Do you want to buy a house or not, do you want to buy a house now?

Landlord, hello, I think your current situation, very unsuitable for buying a house, your savings are only these, you yourself said, can only pay a small house down payment, and you also said that your job is not very stable now, then you buy a house, you have to earn a mortgage every month, and you have to go to graduate school to enrich your knowledge, these all need money, you still keep the money for the first use, do not save too much, buy what you should buy, use it, women, be kind to yourself, you have to believe in yourself It will get better slowly, in terms of love, you can't be too anxious, as long as there is a suitable one, you can try to talk, you can't measure your boyfriend according to the ideal lover you think in your heart, in fact, as long as he meets 80% of you, and he is also sincere to you, so it is already worth you to cherish him.

To be confident, to be happy, people who survive in the current society will be very tired, however, to learn to decompress yourself, the landlord I think you are still too stressed, causing you these psychological troubles, okay, you can chat with friends and family together, talk. Maybe you'll find the answer you want from them.

Finally, I wish the landlord a happy house and find his other half as soon as possible Life will be better Supplement: It is inevitable that the housing prices in Wuhan will rise, because the prices are rising now, even if his housing prices do not rise, it will rise because of the price, it is only a matter of time. The landlord actually doesn't have to worry too much, don't put too much pressure on yourself, no money, you don't need to buy a house, you will become a house slave if you buy a house now, you can now develop your career, first rent a house to live, if your career is successful, it is not too late to buy a house at that time, why do you want to make yourself so tired, you buy a house is nothing more than to let yourself have a stable residence, but you have to do what you can, learn to make trade-offs, with your current economic ability, you have to have 80% certainty to pay for the house, you can buy a house, If not, give it up, retreat and rent a house first, and no one knows what will happen in the future, maybe your future career will be good, maybe your future boyfriend will also be capable...

Wait a minute... You have to have self-confidence so that you have hope

I wish the landlord a happy day

[Calculate how much it will cost you to renovate your home].

At present, housing prices are soaring, and even in small cities with an average monthly salary of only about 3,000, housing prices are more than 10,000. Many people save for a lifetime and only have enough to pay a down payment, seeing that the house price does not stop**, many people begin to struggle with the matter of buying a house, so do you want to buy a house now?

Should I buy a house now?

If the economic conditions allow to buy a house, in recent years, the house price has been in a state of only rising and not falling, whether it is self-occupation or investment, there will be discounts for early purchase. If you choose a house with a better geographical location and house type, there is more room for value-added. However, before buying a house, you must first consider whether you have the conditions to buy a house, whether the financial pressure will be great in the future after taking out a loan to buy a house, and so on.

What factors need to be considered when buying a house?

1. Look at the brand.

Houses are places where we live for a long time, so quality is the primary consideration. Generally, the quality of houses developed by brand developers is more guaranteed, and the services are more comprehensive, so it is best to choose a big brand developer when choosing a house to view. If the quality of the house is not guaranteed, there will be many problems in the future.

2. Look at the location.

In big cities, the central city is generally the main area, so the housing price will be higher, but often the central city does not have new development of real estate, so we can choose a closer location in the central area, and at the same time, it also depends on whether the supporting equipment near the real estate is perfect, such as travel, shopping, studying, medical treatment, etc.

3. Look at the house type.

If the family population is small, you can choose a small and medium-sized apartment, if the family population is large, try to choose a large apartment, because this will not only affect the total price of the house, but also affect the comfort of living in the future. If you choose a small and medium-sized apartment with a large population, it will definitely be crowded; With a small population and a large house, it will seem wasteful, and at the same time, it will feel even less warm at home.

4. Look at the environment.

When buying a house, you can observe the main scenic spot and viewing area of the community to see if the planning and layout are reasonable, as well as the layout and design of functional areas, such as roads, clubs, sports and fitness venues, etc., to see whether it is suitable for your needs.

Enter the area and get the decoration for free**].

Enter the area and get the decoration for free**].

Whether you should buy a house or not depends on the situation of each of you, and if you have the need and ability, then I think you still have to buy a house.

If you are an adult and have the financial means to buy a house, and you don't have a house, then you should buy it, because a house is a home, a place for a person to find security, and a harbor for a person.

If you don't have the financial means to buy a house, even if you want to, you shouldn't buy because it's too stressful.

I should buy it, think about it ten years ago, everyone thought it was expensive, but now it looks incredible. The economy is definitely developing, and buying a house is also an asset in addition to rigid needs, and it can also be used as an investment.

I think whether you buy a house or not depends on your financial situation. If the economic situation is better, then you can consider buying a house, try not to take out a loan, because the loan is invisibly to increase the pressure of repayment for yourself, if the economic conditions allow, you can buy a house.

If the economic conditions permit or you have a certain ability to repay the loan, then you should still buy the house, after all, there is no further investment after the house is bought, or there is still room for appreciation in the future.

Although the price of the house does not rise, there is even a possibility of **, but at present, looking at the house is the most effective thing to resist inflation, but if you don't have enough money, don't buy it, and you will lose money if you buy it.

Buying a house is a big income for the family, so be sure to think carefully about whether there is a need to buy a house and whether the family's funds support it.

If economic strength allows. It's better to buy a house by yourself, because having a house is the foundation. If it is just an investment and the vision is not too good, it is not recommended to buy.

If you need a house, of course, you should buy it, no matter how expensive or cheap.

If you have enough money to buy a house, it is still advisable to buy a house, after all, everyone will want to have a house of their own.

If you just need it, and you need to smash the pot and sell iron to make a down payment, it is definitely not suitable to buy a house. Therefore, you need to be cautious when buying a house.

