it casually, but later they want to surrender it because they are not satisfied with the insurance they bought. Then you should be serious when surrendering the insurance, it is recommended to take a look at this article to learn the knowledge of surrenderHow to surrender insurance, how much can be refunded, and how to reduce surrender losses?

The article is very detailed, here are a few points to briefly say.

Surrender often means a loss regardless of the premium, with two exceptions:

1.Cooling-off period surrender:There will be a hesitation period after buying insurance, generally in 10-15 days, during which there is basically no loss when surrendering the policy;

2.Sales misleading:If the insurance contract is signed by the salesman without the person's signature, there is a very high chance that the entire premium will be refunded.

In addition, basically we will lose some money, and we can only choose ways to reduce economic losses, such as choosing to reduce the amount and pay it off

That is, the money is not refunded, but the current cash value is used as the premium to be paid, how much can be insured, and no further payment will be made in the future, and the protection will still be effective, but the sum insured will be reduced.

This will be much more cost-effective than surrendering, however this option is not universal to all insurance plans, and this treatment is not suitable for your insurance, pending confirmation with the insurance company.

In addition,There are several situations to pay attention to when surrendering the policy:

If you want to cancel the insurance, it is recommended to buy a new insurance policy and wait for it to expire, so that the risk protection will not be lost.

2.Health Status:If you are not in good health, the chances of getting a health notice from the new insurance are not so high, and in this case, surrendering the policy is not a good option.

3.Payment card balance:If the determination to surrender the policy will not waver again, it is recommended to take out all the money in the bank card where the premium was paid, if the policy has not been surrendered successfully, it is very likely that the payment will be deducted when the payment period is up.

Regarding the surrender, there are more details that need to be paid attention to, I will not list them one by one here, if you want to know the details, you may wish to take a look at this articleWhat are the details to pay attention to when surrendering an insurance policy? Hope!

Go to Taikang Life Insurance in your area to see if you can make a policy loan, if it is an emergency, you can try it, and pay it back when it is running. If you do want to surrender the policy, you still have to consult them for the specific amount, and there is no way to give you the exact surrender amount. If you have a contract at hand, you can check the relevant surrender procedures and instructions of your insurance contract, as well as the cash value for the corresponding year, to get an idea of how much you can get back.

If you are a customer in Beijing, please go to Taikang New Life Plaza, 2nd Floor, Taikang Building, No. 156 Fuxingmennei Street, or if you are in a place, please find the counter of the local branch. If it is not really a big economic problem, it is not recommended that you surrender the policy, so your loss is too great, insurance is a peace of mind, if there is any problem with the company's products or business personnel, you call 95522, there are special customers to serve you.

Hello, it is a pleasure to serve you First of all, congratulations to you, because you have our Taikang insurance, and you are also a big customer of Taikang. Yes, you buy a universal whole life insurance, you can freely withdraw from your account, but the cash value in the account should not be less than 2,000 yuan (if it is less than 2,000 yuan, it may be surrendered, the policy will be invalid), so that your policy is still valid, and you will have money in the future, you can also add your policy account from the new one, in order to ensure that it is always valid and make investment returns, so that not only can solve your urgent needs, but also your policy is still valid, Your protection doesn't change just because you withdraw your money!

Summary. Hello <>

We are glad to answer your question about Taikang Excellence Wealth 2007 Whole Life Insurance; Qinqin Taikang Life 2007 Outstanding Universal Insurance Product Features: Guaranteed interest rate, safe investment, annual appreciation, 10-year short-term payment to reduce customer pressure, continuous regular payment customer income increase, additional premiums at any time to plan a happy life, lower initial costs, greater investment benefits, low protection costs, changes the sum insured according to needs, increased critical illness protection, shorter observation period, flexible continuation of critical illness sum assured, and flexible continuation of account income.

Taikang Prestige Wealth 2007 Whole Life Insurance.

Hello <>

We are glad to answer your question about Taikang Excellence Wealth 2007 Whole Life Insurance; The product features of the 2007 Outstanding Universal Insurance of Taikang Life Insurance include: the interest rate is guaranteed, the investment increases every year, the short-term payment for ten years reduces the pressure on customers, the income of customers increases by continuing to pay on time, the additional premium is planned for a happy life at any time, the initial cost is reduced, the investment benefit is greater, the protection cost is low, the amount of insurance for Youchan changes according to needs, the observation period of critical illness protection is increased, and the amount of critical illness insurance is flexibly extended to the income of the potato fiber account.

