Have some money on hand and don t know what to do?

At present, most families are "6 + 1", "6 + 2" pattern, more parents pay attention to their children's learning, growth, so, far from being satisfied with school education, will actively look for children can provide better development of after-school training institutions, such as grades to improve the make-up class, talent training of the best art, calligraphy, etc., therefore, in recent years, the primary school training industry is still very promising, worthy of development. It is recommended to consider starting a business for primary and secondary school students, such as after-school tutoring, training classes, etc.

I personally have some views on the training course:

1. The identity is legitimate. Requirements vary from region to region. There is a standardized name and the necessary organizational structure; have the necessary premises, facilities and personnel appropriate for the provision of training courses; Establishment using non-state-owned assets; Comply with sanitary and fire protection conditions as prescribed by laws, rules and regulations.

2. Site selection. Many investors are not impressed with the location, but in fact, the choice of store location is a long-term investment, which is related to the future economic benefits and development prospects of your store. For the location of the store, friends who want to open training courses must pay attention to local conditions, and it is best to choose densely populated residential areas, kindergartens, schools and other places, and it is related to the handling of procedures, and the site area also needs to be grasped.

3. Funding. After the investors who run the training course have chosen the location, there is another link that cannot be ignored is to raise funds. If you're going to run a school, then the need for money will be bigger!

For novices, joining the chain brand is more conducive to reducing investment risks, and there is a plan for successful operation to directly copy the operation to better carry out successful operations.

4. Choose the right brand. All the measures of mature education brands in terms of alliance are relatively perfect, so the accumulation of market popularity will gradually increase. You can learn about "I wish Dr. Study".

Financial management is still to buy insurance, dividend-paying. Manage your finances and be protected.

Make an investment. The current investment channels are:

Bank deposits, treasury bonds: this is the most common way. The advantage is safety. The disadvantage is that the income is low, and it is basically a loss of money, and it can't even maintain its value.

Real estate investment: This is also one of the more common ones. The advantage is that the value preservation function is strong. The disadvantage is that the return is low, and the policy pressure is large.

**, insurance: this is also a common practice. The advantage is to take into account both value preservation and income.

The downside is that it relies too much on the manager's work ethic. (China's best yield in 2011 was -5%, generally -20% to -80%, the reason is the irresponsibility of managers and the poor supervision of the investment market, managers are free to use the customer's money to make money for themselves, when the loss is to use the customer's money to do, sure to make money, use their own money to do.) It's an open secret in the industry).

**, foreign exchange, **: This is an investment method that has only emerged in the last decade (referring to domestic). The advantage is high yield, 24-hour trading, T+0 two-way trading (both ups and downs can be profitable).

The disadvantages are high capital threshold, high risk, and high technical requirements (generally looking for professional guidance from the company). **, ** There are now in China, and there is no foreign exchange (because the exchange rate of RMB is not completely free to fluctuate, so it is not possible to do foreign exchange in China.) ）

Spot Chinese herbal medicines, agricultural products: this is the rise of the recent years (referring to the domestic). The advantages are high returns, multi-session trading, T+0 two-way trading (both ups and downs can be profitable), and low capital threshold.

The disadvantage is that the risk is high and the technical requirements are high (generally looking for the company's professional guidance).

I'm a salaryman who doesn't have money, so I choose to make spot Chinese herbal medicines. I don't know your specific situation, you can see for yourself which one suits you, or you can add friends to communicate.

Remember to adopt it. Thank you!

If you want to make money, you can invest, if the investment risk is small and the cost is low, you can talk to me.

It depends on your situation, it is recommended to deposit in the bank, really, save some money first.

If you don't know how to manage money, it's better to save in the bank.