How was MetLife built?

Xueba talks about insurance, focusing on insurance product evaluation! In 2004, the Sino-US Luen Thai Metropolis officially opened in China, the main development cities in the first and second tiers, to China, what will be the status of the largest life insurance company in the United States, please see this ranking:"Inventory of the top 10 insurance companies in China".

In the 2018 World Brand 500, MetLife's strength should not be underestimated, ranking 300th. But just looking at this ranking is not enough, I will analyze Metropolitan Insurance Company from solvency, word-of-mouth reputation, and product situation.

(1) Solvency

As of November 20185, there have been more than 20,000 claims policies in Met. Without further ado, it's on the list:"2020 Solvency Ranking List of the Most Complete Insurance Companies".

(2) Word-of-mouth reputation

In order to speed up the settlement of claims, MetLife Insurance has developed an automatic platform for micro-customer service, which allows consumers to handle renewals, claims and other matters by themselves, which is convenient for consumers and has won the praise of many people.

(3) Product conditions

MetLife has Genuine Care Hospitalization Allowance Medical Insurance, Accident & Critical Illness Protection Plan, Healthy Lifetime Illness Insurance Plan, Self-driving Accident Insurance and other products.

Analyze the Health Free Whole Life Illness Insurance Plan to take a look at Met's offerings:

Pros:

With optional add-on coverage up to age 65, age 75, age 85 and lifelong, the Healthy Whole Life Insurance Plan offers the flexibility to choose your own combination of plans. Each product liability is very independent, and after the critical illness is claimed, the additional liability will continue to be valid.

Deficiencies:

(1) Unreasonable classification of critical illnesses

Malignant tumors and liver and kidney related diseases are divided into the same group, there is no separate group, if in this group, malignant tumors are paid, the same group of diseases can no longer be claimed, and the group is too small, the probability of getting multiple claims is greatly reduced.

(2) Repeated claims for mild illness are disappointing

There are very few critical illness insurance companies on the market that will group mild cases, and there is also an interval for mild illnesses that are healthy and comfortable, and generally speaking, the interval is set on the second claim for cancer, which makes consumers feel cold.

(3) **More expensive

Configure critical illness, mild illness, exemption and main insurance, 30-year-old women, pay for 30 years, the sum insured is 500,000, and the annual premium that needs to be paid for health is more than 11,000, compared with Kangle Life 2019, Health is about 5000 more expensive, and the content of Kangle Life 2019 protection is more, please click here to see the comparison between Metropolitan Critical Illness Insurance and popular critical illness insurance:"Comparison Table of 136 Popular Critical Illness Insurance in China".

By comparison, we can see that Healthy Life Whole Life Illness Insurance plans** are higher.

Summary: The strength of the metropolis is obvious to all, with good solvency and reputation, but the product has an obvious brand-name premium, so the cost performance is not high, if you buy this company's insurance, it is likely to cost more.

Thanks for reading, hope!

MetLife Insurance Co., Ltd. is a joint venture between Metropolitan Life Insurance Company and Capital Airport Group.

OK. The company's salary package. MetLife.

The average monthly salary of the company is 11,958 yuan. Compared to the industry average, it is 17% higher. Employees with salaries in the range of 15k-18k are the most, accounting for 33%.

At the same time of enterprise development, MetLife Chongqing Branch never forgets to assume social responsibility, actively participates in various public welfare undertakings such as drought relief in Chongqing, and strives to create a caring and cohesive company.

Have a sense of social responsibility.

The first-class corporate image.

The history of the Metropolitan Life Insurance Company dates back to 1863, when a group of New York businessmen raised $100,000 to establish the National and Local Life Insurance Company.

The newly formed company provided insurance benefits for sailors and soldiers who were disabled by war injuries, accidents, and illnesses during the U.S. Civil War.

In 1868, after five years of slump in the insurance industry and a major reorganization of the company, the company focused on life insurance and began to provide services to the middle class.

The founders of the company chose "Metropolitan" as the company name because of their success in the "metropolis" of New York.

The new company still faced many difficulties, and the economic crisis of the early nineteen-seventies led to the failure of more than 30 life insurance companies in New York City due to mismanagement, and only those large, long-established insurance companies survived.

In the years that followed, policy tilts forced the company to austere its finances, reaching a trough at the end of 1870.

In 1879, the head of the company, Joseph FKnapp shifted its attention to the UK, where the industrial insurance business and worker safety insurance business were very successful at that time.

At that time, the United States did not have such an insurance business because of the cost of office space and the cost of maintaining the company to sell insurance business door-to-door, and to count 5 cents or 10 cents a week.

