What should I do when faced with a friend s request to borrow money?

Updated on society 2024-05-18
6 answers
  1. Anonymous users2024-02-10

    It all depends on the intimacy of the relationship, if it is my very best friend, I will definitely not say anything, but ask how much, and then measure my own use to lend them something. But if you have an average relationship and a bad reputation, you have to consider it again.

    I'm not very experienced in these things, and I have a good friend who is more powerful. She's very rich, so people ask her to borrow money a lot, and whoever comes to borrow it, the first thing she says is, "Okay, I know."

    Wait until I check how much I have. Because if you say that you don't borrow someone, you will definitely not be happy, and if you say that someone else will hope for you. So she started with an ambiguous one.

    And then treat them separately according to different people, and if you don't want to borrow, you can say that you don't have any living money in hand recently, and you will talk about it after a while. I had to borrow, but if I borrowed but didn't pay it back, I said that there weren't so many, and I only lent them a fraction, which was equivalent to giving it for nothing, and I didn't plan to ask for it. If the relationship is good, I will definitely be able to repay it, so I will lend some to others.

    I think it's all practical experience, and she taught it to my husband.

  2. Anonymous users2024-02-09

    I think it depends on the person, but if this person is a very good friend of yours, and this person is very responsible, and you just have spare money that you can lend him, and you don't hesitate to lend it to him, then he will be very happy, and the relationship between the two of you will be deeper.

    But if the friend who is looking for you to borrow money is a more ordinary friend of yours, and this friend is more procrastinatory, has a bad memory, or has no sense of responsibility, then I think you can think carefully about this, and if you decide to lend it to him, then you need to ask him to make an IOU, or tell him when he will return it. Because after all, it's a matter of money, and it's better to be insured.

    In real life, when many people come to me to borrow money, I will lend them very generously, and never rush them, and very fortunately, my friends have a very good memory and a sense of responsibility, and they will pay back after a certain time.

  3. Anonymous users2024-02-08

    The first thing is to see if the friend has the ability to repay? The second is what this friend is doing with this money? The third question is how does this friend have a relationship with you?

    If this friend has no ability to repay, then you have to consider the money, anytime, anywhere, may not be able to get it back, to be prepared for this, second, if the friend uses this money for urgent use, there is someone at home, sick, or there are real difficulties in life, we should still help him, third, if this friend is a general friend with you, you don't know him too well, then don't have too much money to deal, otherwise the opportunity to lose friends will also lose money.

  4. Anonymous users2024-02-07

    Borrowing money from a friend, he said to think about what I did with him.

    Hello, if you borrow money from a friend, he said that he wants to think about it, most likely he will not lend it to you, because if a real friend is willing to lend it to the year before, he will ask the amount at that time, and what you want to do with this money, and then he will directly tell you to lend it to Lian Zhu Hail or not to lend you, he said that I don't want to make the words so ugly, and I don't want to make our two situations so ugly, you can wait for a while for the news, If he doesn't talk to you anymore, he will definitely not lend you If you don't want to lose this friend, you can reply directly, he said okay, wait for your good news or say um, it doesn't matter if you borrow or not, you think about it, I'll wait for you. Hope mine is helpful to you

  5. Anonymous users2024-02-06

    Refusal to borrow money can be done in the following ways:

    1.Direct refusal: Tell the person directly that you don't want to borrow money, either because you need money yourself, or because you don't want to get involved in money.

    2.Tactful refusal: Tell the other person that your current financial situation does not allow you to borrow money, or that you are not sure if you will be able to repay the loan on time and therefore do not want to borrow money.

    3.Offer other help: If you don't want to borrow money, but want to help, you can offer other ways to help, such as offering a job offer or referring someone else to help them.

    4.Suggest that the other party seek other channels: You can advise the other party to seek help from other channels, such as borrowing money from a bank or borrowing money from relatives and friends.

    Either way, pay attention to your tone and attitude, and try to avoid hurting the other person's feelings.

  6. Anonymous users2024-02-05

    Summary. Good evening! Friend.

    This situation depends on the individual's ability. If you have the ability, you can help a friend. If you are not a particularly close friend, it is still advisable not to lend him money.

    Because it is easy to borrow money now, it is especially difficult to find him to pay back. Well, you can find a reason, a perfect reason not to lend him money. For example, in the context of the epidemic, I am also having a bad time now.

    I still have a car loan and a house loan, and I don't have any money.

    Good evening! Friend. This situation depends on the individual's ability.

    If you have the ability, you can help a friend. If you are not a particularly close friend, it is still advisable not to lend him money. Because it is easy to borrow money now, it is especially difficult to find him to pay back.

    Well, you can find a reason, a perfect reason not to lend him money. For example, in the context of the epidemic, I am also having a bad time now. I still have a car loan and a house loan, and I don't have any money.

    To sum up, kissing, you don't want to borrow money, right, so for this situation, then find a better reason, neither hurt the feelings between friends, but also don't give yourself a headache. Let's just say that in the context of the epidemic, I am also having a bad life. That's it.

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