What about insurance in the metropolis of China and the United States?

1.Your insurance is term health insurance, you will reach the age of 60, what should you do after the age of 60?

2.Health insurance is all about serious illness, how many kinds of management? This is important! The more you manage, the better! Now the products in the insurance market, the most serious illness is a kind!

3.If the sum insured is a lump sum payment?

4.By the age of 60, how much premium have you paid (2800 yuan * years), and can you get it back? How much can I get back?

If you understand all the above questions, and then you still think it's good, then this type of insurance is good!

In addition, I think it is best to attach hospitalization expenses and accident medical insurance, which are the most useful! Because the main insurance of health insurance is a critical illness, the probability of getting sick is not very high!

Insurance is to think carefully before you buy it, and don't think about it again after you buy it. Insurance contracts are generally unified contracts, and it will not deceive people, but insurance salesmen will deceive people. If the insurance salesman wants to deceive you, that is, deceive you that you don't understand the terms, then you should be a fool (there are many such customers), talk nonsense to you, promise, exaggerate and distort the terms of insurance, and then induce you to impulsively apply for insurance when you are not clear.

So, the first thing you need to do now is to ask yourself what is still unclear about the terms, whether the salesman has made indiscriminate promises, exaggerated and distorted the terms of the insurance, and to figure out that you have made a purchase without being misled. If there is, resolutely return it, even if it is the same insurance contract and find a reassuring salesman, don't buy it and be confused. As for the question of the type of insurance, don't compare it anymore, all companies are similar, and the Metropolis of China and the United States is also a good company.

Terrible!!! It's better to deposit in the bank!!

You have been deceived. Retreat.

Sino-US Metropolis is a formal insurance company. Whether the insurance company is good or not depends on whether the strength of the insurance company is strong, the service is not thoughtful, and the claim settlement is not fast. The details are as follows:

1. Sino-US MetLife Insurance **** was merged from the merger of two life insurance companies, Sino-US Metmet and Luen Thai Metropolitan, and the merger plan was approved by the China Insurance Regulatory Commission in March 2011, and was approved by the administrative department for industry and commerce on April 12 and officially renamed. The new company is legally registered in Shanghai and adopts the operation model of dual headquarters in Beijing and Shanghai. On April 19, Sino-US MetLife Insurance **** was officially established in Xinhai, Shanggaizhou.

2. With MetLife's rich experience in the insurance industry and Shanghai Lianhe Investment****'s deep understanding of the Chinese market, MetLife is committed to providing Chinese consumers with trustworthy and professional insurance solutions. MetLife provides life, health, accident and endowment insurance products to consumers in more than 20 cities across the country through multiple channels such as consultancy marketing, bancassurance, direct marketing and group insurance.

3. MetLife's original Luen Thai MetLife Insurance was formally established in Shanghai on August 10, 2005, with a registered capital of 500 million yuan (increased to 700 million yuan in 08 years), which was formed by Shanghai Lianhe Investment **** and a subsidiary of MetLife Group in the United States.

4. Shanghai Lianhe Investment and MetLife are also shareholders of Luen Thai MetLife, headquartered in Shanghai, so that the two companies of MetLife and MetLife are officially merged. The name of the new company after the merger is:"Sino-US MetLife Insurance****", abbreviation"MetLife"。

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The U.S. metropolis genuinely cares about both term insurance.

There is no handling fee for surrender of the policy, but it is calculated based on the cash value stated in the contract. In the first few pages of the insurance contract, there are several records about the cash value, and the first column above is written "** cash value corresponding to the basic benefit", about the amount corresponding to the first year, the second year,,, and so on. At this time, you see what amount corresponds to the nth year, and the above is the result of how much you should receive.

Generally, the longer the time, the smaller the loss, after all, it is all paid, and you also have this protection, it is recommended that you return it cautiously.

In addition, if you surrender the insurance early, you will definitely not be able to get back the dust fee you paid.

The principle of purchasing insurance is based on social insurance, and it is better to add appropriate commercial insurance as a supplement.

The expenditure of its insurance costs is generally about 10---20% of the annual income, and it is best not to exceed 20%, that is, to use 10% of the funds to preserve 100% of their assets.

For each of us, we should consider health insurance. Directly speaking, as people age, their body's resistance is inversely proportional, and their ability to resist related risks is relatively weak.

Therefore, it makes sense to consider medical insurance first, whether it is commercial insurance or social insurance, and then consider other insurance products. If you are not healthy, it is impractical to have more pension insurance.

It is recommended that you first purchase the social security launched by the state (preferably if the unit comes forward to purchase it), including cooperative medical insurance, and then consider commercial insurance as a supplement.

Here, I know that in this industry, there are three recognized sentences that say this: "brand in life", "Ping An talents" and "Xinhua products".

Finally, it should be noted that the principle of insurance application is as follows:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally a lifelong contract, and you can become lifelong happiness if you buy it well, otherwise it will have a great impact.

3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

4) Buy insurance first adults and then children, if adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is adults who pay for children.

Extended reading: [Baochai Zen Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The Sino-American Metropolis is an insurance company approved by the China Banking and Insurance Regulatory Commission, which is very formal, and generally as long as you buy insurance that suits you, you will not be deceived.

Sino-US Wu Quarrel Hall Liantai Metropolitan Insurance Company relies on the hidden spectrum? Is the product worth buying? One article revealed!

With a registered capital of 2.7 billion yuan, MetLife was founded in 2005 and headquartered in Shanghai.

MetLife is a Sino-US joint venture, of which MetLife is a global financial services company, which has accumulated abundant capital and occupies an important position in the market in many parts of the world.

In July 2019, the Fortune Global 500 list was released, and MetLife ranked 142nd, and in January 2020, the 2020 list of the world's 500 most valuable brands was released, and MetLife ranked 254th, with strong overall strength.

According to the information disclosed by the China Banking and Insurance Regulatory Commission, in the fourth quarter of 2022, MetLife's core solvency adequacy ratio was a comprehensive solvency adequacy ratio, and the latest comprehensive risk rating was AA, which met the solvency standards stipulated by the CBIRC.

In addition to solvency and company strength, if you want to know whether a company is good or not, you also need to look at the insurance company's user reputation, service rating, etc.:

When we look at insurance companies, what exactly do we look at?

Finally, the insurance applicable to different age groups is different, and blind purchase may be a waste of money.

How to buy insurance for different age groups? Everyone should have their own plan

That's all there is to it, hope.