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1.Each bank can apply for a visa card, and the card application process is basically the same as that of an ordinary credit card.
2.After arriving at the bank, choose what type of card to apply for, fill out the visa card application form, and provide personal identification.
3.In addition to personal identification, visa card applicants also need to provide proof of personal income and professional employment, and generally banks will require applicants to provide a minimum annual income in order to control risks.
4.Selectively submit the applicant's proof of assets, movable property, and immovable property, which is required by different banks, which is conducive to increasing the limit of the visa card.
5.If a university student is applying for a visa card, the applicant will need to provide personal ID card and student ID card.
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As long as you are at least 16 years old, have a high and stable income and a certain social status, prepare your ID card and financial documents (at least and must have proof of income, the rest such as large certificates of deposit, real estate certificates, car licenses, national bonds, **, etc.), choose a bank, go to the online ** or branch to get the application form, fill it out and send it to the credit card center designated by the bank. Generally, it takes 14 working days to complete the review and issuance of cards.
Attached, a national card issuer.
1.ICBC, a big-name state-owned commercial bank, has advantages in all aspects.
2.China Merchants Bank, highly recommended, rich variety, good service, full function.
3.Agricultural Bank of China, the card is extremely ugly, it is all plus a line.
4.CCB, there are too many non-performing assets, but the Dragon brand is good.
5.Jiaoxing, there was no movement, and there was no publicity, and it seemed to be silent.
6.GF, the first real credit card unit in China, recommended.
7.Bank of China, with its Olympic partner, issued the BOC Olympic Visa Card.
8.Pudong development, the background is Citibank, but the credit card operation is not very good.
9.CITIC, the background is CITIC Holdings, which is relatively powerful.
10.Minsheng, just (compared to other banks) issued credit cards, is immature.
11.Everbright, ditto.
12.IB, recently cooperated with Hang Seng, and the card use environment is better.
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If you are applying for a China Merchants Bank credit card, you can open the home page of China Merchants Bank Credit Card and click "Apply for a Credit Card" - "New Customer Application", where you can make an appointment to apply. Our bank will complete the preliminary review within 7-10 working days, and will contact the card after passing. Students are currently unable to apply for Visa credit cards.
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Visa cards can be processed by any bank, and the process is roughly the same as that of ordinary credit cards.
1. Handling procedures.
1. Fill in the application form.
2. Give your information and photocopy to the bank.
3. The bank will send it to the credit card center.
4. The credit card center will review, issue and issue cards.
5. After getting the card, open the card and wait for the password letter to be received.
II. Bank Credit Card Application Requirements.
1. Age requirements: domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old.
2. Job requirements: have a stable work unit, income and fixed residence.
3. Credit requirements: no bad credit record. Supplementary card applicants must be the primary cardholder's parent, spouse or child, aged 16-65.
3. Bank credit card application materials:
1. Identification information.
A copy of the resident ID card or military ID; If you are a Hong Kong or Macao compatriot, you need to provide a copy of the Mainland Travel Permit and a residence certificate of more than one year; If you are a foreigner, a copy of your passport and residence permit for more than one year is sufficient.
2. Proof of work and income.
A copy of the real estate certificate, a copy of the car driving license, a bank loan account (with good credit, no more than 60 days overdue) or a copy of the deposit certificate, etc.
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To get a Visa card, you can take the following steps:1Select Bank:
The first thing you need to do is choose a bank, because Visa cards are issued by banks, so you need to choose a bank that is reputable and has a high quality of service. 2.Fill out the application form
You can go to the official website or branch of the bank, fill in the visa card application form, and submit the required documents. Identification documents, proof of income, credit history, etc., are usually required, which may vary depending on the bank's requirements. 3.
4.Activation: Once you receive your Visa card, you need to activate it.
Usually you can activate your card at your bank or through it. Once activated, you will be able to use your Visa card to make purchases. It is important to note that applying for a Visa card may be affected by your credit history, income, and elevation factors.
At the same time, the specific process of applying for a visa card may vary from bank to bank and from applicant to applicant. It is recommended that you understand the required materials and specific procedures before processing to ensure the smooth progress of the application.
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The visa card application process is as follows:
1. Bring your valid personal ID to the bank you want to apply for a visa card;
2. After arriving at the bank, select the type of card you want to handle, and fill in the credit card application form and personal identity information;
3. Provide the corresponding materials and certificates, wait for the bank's review, and the card can be released after the review is passed.
If you don't know which bank to choose, you can choose a bank that usually handles more business, so that the success rate of the card is also higher.
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To apply for a Visa card, you can follow these steps:1Select Bank:
Visa card is a credit card brand issued by Visa International, therefore, to apply for a Visa card, you need to choose a bank, such as Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank, Bank of Communications and other banks. 2.Prepare the materials:
To apply for a visa card, you need to provide personal identification, income certificate, credit record and other materials, and the requirements of different banks may vary, please consult your local bank for specific requirements. 3.Fill out the application form to eliminate the base:
When applying for a certain credit card at a bank, you generally need to fill in the corresponding application**, and you need to carefully check your personal information and materials to ensure that the filling is accurate. 4.Waiting for review:
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At present, there are two types of credit card processing: first.
1. Take the branch next to the bank to apply for a card, and you need to bring your ID card, proof of income or proof of assets and other materials when handling it.
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