What do you need to apply for a Visa card?

Visa cards can be processed by any bank, and the process is roughly the same as that of ordinary credit cards.

1. Handling procedures.

1. Fill in the application form.

2. Give your information and photocopy to the bank.

3. The bank will send it to the credit card center.

4. The credit card center will review, issue and issue cards.

5. After getting the card, open the card and wait for the password letter to be received.

II. Bank Credit Card Application Requirements.

1. Age requirements: domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old.

2. Job requirements: have a stable work unit, income and fixed residence.

3. Credit requirements: no bad credit record. Supplementary card applicants must be the primary cardholder's parent, spouse or child, aged 16-65.

3. Bank credit card application materials:

1. Identification information.

A copy of the resident ID card or military ID; If you are a Hong Kong or Macao compatriot, you need to provide a copy of the Mainland Travel Permit and a residence certificate of more than one year; If you are a foreigner, a copy of your passport and residence permit for more than one year is sufficient.

2. Proof of work and income.

A copy of the real estate certificate, a copy of the car driving license, a bank loan account (with good credit, no more than 60 days overdue) or a copy of the deposit certificate, etc.

To apply for a Visa dual-currency credit card issued by a major bank in mainland China, you will need to provide it.

1- Identity document.

2- Proof of income and proof of employment, some banks require an annual income of at least 2,4000 yuan.

3- Movable and immovable property information to prove your assets, optionally submitted, the requirements of each bank are different, and the importance of these information is different, but it is generally conducive to increasing the limit.

4- If you are a student, you can apply for a college student credit card, at present, ICBC's Peony student card, Guangfa Bank fantasy card, and China Merchants Bank Young card are VISA cards. ID card and student ID are required.

It is relatively simple to apply for a Visa dual-currency debit card issued by major banks in mainland China.

Industrial and Commercial Bank of China. Minsheng Bank.

Bank of Beijing. You can handle it with your ID card.

Citibank in mainland China does not currently have a separate card, so if you want to apply for a Citibank card, you can contact Citibank in Hong Kong or the United States. Or apply for a credit card from Shanghai Pudong Development Bank, which was issued in cooperation with Citi.

There are no fees for consumer transactions.

Proof of personal assets and regular income are required to apply for a Visa card.

Therefore, students who do not have a regular income cannot apply for a visa card.

Requirements for a Visa credit card:

1. Identification certificate (domestic resident ID card, household registration booklet, home return permit, military ID, passport and other identity documents accepted by other banks).

2. Work certificate (generally the original work certificate stamped with the official seal of the personnel department of the unit).

3. Income certificate return to Yinming (generally the original work certificate stamped with the official seal of the financial department of the unit, if the salary is issued by the bank, the bank account number can be directly provided or a copy of the specified statement or passbook as required by the bank).

Note: Applicants can choose to provide proof of property, education, qualifications and other certificates to increase the approval rate and credit limit, and do not have to provide all the documents, but the more they provide, the more conducive to improving the approval rate and credit limit. Including but not limited to a copy of the self-owned car driving license, a copy of the car purchase contract, a copy of the bank loan contract, a copy of the self-owned real estate certificate, a copy of the house purchase contract, a copy of the bank loan contract, a copy of the academic qualifications, a copy of the degree certificate; The more complete the professional title certificate, the copy of the professional and technical qualification certificate and other certificates, the more conducive to the issuance of the card.

What is the difference between Visa and MasterCard:

1. The scope of application of the two is different.

Generally, Visa credit cards are used more in the United States, and MasterCard credit cards are used more in Europe.

2. The business scale of the two is different.

Visa credit card business covers more than 200 countries and regions, and MasterCard credit card business covers more than 210 countries and regions; Visa credit card transactions are larger than MasterCard credit card transactions. There are more ATMs in the world that support cash withdrawals from MasterCard than at Visa credit card withdrawals.

3. There is a difference in the rates between the two.

There is little difference between Visa and MasterCard in terms of fees, and the specific charging standard of a certain card is also related to the issuing bank.

Requirements for a Visa credit card:1. Identity certificate, such as domestic resident ID card, household registration booklet, home return permit, military ID, passport and other identity documents accepted by the bank.

2. Work certificate (generally the original work certificate stamped with the official seal of the personnel department of the unit).

3. The income certificate is generally the original work certificate stamped with the official seal of the financial department of the unit.

PrecautionsIn addition, applicants can choose to provide proof of property, education, qualifications, etc., to increase the approval rate and credit limit, these documents do not have to be provided all, but the more they are provided, the more conducive to improving the approval rate and credit limit, and the more conducive to card issuance.

Ask the bank staff for a visa card application form and fill it out. In addition, you will need to provide proof of identity, salary certificate of the employer, proof of fixed residence and proof of financial resources.

Eligibility: Debit card applicants must be at least 18 years old.

The Visa card was issued by the Visa Nation Wisdom Organization in late 1982 in late 1982, and its predecessor, National Bank Americard Inc) was founded in 1959 to issue Bank-Americard in California, USA.

In 1977, it changed its name to Visa and issued the first debit card, and in 1987, it launched a multi-currency clearing and settlement service, which promoted the efficiency of cross-border payment settlement, and the total transaction value of branded payment products exceeded $1 trillion in 1997.

Featured services. 1. The debit card uses a chip and a 4-digit personal password;

2. There is no handling fee for card opening, and there is an annual fee.

3. The Royal Bank of Scotland (RBS) provides 24-hour uninterrupted service for password change and unlocking at designated ATMs (RBS) in the UK.

4. When the debit card expires, it will be replaced with a new card free of charge.

Target Customers. Bank of China (UK) **** personal settlement account holders.

Shen Hui brings rolling test materials: Encyclopedia - Bank of China Visa Debit Card.

1.Each bank can apply for a visa card, and the card application process is basically the same as that of an ordinary credit card.

2.After arriving at the bank, choose what type of card to apply for, fill out the visa card application form, and provide personal identification.

3.In addition to personal identification, visa card applicants also need to provide proof of personal income and professional employment, and generally banks will require applicants to provide a minimum annual income in order to control risks.

4.Selectively submit the applicant's proof of assets, movable property, and immovable property, which is required by different banks, which is conducive to increasing the limit of the visa card.

5.If a university student is applying for a visa card, the applicant will need to provide personal ID card and student ID card.