Does anyone know about MetLife? How about MetLife

Xueba talks about insurance, focusing on insurance product evaluation! In 2004, the Sino-US Luen Thai Metropolis officially opened in China, the main development cities in the first and second tiers, today, what will be the status of the largest life insurance company in the United States in China?"Inventory of the top 10 insurance companies in China".

Among the top 500 world brands announced in 2018, MetLife Insurance Company ranked 300th, and its strength should not be underestimated. But just looking at this ranking is not enough, I will analyze Metropolitan Insurance Company from solvency, word-of-mouth reputation, and product situation.

(1) Solvency

It is reported that as of November 2018, Methas claimed more than 20,000 policies. Click on the list and you'll know:"2020 Solvency Ranking List of the Most Complete Insurance Companies".

(2) Word-of-mouth reputation

In order to settle claims more efficiently, MetLife Insurance quickly launched a platform where consumers can self-help solve a variety of services, which is convenient for consumers and recognized by the industry and consumers.

(3) Product conditions

MetLife has Genuine Care Hospitalization Allowance Medical Insurance, Accident & Critical Illness Protection Plan, Healthy Lifetime Illness Insurance Plan, Self-driving Accident Insurance and other products.

Pick one of the more representative health care whole life illness insurance plans to analyze:

Pros:

With optional add-on coverage up to age 65, age 75, age 85 and lifelong, the Healthy Whole Life Insurance Plan offers the flexibility to choose your own combination of plans. There will be no conflict between the liabilities of the product, and the payout of critical illness will not affect other additional liabilities.

Deficiencies:

(1) Unreasonable classification of critical illnesses

Malignant tumors and other diseases are in the same group, if the malignant tumors in this group are paid, the diseases in the same group as it will lose the opportunity to make claims, and the probability of multiple claims will be very low because the group is too small.

(2) Repeated claims for mild illness are disappointing

It is rare to see the mild illness grouping of critical illness insurance, and the interval is also set for the mild illness of healthy care, and the interval is to reduce the probability of the second claim for cancer, which is disappointing.

(3) **More expensive

Retain critical illness, mild illness, waiver and main insurance, 30-year-old women, pay for 30 years, the sum insured is 500,000, and the annual premium for health is more than 11,000, and the premium of Recreation Life 2019 is only more than 6,000 per year, and the content of Recreation Life 2019 protection is more, please click here to see the comparison between Metropolitan Critical Illness Insurance and popular critical illness insurance:"Comparison Table of 136 Popular Critical Illness Insurance in China".

After reading it, you will know that the health care whole life illness insurance plan is not very cost-effective.

Summary: The strength of the metropolis should not be underestimated, solvency and reputation are very good, but its products are expensive, so the cost performance is not high, if you pursue this company's insurance, you must have a higher budget.

Thanks for reading, hope!

MetLife's most important life insurance, it is not like other companies and car insurance, etc., the insurance does not say that the one is good and that is strong, the most important thing is to look at the different main insurance and additional insurance to achieve the most suitable insurance for themselves, and I am still very optimistic about MetLife.

Founded in 1868 and headquartered in New York, USA, MetLife is a professional insurance company that mainly provides life insurance, health insurance, accident insurance, travel insurance and other products and services.

MetLife enjoys a good reputation in the industry for its high service quality, good service attitude, high policy underwriting rate, and fast policy claims, which have been well received by customers. MetLife has a well-established customer service system and a first-class service team, which can provide all-round, efficient and high-quality services to better meet the needs of customers.

MetLife also has a first-class asset management team that regularly researches market changes, as well as the personal financial situation of customers, to provide effective investment advice, manage customers' assets more effectively, and let customers get more income.

MetLife's advantages lie in its product quality and service quality, the products are fair and reasonable, the product variety is diverse, the service attitude is good, the underwriting rate of the insurance list is high, the policy claims are settled quickly, the customer service system is perfect, and it has a first-class service team, as well as a first-class asset management team, to provide customers with more convenience and benefits.

The services provided by MetLife include: investment and wealth management services, health insurance services, life insurance services, accident insurance services, travel insurance services, insurance consulting services, etc. Customers can choose the service that suits them according to their actual situation and their own needs, so as to better protect their rights and interests.

MetLife attaches great importance to claims settlement and has a complete claim process, which allows customers to get the claim amount as soon as possible and avoid unnecessary losses.

If customers encounter any problems in the process of using MetLife's products and services, they can call MetLife's customer service** or send an email to MetLife, and MetLife will reply as soon as possible to solve the customer's problem.

MetLife is a professional insurance company with a good reputation in the industry, a complete customer service system, a first-class service team and a first-class asset management team, providing effective investment advice and providing customers with more convenience and benefits. At the same time, MetLife also attaches great importance to claims work, and customer complaints will be accepted in a timely manner, so that customers can have a pleasant insurance experience.

Reliable, MetLife's insurance plans are also very good, my friend insured on their side, said that their services are very good, and also introduced a lot of insurance plans suitable for him to choose.

MetLife is very reliable, it is a Sino-US joint venture, and I now buy insurance for my family in MetLife**, which is simple and convenient, saves time, and the protection is very comprehensive.

MetLife is a very good insurance company, and there are many users who choose them, and in my heart it is an insurance company that can be trusted.