How to handle the insurance for the old and the young, and where to handle the insurance for the old

Hello! It is recommended that you add appropriate protection to yourself first, and consider your child's protection plan. Because, parents are the best protection for children**, only when the parents' protection is comprehensive, the child's protection can be more relied on.

I don't know the actual situation of the insured here, but I can only introduce you to some types of insurance suitable for people of all ages according to your general needs, and I hope to provide you with some help.

Generally speaking, for adults, the risk of accidental injury and medical health needs to be considered first, so you can choose some regular life insurance protection, add necessary critical illness items, and then add some hospitalization medical insurance.

As for the purchase channels of commercial insurance, you can either consult the insurance company directly, or you can go to the corresponding online insurance platform to compare and choose specific insurance products.

Insurance is the younger the age to buy the appropriate, the sooner to buy the more suitable it may not be insured when you are older, according to the needs of personal circumstances to choose.

Hello! Generally speaking, the insurance of one old and one young is reimbursed by the social security institution of the street (township) where the household registration is located. Of course, when reimbursing, whether it is the elderly or children, they need to provide social security cards, diagnosis certificates, receipts, medical records and other materials.

In addition, it should be noted that one old and one small insurance enjoy the treatment of serious illness medical insurance, of which the minimum reimbursement standard for serious illness medical insurance for the elderly is 1,300 yuan, that is to say, if the medical expenses exceed this amount, they will be reimbursed at a rate of 60%, and the remaining 40% will be borne by themselves; In a medical insurance year, the cumulative maximum payment limit is 150,000 yuan. The minimum reimbursement standard for serious illness of students and infants and young children is 650 yuan, and when the medical expenses exceed the amount, 70% will be reimbursed, and the remaining 30% will be borne by themselves; The maximum amount of cumulative payment in a medical insurance year is 170,000 yuan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

According to the regulations, infants and toddlers living in the school or in the street can go through the procedure.

1. As far as scattered children and the elderly without medical insurance are concerned, they can go to the social security office where the household registration book is located to register for medical insurance, and fill in some of the information required for medical insurance in accordance with the regulations, and at the same time deduct the expenses from the card for the insured person, or pay it in cash.

2. As far as the insured objects in the school are concerned, before or after the holiday, they will actively do a good job in the registration related to the insurance, and the social security office, the school and the relevant institutions will directly report the information of the medical insurance registration personnel to the relevant district and county centers for relevant procedures, and at the same time can perform the procedures for payment.

The above answer comes from the Beijing Municipal Bureau of Labor and Social Security, deputy director of the Social Security Management Center Yuan Jianjian's answer to reporters' questions.

At that time, the reporter asked: What kind of procedures are required for medical insurance for "one old and one young"? Can I register and pay now? What if so?

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"