Do you have any small financial management? Is there any risk associated with investing in small amo

1. The cargo base, the overall income is now less than 3%. There are no restrictions on the investment horizon and the liquidity is relatively strong. This new type of financial management is currently highly secure and can be used as a temporary reserve tool for cash management.

2. Bill wealth management is a commercial bank that transfers all kinds of discounted bills to the intermediary at the agreed interest rate, and the intermediary will give it to the investor after the packaging design. Like Bills, which start as low as 1 yuan, the current expected rate of return is 6% to 7%, and the investment period ranges from 20 days to 180 days. The security is good, but it may face risks such as false bills and delayed payment, so you still need to be cautious about purchasing.

3. P2P is a financial management model in which individuals borrow from each other through the Internet, with a minimum investment of 100 yuan, an expected annualized rate of return of 18%, and an investment period of 1 to 3 years. The returns are high, and so are the risks.

4. Bond base, ****, etc., there are many varieties, and different types of risks are different, the currency ** risk is the lowest, the partial debt ** second, the partial stock ** is the highest, and the income is also different, and the investment fund is usually 100 yuan. In addition, the operation is simple and easy, mainly managed by professional investors, and the funds can be redeemed at any time.

5. Savings, different types of deposits, the minimum deposit amount is also different, such as 1 yuan for current accounts and 50 yuan for regular deposits. Term periods are available for 1, 3 and 5 years. There is basically no risk, and the safety is relatively high.

Public offering**, 3 years, 1000 yuan minimum investment, income in the past three years.

Small financial management is generally not too much, now many financial management thresholds on the market are relatively low, some can be purchased for one yuan, some can be purchased for ten yuan, so some people will have questions, is there a risk in small financial investment? Do you earn more? Relevant content has been prepared for everyone, so come and take a look if you are interested!

Is there any risk associated with investing in the amount of money?

Investing in small amounts of money is risky. As long as it is an investment, there will be risks, so everyone must be cautious when managing money, but if the amount is relatively small, the loss will not be particularly large.

Hypothesis: An investor buys a relatively high risk **type**, but it is a small amount of financial management, buy less, just bought 10 yuan, if a loss of 20% a year, then that is to say, a loss of 2 yuan, the strength of the loss is not large, from the amount of money, but if the amount of investment is more, then the loss will be more.

Do you make more money by investing in small financial management?

If the funds are too low, there are only dozens of principals, then the money earned is definitely not much, it will be relatively small.

If the investment is a relatively high risk**, for example: hybrid**, an increase of 30% a year, if the investor buys 1000 yuan, then the money earned is 300, because everyone will have a different understanding of the amount of small investment, some people may think that 10 yuan, 20 yuan is a small amount, and some people think that tens of thousands of dollars are small, so the difference in the principal will make more money and less money will be different, can not be generalized.

Small investment and wealth management products include Chao Chaobao, Yu Libao, change pass, live money management, lazy wealth management, bank current wealth management, bank regular wealth management, etc., they are able to carry out small investment and financial management, the threshold is relatively low, basically most people can buy.

For example: Chao Chaobao, Yu Libao, and Coin Pass, these small investment and financial management, 1 yuan can be saved, the threshold is not very high, but it should be noted that the income from the low principal is not very high, assuming that you save one yuan, then even if you save a year, the profit is only a few cents at most, and some can not even see the income, so the principal and income are proportional.

In fact, there are many ways to buy small financial management, or to manage money with very little money. Many people have such a misunderstanding, that is, wealth management is exclusive to the rich, and those who do not have much money can only deposit their money in the bank to earn some interest. In fact, this is not the case, the more people who have no money, the more they must learn to manage their finances, and using money to make money is the best way.

There are many places where you can buy small financial products, for example, on a treasure or on the app of some banks, you can just put money into it, and follow the prompts to operate

The threshold for these wealth management products is usually very low, generally one yuan can be purchased, even if it is more, it is only 1,000 yuan. When we buy a wealth management product, we must pay attention to its returns, risks, and storage time. If you are a person with a very low risk tolerance, then it is recommended to buy some low-risk financial products, although the returns of such financial products are lower, but relatively more stable.

The second is to see the time of this financial product, because many financial products have a fixed time, and after depositing money into the account, it cannot be withdrawn within the specified time, which is not flexible enough compared to time deposits. If you don't usually have much money, you can choose half a year or a year, and if you don't want to store it for such a long time, we can also choose a week or a month. In short, it is to decide the financial products that are suitable for you according to your real situation.

Finally, I still have to say that there are certain risks in all financial management, even low-risk financial products also have the possibility of losing money, so we must consider clearly before buying, financial management is risky, and investment must be cautious.

If you want to buy micro-finance, you can first learn about the ways of micro-finance, search on the Internet, and see what you are suitable for according to your own situation. Just like the current good way of small financial management: ** regular investment, its threshold is very low, 100 ah can be, it belongs to small financial management, the risk is relatively low, you can invest at a fixed time every month, and the profit is relatively considerable.

The national foreign trade is also low, the threshold is low, a few hundred yuan can be, the profit is 1.2 percent, the time is short, and the risk is low. There is also bank wealth management, which contains a lot of methods, the threshold is not the same, and the security is high, so you can see which one you are suitable for. On the whole, small financial management is relatively safe.

You can buy through the app, you can also buy through the financial platform, you can also buy through financial institutions, and you can also buy through **, these are all ways to buy small financial management.

If you want to buy micro-finance, you must first understand what micro-financial management is, look at the analysis of some professionals, and see more of the ups and downs of micro-finance, so that you can choose the right micro-financial product.

We can buy micro-amount wealth management products issued by various banks on the mobile app. This kind of wealth management products often only have a starting purchase amount of about 10,000 yuan, which is more suitable for salarymen to take care of idle funds.

You should not invest a lot of money at the time of purchase. This kind of financial management method belongs to small financial management, and you should try whether this financial management method is good or not.

Personally, I feel that when buying small amount of financial management, we must allocate our own economy first and choose a formal channel to buy.

Just go to the front desk and buy it directly, as long as you have money, you can buy anything.