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How to open Alipay's Huabei.
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Huabei was closed and could not be opened on its own initiative.
After Huabei is closed, it will be comprehensively considered by the consumer's online shopping situation, payment habits, credit risk, etc., and if it does not meet the screening requirements of Huabei, it will be displayed as not meeting the opening conditions of Huabei.
Based on consumers' online shopping, payment habits, credit risks, etc., Ant Huabei grants users consumption quotas ranging from 500 to 50,000 through big data computing and risk control models.
Ant Huabei's quota is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic.
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If you close it yourself, you can re-open it, if it is overdue or the cash out is closed, you have to contact customer service for consultation, and you can continue to use it if it is better, and you can't use it if it is not good.
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You can consult Alipay customer service to apply for the opening of Ant Huabei. If Ant Huabei and Borrowing are overdue, it will not only affect the Sesame credit score, but may also be credited to the central bank's credit investigation, that is, overdue will definitely cause bad credit.
Users can enjoy "consume first, pay later" when using Huabei, and the 9th of each month is the repayment date of Huabei, and users need to pay off the Huabei bills that have been generated on the repayment date. To avoid overdue, please make sure that your Alipay account has sufficient funds.
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Hello. Huabei, if it is closed, it can be reopened.
Find Huabei in the settings, option.
Click to reopen Huabei.
It can be used normally.
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1. If the customer service is closed. Then it means that the overdue date has passed. Your profile information has been blocked and will not be open for you.
2. There may also be multiple Alipay accounts bound to an ID card or a mobile phone number, and only one Alipay account is allowed to sign up for consumer credit products (i.e., Huabei), if the user has opened Huabei with other Alipay accounts before, it may not be able to open it again.
3. For a period of time after Huabei is closed, Ant Financial will re-review your information and transaction information, don't believe those who can increase the limit if you close and reopen, and maintain good consumer credit to increase the limit.
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Ant Huabei closure method:
2. After opening, find the word "Huabei", and then click on it;
3. Find "My" in the lower right corner of the page and click on it;
4. Find the word "other" at the bottom of the current page and click on it;
5. Enter the current page, find "Close Huabei", and click directly to close Huabei.
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The specific operation is as follows:
2. After opening the Alipay hall and quietly sleepy, find "Huabei" on the "My" interface and click to enter.
3. Click "My" in the lower right corner of the "Huabei" interface to enter.
Fourth, find "Other Thoughts" on the "My" page and click to enter.
5. Click "Close Huabei".
6. Click "I still want to close" on the "Close Huabei" interface to close Ant Huabei.
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<>1. Huabei is generally closed due to the user's undefeated timely repayment, at this time, it is necessary to repay the arrears in time, generally pay off the arrears just after closing, and it is relatively easy to open in the later stage; If you've been closed for a long time to pay off your debts, it can be cumbersome to reopen.
2. After Huabei is closed, it is impossible to manually intervene in the opening, and users who want to re-open must find a way to improve Jingpei sesame points, and must meet the basic requirements of opening Huabei; In addition, the draft is to improve the activity of the account, and at the same time use more of the financial function in Alipay, the better the financial resources, the greater the chance of reopening.
3. Keep a good record when using other functions of Alipay, such as repaying on time when using borrowing, repaying on time when using shared bicycles, and participating in public welfare activities in Alipay; These are of great help in reopening Huabei, and it is necessary to make full use of these to reopen after Huabei is closed.
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Huabei is a personal consumption credit loan product in Alipay, if the user wants to close Huabei for some reasons after opening Huabei, then you can directly close Huabei through Alipay on your mobile phone, the specific steps are as follows:
2. After logging in to your personal account, find the "My" option at the bottom right of the Alipay homepage, and click to enter the "My" interface;
3. Find the "Huabei Group Lead" option on my page and click to enter the Huabei page;
4. After entering the Huabei page, click "My" at the bottom right of the page, and then select the "Other" option;
5. After clicking "Other", the page will give the first best option to close Huabei, click "Close Huabei";
6. Then follow the step-by-step operation of the system to close Huabei.
When the user applies for the closure of Huabei, it should be noted that all the arrears of Huabei need to be paid off in advance, and when closing Huabei, there must be no outstanding order transactions, otherwise Huabei cannot be closed.
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Huabei is a personal consumption credit loan product in Alipay, if the user wants to close Huabei for some reasons after opening Huabei, then you can directly close Huabei through Alipay on your mobile phone, the specific steps are as follows:
2. After logging in to your personal account, find the "My" option at the bottom right of the Alipay homepage, and click to enter the "My" interface;
3. Find the "Nian Lao Zhu Huabei" option on my page, and click to enter the Huabei page;
4. After entering the Huabei page, click "My" at the bottom right of the page, and then select the "Its Contains Punch" option;
5. After clicking "Other", the page will give you the option to close Huabei, click "Close Huabei";
6. Then follow the step-by-step operation of the system to close Huabei.
When the user applies for the closure of Huabei, it should be noted that all the arrears of Huabei need to be paid off in advance, and when closing Huabei, there must be no outstanding order transactions, otherwise it will not be possible to close Huabei.
The path to close Huabei is as follows:
It should be noted that before closing Huabei, it is necessary to settle all the arrears of Huabei, and if there is a transaction that has not confirmed the receipt, it will be closed after the receipt and repayment are confirmed. In addition, after Huabei is closed, whether it can be opened again will be evaluated by the system, and the previous bill cannot be queried, please be cautious. >>>More
Hello, the answer is that it can be opened, but re-opening also needs to be evaluated by the system, and it generally takes a long time to accumulate good credit before it can be opened. Please refer to the following points for details: >>>More
Ant Huabei is a function in Alipay, similar to a credit card, just like Yue Bao is similar to a bank card. >>>More
The path to close Huabei is as follows:
It should be noted that before closing Huabei, it is necessary to settle all the arrears of Huabei, and if there is a transaction that has not confirmed the receipt, it will be closed after the receipt and repayment are confirmed. In addition, after Huabei is closed, whether it can be opened again will be evaluated by the system, and the previous bill cannot be queried, please be cautious. >>>More
It's because of an ID card.
Or multiple Alipay accounts bound to a mobile phone number, only one Alipay account is allowed to sign up for consumer credit products (i.e., Huabei), if the user has opened Huabei with other Alipay before, it may not be able to open it again. >>>More