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Take the Industrial Bank as an example: Before opening online banking, I can apply for a debit card (Peony Lingtong card or e-era card) with my ID card (minors without ID cards can hold a household registration booklet) to ICBC first, with an annual fee of 10 yuan But if the average daily balance of the card does not reach 300 yuan, a small account management fee of 3 yuan will be charged every quarter ICBC's online banking annual fee is 12 yuan, which is currently exempt If you apply for U shield, Huahong 60 yuan and 68 yuan, G&D and Goldpac 76 yuan, and the production cost of the electronic password card is 2 yuan, and some areas are exempt First, Open online banking and e-commerce functions at the ICBC counter, otherwise after logging in to the online banking, you can only make inquiries, and you can't transfer money and pay externally Second, log in.
After that, select: Client function software Control program ** and install it If you apply for U shield You also need to install the same driver as U shield Third, after logging in to the Internet Banking for the first time, you need to change the Internet Banking login password and set it to a combination of letters and numbers Fourth, after logging in to the Internet Banking for the first time, you need to set one"Reserve verification information"Fifth, in the online banking system, it is convenient to transfer and remit between cards and cards, and to transfer and remit externally, and you can also convert the current account deposit in the card into a fixed deposit, electronic remittance, inter-bank remittance is more convenient for customers to transfer and remittance, as well as ******** and other businesses, which are very functional; After opening online banking, you can also easily recharge Alipay, online consumption, online payment, etc
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Bring your ID card to the bank counter to apply for it.
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Regarding the procedures for opening online banking, the regulations of each bank are not the same, there are two kinds, one can be opened through ** (95558) or the counter, and the other is opened through the Internet, if you go to the counter to open, remember to bring the card at the same time, bring your ID card, the process is very simple, fill out a form at the bank, you can.
ICBC: You can apply for personal online banking in ICBC in the following three ways:
1.Self-registration: You can fill in your personal information directly online for self-registration. After self-registration, your online banking service will be activated instantly. However, you need to apply for external transfers and other special services at the counter of our bank.
2.Ordinary counter account opening: You can apply for registration at any branch of our bank in the place where the account is opened, and you can enjoy online banking services immediately after submitting the application form. If you need to use the external transfer function and other special services, please apply for activation at the same time.
3.Personal Banking Area Account Opening: Elite Finance Account customers can go to the Personal Banking Area of our branches to complete the registration procedures, and they can enjoy online banking services immediately after registration in the Banking Area.
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