After introducing the British insurance business, Metropolitan Life Insurance Company quickly adopted the successful British approach to serve the United States.

By 1880, the company was able to sign more than 700 industrial insurance deals a day.

The rapidly expanding business reduced the cost of insurance, and the new business quickly proved to be very successful.

Metro Life Insurance fills an important gap by serving recent immigrants to the United States who work in U.S. factories.

The industrial insurance business of the metropolitan life insurance company is facilitated, and it also serves female workers and children.

The services of the Metropolitan Life Insurance Company became an important part of the lives of ordinary working families.

Every week, the labor protection department has to call the workers' families to keep in touch, and in the process of collecting insurance premiums, the insurance company also listens to the opinions and suggestions of customers at any time.

This approach was so successful that in 1909, the Metropolitan Life Insurance Company became the largest life insurance company in the United States, and the company's influence is still significant in North America today.

Yes. MetLife provides life, health and casualty insurance products and services to consumers in Beijing, Chongqing, Guangdong, Shenzhen, Liaoning and Dalian through multiple channels such as advisory marketing, bancassurance, direct marketing and group insurance.

Expansion: Founded in 1863 by a group of New York City entrepreneurs for $100,000, the Metropolitan Group was founded as the National Union Life and Limb Insurance Company.

After five years of hard work and several restructurings, in 1868 the company decided to focus on life insurance and market insurance products to a middle-class clientele.

Because the company's business was most successful in New York City, known as the metropolitan area, it was named after MetLife Insurance Company. In 2012, MetLife was ranked 129th in the Fortune 500 and 114th in 2011.

On June 7, 2017, it ranked 42nd in the 2017 Fortune 500 list.

Metropolitan Holdings serves more than 70 million customers in the Americas, Asia Pacific and Europe through its locations. Its affiliates include the largest life insurance company in the United States (based on in-force life insurance policies).

The company has more than 140 years of life insurance experience serving more than 90 companies in the top 100 of the Fortune 5002. Mets provides life insurance, pensions, auto and home insurance, retail banking and other financial services to individual customers. In addition, it provides group insurance, reinsurance, retirement and savings products and services to corporations and other institutions.

In 1995, Metropolitan Group set up a representative office in Beijing, and in 1996, it set up a representative office in Shanghai. Metropolis is full of confidence in the development of China's insurance industry and looks forward to establishing long-term and stable operations in China. Since 1986, it has invested nearly 100 million US dollars in China.

As early as the time of the representative office, Metropolitan Group of America has actively carried out various projects to invest in and support the development of China. For example, actively lobbying members of the U.S. Congress for China's accession to the WTO; Sponsorship of Peking University; He has been concerned about the development of social security in China, and has sponsored seminars on housing finance hosted by the Chinese social security authorities. In December 2001, Metropolitan Group obtained permission from the China Insurance Regulatory Commission to establish an insurance company in China.

On October 15, 2003, Metropolitan Group and Capital Airport Group announced the establishment of a joint venture. On February 4, 2004, MetLife Insurance Company obtained the license from the China Insurance Regulatory Commission. On February 16, 2004, MetLife Insurance Company obtained a business license issued by the State Administration for Industry and Commerce.

On March 25, 2004, MetLife Insurance Co., Ltd. officially opened and held an opening ceremony at the Diaoyutai State Guesthouse. On April 28, 2005, MetLife Insurance Chongqing Branch was officially opened.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. MetLife is the abbreviation of MetLife Group, founded in 1863 in New York, USA, by a group of New York City entrepreneurs for $100,000, formerly known as National Union Life and Limb Insurance Company. In addition to the United States, the Group also has direct insurance subsidiaries in Asia Pacific, Latin America and Europe.

MetLife is the abbreviation of MetLife Group, which was founded in 1863 in New York City, and was formed by a group of New York City entrepreneurs with $100,000, formerly known as National Union Life and Limb Insurance Company. In addition to the United States, the Group also has direct insurance subsidiaries in Asia Pacific, Latin America and Europe.

Sino-US MetLife Insurance**** (hereinafter referred to as "MetLife") is a joint venture between a subsidiary of MetLife Group and Shanghai Lianhe Investment****. With Met's rich experience in the insurance industry and Shanghai Lianhe Investment****'s deep understanding of the Chinese market, Metropolis is committed to providing trustworthy and professional insurance solutions for Chinese consumers. MetLife provides life, health, accident and savings insurance products and other insurance services to customers in nearly 20 cities across the country through multiple channels such as advisory marketing, bancassurance, direct marketing and group insurance.

Insurance companies are reliable, all are managed by the CIRC, and you can buy with confidence.