Do you buy medical insurance in rural areas every year? Is it still necessary to continue to buy?

The best and most effective way is to participate in NCMS normally. Continuous payment, then even if you speak out to see a doctor, we have medical insurance to escort you, otherwise, you only two or three hundred yuan, once there is a medical treatment, I believe that the cost you spend far exceeds the cost of two or three hundred yuan, and it is worth the loss for yourself.

Yes, every year. I think insurance is an emergency measure, and it is still necessary to buy it.

Everyone is buying, and it is necessary to continue to buy it, because rural medical insurance is a medical guarantee for farmers, and they can be reimbursed to solve their own financial burden when they encounter serious illness.

I was buying, and I felt it was necessary, because rural medical insurance is the only thing farmers can count on to see a doctor.

There is no provision that urban and rural medical insurance must be paid every year, and users can see whether they need to pay according to their family situation.

The payment of medical insurance for urban and rural residents follows the principle of freedom, and everyone can decide whether to pay or not.

The medical insurance for urban and rural residents is paid for one year, and they can enjoy lifelong rights and interests if they do not pay for many years.

Moreover, the cost of urban and rural medical insurance is relatively low, and the reimbursement ratio enjoyed by hospitalized and sick users is also lower than that of employee medical insurance.

However, users need to understand that if they do not pay for one year, it means that users will not be able to enjoy the protection of urban and rural medical insurance in this year.

According to the national standard, the medical insurance for urban residents is paid for one year and one year, and it is not insured if it is not paid.

If there is a specified time for NCMS fees, the payment will no longer be accepted after the time has passed.

Summary. You can enroll at any time. However, the payment of NCMS premiums in the current year will only take effect on January 1 of the following year, that is, even if you participate in the NCMS in the current year, you can only be reimbursed for medical treatment in the following year.

The new type of rural cooperative medical care, referred to as "NCMS", refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly coordinated for serious diseases. Funds are raised by means of individual payment, collective support and funding.

Rural medical insurance is not available at any time.

Rural cooperative medical care can be purchased at any time, but if it is renewed, then there is a corresponding time requirement. If you start paying the 2020 fee from October to December 2019, if you do not pay within this time, then there will be a 90-day waiting period for subsequent payments. If you choose to pay within the specified time, there will be no waiting period, that is, you can enjoy the protection of rural cooperative medical care throughout 2020.

You can enroll at any time. However, the payment of NCMS premiums in the current year will only take effect on January 1 of the following year, that is, even if you participate in the NCMS in the current year, you can only be reimbursed for medical treatment in the following year. The new type of rural cooperative medical care, referred to as "NCMS", refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly coordinated for serious diseases.

Funds are raised by means of individual payment, collective support and funding.

Rural medical insurance must be paid every year. The current policy of NCMS is that there is no time limit, and the payment period of urban medical insurance is different, and the NCMS takes the form of paying once a year, and the payment is guaranteed in the current year, and there is no specific payment period for this type of insurance. Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of six or eight from low-income families, and minors will be subsidized by **.

Legal basis: Article 25 of the Social Insurance Law The State shall establish and improve the basic medical insurance system for urban residents. The basic medical practice mold combustion therapy insurance for urban residents implements a combination of individual payment and subsidy.

Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of six or eight from low-income families, and minors will be subsidized by **. Article 23 of the Social Insurance Law stipulates that employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons can participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Rural medical insurance is not required to be paid in full, and the country only encourages it to be paid, but it is not compulsory. The full name of NCMS is the new type of rural cooperative medical care, which refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly coordinated for serious diseases.

Legal basis: Social Insurance Law of the People's Republic of China

Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions by their own units. Laughing.

Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay. Individually-owned businesses without employees, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons who voluntarily participate in social insurance shall apply to the social insurance agency for registration of social insurance.

The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.

No, you cannot. It is not possible to make up the fees for the years in which the payment is not due. The Notice on the Implementation Measures for the New Rural Cooperative Medical Work stipulates that farmers must pay the relevant fees of the New Rural Cooperative Medical System within the prescribed time limit. If it is exceeded, it cannot be repaid.

