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It's not hard to understand!
That is, in this period (before July 20), you still have an excess in your card.
Credit cards are all borrowing and lending systems, the initial is 0, you will have arrears after consumption, the amount owed in the "current amount to be repaid" is reflected as a positive number, if this item is negative, that is, you have saved money before consumption, or you have repaid the loan amount after consumption exceeds your consumption amount.
Judging from your bill, you should have deposited $200 or had a savings of $200 on this card before the previous period, that is, June 20. Then on June 21 and July 4, you spent and totaled respectively at Century Lianhua on Guangdong Road, so you still have a balance on your card.
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That is to say, you don't have to repay this period, you repaid 200 yuan in the last period, and you spent 38 yuan 8 cents and 9 cents in this period, so you don't have to pay it back in this period, understand?
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You just have to look. Amount payable for the current period (RMB):
Minimum Repayment Amount (RMB):
This part. If it is a positive number, it is necessary to repay the corresponding amount.
If it's negative or 0, you don't need to change money.
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If it is a China Merchants Bank credit card, you can check the bill details of the credit card within 12 months through online banking, mobile banking and mobile life.
The specific query method is as follows:
1. Pocket Life: After you log in to Pocket Life, click [My Check Repayment] in the lower right corner, and click [Check Bill] in the account column of your personal consumption card to choose to view: current bills, unissued bills and historical bills.
2. Mobile banking: You log in to mobile banking, check the bills of the last 12 months in [Home Credit Card Bills], and click on the month to see the details.
If you have any questions about the amount of your bill or a transaction, you can contact your credit card**400-820-5555 for manual consultation.
If you have multiple credit cards in your name, the transaction history will show the last four digits of the transaction card number.
3. Online Banking (Public or Professional Edition): After you log in to the Public or Professional Edition of Online Banking, click "Credit Card Account Management Unbilled Inquiry Billed Inquiry Issued Bill" to view ** Print the bill within one year with a special seal for business acceptance.
Mobile Banking, Counter and VTM cannot print credit card statements.
Credit cards do not have the function of printing receipts, and English bills are not provided; The print format cannot be changed for the time being.
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Hello, let me introduce you to several ways to check your China Merchants Bank credit card bill:
A god of respect, through the credit card online banking inquiry.
View the consumption details of the bills that have been issued, log in to the credit card online banking, and click Account Management Bills to inquire about the bills that have been issued, and then you can click on the bill details of each bill.
View the consumption details of unbilled bills, log in to Credit Card Online Banking, and click Account Management Unbilled Inquiries.
2. Inquire about mobile banking through CMB mobile banking: Log in to credit card mobile banking and enter account management to inquire.
3. Log in to China Merchants Handheld Life to inquire about Handheld Life: Log in to Handheld Life, and enter the bill repayment bill inquiry on the iPhone mobile phone; The Android phone enters the card service bill repayment.
Fourth, the inquiry will be notified by email.
The bank will send the consumption details of the previous day (excluding cancellation or return transactions) to the email address registered with our bank free of charge on the next day after your credit card purchase, so that you can check the credit card consumption record in time. If you want to activate this service, you can do so in the following ways: Log in to Credit Card Online Banking, click Customer Management Notification Service Management.
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2.Mobile Banking.
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