Kiss; Whole life insurance refers to indefinite SI death insurance. After the conclusion of the insurance contract, the insurer shall pay the insurance money whenever the insured dies. As long as the insured pays the premium on time, the insurer has no right to refuse to renew the policy.

Whole life insurance is a type of insurance that provides lifelong protection, that is, insurance that pays insurance benefits in the event of death or total disability at any age. Generally up to the terminal age of the life table 1 0 0 years. If the insured lives or saves until the age of 1 0 0, the insurer pays the insurance money to him.

In contrast to term life insurance, the insurer pays benefits to the beneficiary in the event of the death of the insured at any time before the insured reaches the age of 1 0 0.

Canceling Taikang Life Insurance is a surrender in two ways:

1. If it is a long-term insurance, when you pay the first year's premium, you have signed a bank transfer agreement, and when you pay the payment date every year, you will automatically deduct the payment.

2. If it is a short-term insurance (such as accident insurance, health insurance, etc.), and you don't want to pay it in the second year, then you have to call the insurance company or go to the insurance company's counter to apply for no more payment on the day of the payment in the second year, otherwise you will deduct yourself as long as you have money on your card.

Taikang Life Insurance can be unsubscribed in the following ways:

2.According to the regulations of Taikang Life Insurance Company, the information required for the surrender of the insurance policy is generally required, such as the insurance policy, the ID card of the policyholder, the proof of premium payment, and the application for termination of the insurance contract.

3.Bring the surrender materials to Taikang Life Insurance Company to go through the surrender procedures, the staff will assist in the process, usually the policy will be recovered, and the surrender money will be returned to the policyholder within the agreed time.

Hello, hello, any insurance can be surrendered halfway, your "Taikang Life Insurance Company deposit 330,000 ten years due, can you surrender the policy halfway" can also be refunded, but you have to bear the loss of surrender, and you can only withdraw the cash value, which is equivalent to you signing a 10-year contract and breaking the contract in three years. In addition, it is important to note whether your contract is written for 10 years or 10 years for the insurance period, which is also very different, if it is stored for 10 years, it is possible that the protection is lifelong.

Taikang Life Insurance Excellence Universal Insurance, how to surrender the policy after ten years of payment.

Hello, hello, any insurance can be surrendered halfway, your "Taikang Life Insurance Company deposit 330,000 ten years due, can you surrender the policy halfway" can also be refunded, but you have to bear the loss of surrender, and you can only withdraw the cash value, which is equivalent to you signing a 10-year contract and breaking the contract in three years. In addition, it is important to note whether your contract is written for 10 years or 10 years for the insurance period, which is also very different, if it is stored for 10 years, it is possible that the protection is lifelong.

When I applied for insurance before, it was said that it could be taken out after ten years, but the protection shown on the insurance was for life, so in this case, it was better to take it out, or to continue to insure, and what are the benefits after continuing to insure.

When I applied for insurance before, it was said that it could be taken out after ten years, but the protection shown on the insurance was for life, so in this case, it was better to take it out, or to continue to insure, and what are the benefits after continuing to insure.

Universal insurance can be taken at any time.

After 10 years, you can do whatever you want, anyway, there is more money in the account than the principal.

If the policy is surrendered, can the principal be withdrawn?

If the policy is surrendered, can the principal be withdrawn?

Yes, no problem.

More and more are deducted, but you have more and more money in your account, and more and more interest is being paid.

Can you introduce me to this universal insurance, and what are the specific protections in it?

Can you introduce me to this universal insurance, and what are the specific protections in it?

There is a critical illness, death, accidental injury, accidental medical treatment.

How much is written in the contract.

Universal insurance is the best product of all insurance, and now the companies are gone.

Is it that the longer you pay, the better.

Is it that the longer you pay, the better.

Yes, the more you give, the better.

You can withdraw the money at any time when you use it, and you can always pay interest when you don't use it.

It's very convenient, I have this product myself.