In other words, the cost of more than 100 yuan of medical insurance is only to protect a person's one-year medical treatment period, and the fee is paid once a year. If you pay the fee at the end of last year, it is guaranteed from January 1 to December 31 this year. If you don't pay the fee, you won't be reimbursed for this year's medical expenses.

Even if the additional fees are paid, they can only cover the subsequent years, and cannot make up for the fees that have not been paid in the previous years.

The impact is not there for the time being, but it is recommended that you pay, a few hundred yuan a year, at least buy a rest assured, although I have not used it, but I am not afraid of 10,000 yuan if I am sick, I am afraid of it, and the rural medical insurance is not much, and the reimbursement ratio is very high, at least it is guaranteed. If someone stopped before, it was enough to make up for the current year, but the recent policy will allow you to make up the previous annual fee. It is recommended not to stop.

I don't know, which one are you handing in? For insurance, there are medical insurance for urban workers and basic medical insurance for urban and rural residents.

The medical insurance for urban employees is paid monthly, and after 15 years of payment, the payment can be stopped, and they have been enjoying the treatment.

The basic medical insurance for urban and rural residents is paid once a year, and it is managed for one year, and if it is not paid, there will be no treatment. Where I am, it's only 380 yuan a year. If you're in a rural area, you're probably recruiting like this. The basic medical insurance for urban and rural residents is also called NCMS.

Now it is called urban and rural medical insurance, and the proportion of urban and rural payment is the same! The medical insurance of the social security card has stopped paying for more than half a year and cannot be reimbursed. There is money in the health insurance card that can be used.

Medical insurance implements the policy of "participation and enjoyment", that is to say, after paying through the unit, you can immediately enjoy the medical insurance treatment. However, even if you have paid for 10 consecutive years, once you terminate the payment, you will still immediately stop enjoying the medical insurance benefits. The social security payment has been suspended, and the basic medical insurance benefits will be stopped from the next month after the payment is interrupted.

For those who re-enroll in insurance after the insurance is broken, the medical insurance policies in various parts of China are basically the same, and individuals with units who participate in the insurance can enjoy medical insurance treatment as long as they renew their insurance and pay the next month. If the insurance is insured in the name of an individual after the insurance is terminated, there is a common problem of "waiting period", and the regulations on the waiting period vary from place to place. If the insured person has been out of insurance for more than 3 months, he or she will be insured in his or her own name after renewing the insurance, and a waiting period of 1 year will be required, and the waiting period will not enjoy medical insurance benefits.

The cost of rural medical insurance must be paid in the rural areas, and it is generally collected on a "village" basis. There is a staff member who comes to collect it. If you have paid for rural medical insurance, you do not need to buy urban medical insurance. Because only one type of insurance can be reimbursed.

Rural medical insurance is not linked to buying a car or a house, but it doesn't matter if the money paid is not used for the time being, it will always be stored on it, and it can still be used in the future, it will not be wasted, and the suspension of payment will have no effect, in case it is used, it will not be reimbursed.

**You are only one or two hundred yuan a year, if you don't pay, in case of a serious illness, spend hundreds of thousands, and no reimbursement will be made. Serious illnesses are all too common nowadays, and I recommend that you buy commercial insurance. You don't know how many people raise money online every day.

Rural medical insurance has no impact on buying a house or a car, and the impact is that in case of serious illness or accidental hospitalization, the expenses incurred will not enjoy preferential treatment, and can only be borne 100% by yourself!

You're still expensive? We pay tens of thousands of dollars a year, and the results are all into the overall planning, and then you and we enjoy the same, do you still think it is expensive? Then who will we go to reason with a lot of money?

It won't affect your buying a house or a car, but I'm afraid that if you have a disease, you won't be able to make up for it.

It can be handed over for one year. There should be no impact on buying a house or a car, but it does not enjoy protection.

Yes, one year for a year, and there is no conflict with others.

There is no impact, to supplement the pension gap.

Many times you can't use it, but if you get sick and hospitalized one day, you have to pay for it yourself, just a few hundred yuan a year, and the province will come out, for yourself and your family, you still have to buy peace of mind. Of course, medical insurance is now managed for one year a year, in case you don't want to pay it, it doesn't matter, wait for which year you want to pay before continuing.

