What does asset price mean? What is the price of the asset

Financial Assets Financial assets are the general term for any financial instrument that can be traded on an organized financial market and has a real** and future valuation. The most important feature of financial assets is the ability to provide their owners with a flow of money income in the market at the spot or forward. In the latest System of National Accounts (SNA) published in 1993, the following classifications of financial assets were made for statistical purposes:

1) Currency** and SDRs; (2) currency and deposits; (3) other than (including derivatives); 4) loans; (5)** and other interests; (6) Special reserves for insurance; (7) Other accounts receivable and payable. financial assets in the SNA; In fact, all the financial assets and liabilities of these statistical objects are recorded according to the balance sheets of various sectors of the national economy. For each sector, the balance sheet shows the financial liabilities incurred by the sector to raise funds and the financial assets acquired by the sector, and it provides a dual relationship between the extent to which a sector's financial instruments are used and the position of the sector in the creditor-debt relationship.

It mainly includes cash in hand, bank deposits, accounts receivable, notes receivable, loans, other receivables, interest receivables, debt investment, equity investment, ** investment, derivative financial assets, etc. Classification of financial assets Enterprises should divide the acquired financial assets into the following categories at the time of initial recognition based on their own business characteristics and risk management requirements: (1) financial assets measured at fair value through profit or loss; (2) Held-to-maturity investments; (3) loans and receivables; (4) Available financial assets.

Once the classification of financial assets has been determined, it cannot be arbitrarily changed. On the first implementation date, the financial assets held by the enterprise (excluding the investments regulated by the Accounting Standard for Business Enterprises No. 2 - Long-term Equity Investment) shall be divided into financial assets measured at fair value through profit or loss, held-to-maturity investments, loans and receivables, and financial assets available for the current period.

There are generally three ways to determine the ** of assets: First, the accounting book value; Second, the replacement value, that is, the ** of the asset that is reset under existing conditions; 3. Net worth, minus depreciation. Wish.

Asset** refers to the proportion of assets converted into currency, that is, the question of how many currencies a unit of asset can be converted to.

Asset bubble refers to the gradual upward deviation of assets (especially real estate) from the intrinsic value determined by the production, employment, income level and other levels of products and services, and often leads to the rapid development of the market, so that economic growth comes to a standstill.

Characteristics: 1. "Bubbles" generally arise from speculative investment behaviors. This kind of investment is not aimed at making a profit, but focuses on obtaining the spread on the asset**, which has obvious short-term behavioral characteristics.

At the same time, due to the short capital turnover cycle and the apparent security, banks are also willing to lend, thereby further increasing the amount of money. These all contribute to the emergence of inflation.

2. The growth of investment accompanied by "bubbles" is often a sign of false prosperity. In the early stage of the "bubble", the asset** showed a clear upward trend, which made the investment bubble assets have good profit prospects, especially for speculative behavior to obtain price differences. This attractive prospect will inevitably attract a lot of money to invest in the bubble asset.

For example, when the real estate bubble appeared in Hainan Province in the early 90s of the 20th century, the annual growth rate of the completed investment in the real estate industry in Hainan Province was respectively, and .

3. The expansion of the "bubble" will inevitably lead to an increase in the risk of the financial system, and there is a possibility of a financial crisis. Bubble assets are vulnerable because they contain a deviation from the intrinsic value of the real economy. When bubble assets are formed in large quantities by bank loans, this risk inevitably becomes a financial risk and leads to stagnation or even regression in the growth of the sector.

For example, after the bursting of the real estate bubble in Hainan Province, the annual growth rate of the amount of completed investment in the industry was from 1994 to 1997, respectively, and a large number of non-performing assets were formed in the banks.

4. The generation and growth of "bubbles" are subject to people's expectations for the future. When the market for some reason forms a strong expectation of an asset, investors will inject money driven by this expectation, and the asset's ** may rise rapidly, which confirms the previous expectation. As a result, the expectation of further growth will be formed, which will promote the continuous injection of funds and the continuous rise of the bubble.

Asset** usually refers to the equivalent value to be paid in order to acquire the asset, generally expressed in monetary terms.

To put it simply, assets are relative to the currency exchange rate, currency volume, market interest rate, etc. in the foreign exchange market that affect market fluctuations.

Money is an asset, and money is part of an asset in this sense. For the sake of analysis, the currency is separated from the asset. Currency ** refers to interest, and asset ** refers to the proportion of assets converted to money, that is, the question of how much currency a unit of asset can be converted to.

Money is a means of distribution, and under the conditions of a market economy, the distribution function of money is ubiquitous due to its universal use.

The book value of the asset.

Book value of an asset = book balance of an asset - depreciation or amortization of an asset - provision for impairment of an asset.

The book value of an asset is the value of the asset recorded in the book in accounting. This valuation method does not take into account the current fluctuations in the asset market** and does not take into account the income status of the asset, so it is a static valuation standard. The book value of assets is easy to calculate, but its disadvantage is that it only considers the value of various assets at the time of entry and is detached from the actual market value.

The difference between the book value of assets and the book balance, book value, and net book value of assets is accompanied

Book balance refers to a certain accounting account.

The actual balance of the book is not deducted as an allowance for the account (such as accumulated depreciation.

impairment provisions for related assets, etc.).

Net book value, generally for fixed assets.

This is the balance of the original value of the fixed asset minus the accumulated depreciation that has been accrued.

Book value refers to the net amount of the book balance of an account minus the relevant allowances.

The ** of assets is generally determined by a three-state section:

1. Accounting book value;

Second, the replacement value, that is, the price book of the asset is reset under the condition of the current source of the core;

3. Net worth, minus depreciation.