Of course, you should buy a house, and a house is a complete home, and how can you call it a home without a house.

It depends on whether you just need a house, if it is, you should buy a house, if not, you should not buy a house.

You must buy it, if you don't buy it, how can you have a home, or a new environment.

Buying a house is as it should be. It's not good to have more houses. You can make your own actual situation to buy a house.

Of course you should buy a house. There is no home without a house.

This depends on yourself and why you have the ability to buy a house

If the financial conditions allow, it is still recommended to buy a house.

It is possible to buy. After all, your own house brings you an unprecedented sense of security. Own house, can be renovated in your own way.

The couple has two children, and whether to buy a house depends on the family's economic conditions. If you have a good income, it is best to buy a house, and your heart will be more stable.

You can buy a house, if you have a wide hand, it is more convenient to buy a house, accommodation or children go to school.

If you have your own children, you can buy a house in the future, which will also help your children go to school in the future.

Whether you want to buy a house, the most important thing is to depend on your own economic conditions, if the current economic conditions do not allow, or after buying a house, the financial pressure is very high, then you should still suspend this plan.

According to your actual situation, if you don't have a house at present, if you have plenty of money, you can choose to buy a house, if you have a house at present, you can't have so much money at hand, you can wait for a while. This is just personal advice, hope!

From a usage point of view.

If the family has two children.

There should be a relatively large house.

More than three bedrooms and one living room are better.

But it needs to be determined according to your financial situation.

Because there are not many people who can spend money according to their needs.

Generally, it is better to live within your means.

This depends on your financial strength, if your financial strength allows, of course, you need to buy a house, buying a house will make you live more comfortable.

Because for now, the market price of the house will not continue, so it is only in the case of an economic crisis, it is better not to buy a house first.

Buying a house is just needed, and having a house is considered to have a stable home, not to mention that the current commercial houses are already very cheap, and they should be considered for purchase.

If you just need it, you can buy a house.

Depends on the economy. If the economy allows, of course, the room. The house is comfortable to stay in.

Personally, I think that if you have been working in other provinces, it is better to buy a house where you work, so that it is comfortable to live in, and it is convenient for your children to go to school, even if you want to go back to your hometown in the future, you can sell your house.

I wish you good health, happiness and good luck.

Whether you want to buy a house or not depends on the high rent-to-sale ratio of housing prices and the bank interest rate.

Let's take the example of buying a house in full. Suppose the house price is 1 million, and the payment is made in a lump sum. You don't need to worry about loans anymore.

If you rent a house, the monthly rent in Guangzhou is about 1,000 yuan, which is equivalent to an annual rent of 12,000 yuan, assuming that the house price remains unchanged. Equivalent to the principal of 1 million, the rental rate is.

If you are in Changsha, the monthly rent of a house of 1 million yuan is about 2,500, and the annual rent is 30,000, which is equivalent to an interest rate of 3%.

If 1 million is deposited in the bank, the current deposit rate is converted to a 5-year term. It's probably 4-5%. Therefore, according to the data of the above cities, if you deposit 1 million in the bank and pay the rent with interest, you will have an income of about 1-40,000 yuan per year to improve your life.

If you are in Beijing or Shanghai, the income-to-cost ratio of buying a house is even worse than renting a house. Smaller cities would be a little better.

According to this data, the ratio of housing prices to rents in China's large and medium-sized cities is not as good as that of banks and using interest to help rent.

This calculation does not take into account the case of house prices**. If house prices skyrocket like they have in the past decade, it is certainly a good deal to buy a house. But overall, house prices have risen n times, but rents have not risen much.

Generally speaking, very few wage earners can pay off the house price in one lump sum, and then they are saddled with high bank interest. It's also much heavier than renting. The idea of housing ownership among Chinese is actually disproportionate to the fact that income is not commensurate with extremely high housing prices.

Whether you want to buy a house or not depends on whether you need it.

As long as it is just needed, you must buy it, do not consider the problem of housing price increase and price reduction, and do not consider the problem of housing appreciation and depreciation.

Personally, I think that whether to decide whether to buy a house depends on my actual economic conditions and actual needs, if the economic conditions allow, and intend to develop in a city for a long time, then it is still necessary to buy a house.

Whether or not to buy a house depends on your actual situation. If you don't have a house to live in and have the financial means, then you should buy a house because you just need it. If you have a house to live in and you are buying a house for investment, it is recommended that you do not buy it.

This depends on your current state, the first is whether it is just needed, the second is to buy a house as a wedding house, and the third is financial support.

If you live by yourself, you can buy, if it is an investment, it is recommended not to buy, from the current point of view, housing prices are the first trend, in addition to the first-tier cities, fortunately, the second and third cities have fallen a lot.

If you just need, then you have to buy a house, if you are not, then there is no need to buy a house, if you just change the small square meter to a large square meter, and then if there are conditions, you can buy a house, but if you just change a place, change a comfortable place, then it depends on whether your pocket is full.

If the house price is relatively high and the economic conditions do not allow, it is more appropriate to rent a house first, and then pay a down payment to buy a house when you have an economic foundation.

I think if you are in a big city, you still need to buy a house, because after you buy a house, you will take root in the city, and you will have a spectrum in your heart, and if you don't buy a house, you will always feel insecure.

Hello! A house is just needed, and if you already have a family, then it is better to buy a house.

Whether you want to buy a house depends on your personal needs, I think if you just need it, you have to buy it, and the family should buy at least one set to live in, which is more stable. If you already have a house to live in, you can not buy it.