According to your own situation, actively pay, as much as possible to pay as much as possible. 1.The guarantee period of rural medical insurance is only one year, and if you do not pay it this year, you will not be able to enjoy medical security services next year.

We don't know which one will come first, accident or tomorrow, and no one can guarantee that they will never get sick, in case they need to spend a lot of money on hospitalization for serious illness next year, and if they don't pay rural medical insurance this year, they won't be able to enjoy reimbursement services. You will have to bear all the costs of hospitalization and medical treatment, and you may become poor due to illness or return to poverty due to illness. 2.

When farmers pay for urban and rural medical insurance, they may only consider the part they need to pay, but in fact, the financing standard of the entire resident medical insurance is composed of two parts: state subsidies and individual contributions. Only a small fraction of this is paid by individuals, and the vast majority is subsidized by the state. For example, in 2021, the overall medical insurance standard for urban and rural residents is 900 yuan per person, of which individuals only need to pay 320 people, and the other 580 yuan is subsidized by the state.

If the farmers do not pay, they will not be able to enjoy state subsidies. Legal basisArticle 3 of the Regulations of the People's Republic of China on Basic Medical Insurance for Urban Employees shall establish a basic medical insurance system for urban employees, and implement a system combining the payment of personal medical accounts (hereinafter referred to as personal accounts) with basic medical co-ordination (hereinafter referred to as co-ordination).

Ownership of a personal account belongs to the individual. The ownership of the overall burial and training ** belongs to all the personnel participating in the basic medical insurance. Article 27 The personnel of the employer who pays the basic medical insurance premiums in accordance with these Regulations shall enjoy the basic medical insurance benefits.

Article 28 The personal account is used to pay for medical expenses outside the scope of the overall payment; If the personal account is insufficient to pay, the person shall be responsible for it.

Article 29 The medical expenses for hospitalization for serious illness** shall be paid in accordance with the following methods:

Summary. Pro, you don't need to buy medical insurance if you buy social security, because medical insurance is part of social security, social security is social insurance, which includes endowment insurance, medical insurance, maternity insurance, work-related injury insurance and unemployment insurance, which are five kinds of insurance, also known as "five insurances". If you have not paid in the enterprise and paid your own resident pension insurance, you also need to buy your own resident medical insurance.

You Qi is just right, thank you very much for your question, I am the workplace answerer "less", I have many years of experience in the workplace and are familiar with various laws and regulations, your question I have seen, is sorting out the relevant answers for you, typing may take some time, please wait a moment, I will give you the most detailed answer within 5 minutes, will not not reply to you, thank you, hello, dear, I am very happy to answer this question for you, no, because there is employee medical insurance can not buy rural medical insurance, Medical insurance can only be used once, so there is no need to pay repeatedly, you don't have to be entangled, dear, in addition, the social security reimbursement ratio is also significantly higher than that of rural medical insurance, so there is no need, I hope to guess my help to you! Thank you, I bought a medical insurance a few years ago and bought a social security at the Township ** Social Security Bureau after learning Please ask me if I want to continue to pay medical premiums.

Dear, please wait a moment, I'm looking at your question, dear, you don't need to buy medical insurance if you buy social security, because medical insurance hail rock acacia is part of social security, social security is social insurance, which includes endowment insurance, medical insurance, maternity insurance, work-related injury insurance and unemployment insurance, these five insurances, also known as "five insurances", if it is a social security paid by employees in the enterprise, then there is no need to buy medical insurance again. If you do not pay the resident pension insurance in Zaoqing enterprise and pay your own pension insurance, you still need to buy your own resident medical insurance, and if you do not pay employee social security in the enterprise and the individual pays social security by herself, do you still need to buy medical insurance by yourself?

Dear, I can't mislead you, if it is a flexible employment social security paid by yourself, you will not include medical insurance, unless you personally buy a flexible employment employee medical insurance, and there is no medical insurance in the flexible employment social security you generally buy, so you need to buy medical insurance