Ant borrowing is not able to let me apply for a quota even if it is opened

With the increase in people's demand for borrowing, many loan platforms have been born on the market, among which Alipay's borrowing has a high popularity, and many friends will consider borrowing to apply for loans when they encounter financial difficulties. At the same time, many Alipay users find that they are not yet able to use the borrowing function. So, how to open a borrowing?

The activation of borrowing is the result of system review, and users cannot take the initiative to open it. To open Ant Borrow, the following conditions need to be met: (1) the Alipay account has completed real-name authentication; (2) The account status is normal and has not been appealed; (3) The account is bound to a mobile phone.

For accounts that meet the above conditions, the system will conduct a comprehensive assessment from time to time based on your account usage, and whether it can be used or not is subject to the system assessment, and manual intervention is not possible.

If you have an urgent need for money, you can choose Du Xiaoman Finance, which is also a big brand of BAT, to spend money. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee of the money is transparent, the big brand is more reliable, the interest rate is low, the daily interest rate is as low as (subject to the display on the loan page of the money flower app), the interest rate of borrowing 10,000 yuan is as low as 2 yuan a day, and the maximum amount can be borrowed is 200,000 yuan, which can meet the needs of most borrowers.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

If I don't take the initiative to apply for opening, I will give the quota after a while, and the opening method is:

2. After logging in to Alipay, click Mine, as shown in the figure below.

3. After opening mine, click Borrow, as shown in the figure below.

4. If you meet the conditions for borrowing and applying, you can take the initiative to apply, if you don't meet the application conditions, click on the upper right corner? , as shown in the figure below.

5. After opening, click to enter: How to take the initiative to apply for borrowing? , as shown in the figure below.

I clicked in before and it also gave me the opportunity to apply, I applied, and then it didn't pass, you can try it, I was six hundred and a few sesame points, this is only if you agree to his agreement, and then click to confirm that it will give you a quota, if you don't agree with this agreement, he won't take the initiative to give it to you, it is recommended that you can try, see if you can open it, how many points do you have?

No, you have to have a credit score of 650 points, and after a while, you may close the limit, and you have to use Alipay to pay for consumption frequently.

If the customer wants to obtain the amount of borrowing, then it must be reviewed by the system, and the comprehensive qualification must meet the requirements.

If you want to get the borrowing amount, customers can start from the following aspects:

1. Maintain a good credit history.

2. Use Alipay more.

3. Buy wealth management on Alipay.

4. Complete real-name authentication.

5. Increase your income.

6. Bind a valid mobile phone number.

7. Bind a valid bank card.

8. Upload asset information on Alipay.

9. Use Huabei to accumulate credit.

10. Reduce its own debt ratio.

As a pure credit loan, borrowing does not require the customer's first collateral, and the qualification review of the customer will be stricter.

After successfully obtaining the borrowing quota and using it, the customer still needs to remember to repay the loan on time, and the borrowing does not support deferred repayment and negotiated repayment, which are all things to pay attention to.