Will I not get my card after the interview? Is it okay to have a credit card without a face to face

If you are applying for a China Merchants Bank credit card, whether the card can be issued after the face-to-face signature is subject to the final review result.

Take Bank of China Credit as an example:

The online customer service for credit card calls ** to call for an interview, which is to go to the counter to activate the credit card, and the credit card can be used normally after activation.

If the customer receives a card letter prompting that it must be activated at the Bank of China branch in the province or city you selected when applying, please bring the original ID card used at the time of application and the credit card attached to the card letter to the Bank of China branch selected by the customer to activate it.

The counter staff confirms the information, and the customer needs to copy and sign the printed application form, and then the counter staff will activate the card for the customer and set the transaction password.

1.After the interview is successful. That's right.

2.Some interviews are done by filling in the form. Then the bank will review it.

Some hall veterans sign to activate the card directly. After the interview type is successful, you can use the card immediately. 3.

However, the general success rate is relatively high.

If you apply for a China Merchants Bank credit card, you need to pass the interview to determine whether you can get the card, and if you apply for a credit card through online channels (except for the door-to-door Huaifeng application and the professional version application), you need to bring the original ID card (the temporary ID card cannot be handled) to any China Merchants Bank counter for the interview.

Failure to apply for an interview within the time limit will be deemed to be an automatic abandonment of the credit card application. And within 90 days, you cannot submit a credit card application through online channels.

Hello, this depends on where you apply, if you apply in the bank, then you can activate, if you apply online, you must go to the bank to activate, either way is to the bank to sign once.

If you apply for a China Merchants Bank credit card, you do not need to apply for a credit card directly at the branch, and if you apply for a credit card through online channels (except for on-site application and professional application), you need to bring the original ID card (temporary ID card cannot be processed) to any China Merchants Bank counter for face-to-face signing.

Failure to apply for an interview within the time limit will be deemed to be an automatic abandonment of the credit card application. You will not be able to re-submit your credit card application online within 90 days.

In order to protect the personal information and related rights and interests of users, the business of the bank to handle the first bank card of the socks family is also complicated. The credit card application process is divided into many statuses, and the credit card interview is one of them. During the interview, you must pay attention to the appropriate manners and the content of the information filled in when applying for the card.

So, what is the impact of not going to go through the credit card interview?

What is the impact of not being able to sign in person for a credit card interview?

The biggest impact of not going to go to the credit card interview is that the cardholder can't use the credit card, but for credit cards that don't need to go to the credit card interview, it won't have any impact. Some credit cards do not require an interview, and the bank will issue a card to the customer after it is approved. The applicant can activate the credit card directly after receiving it.

If it is a credit card that requires an interview, the customer is required to go to the business branch to confirm the identity of the applicant, and then decide whether the applicant is eligible to use the credit card, and the credit card cannot be used without the interview.

However, it should also be noted that credit cards that have not been activated will also be reflected in the letter report as an inactive credit account by a certain bank. In most cases, if you apply for a credit card at a bank branch, you do not need to go through an interview. If you apply for a credit card online, you will need to sign in person.

Different banks have different rules for this question, and it is impossible to give a definite answer. Generally speaking, if you do not go to the interview, it will affect the application for upgrading to the next credit card.

If you don't want to apply for it due to the quota, even if you don't want to sign in person at the branch, you must contact the bank's customer service to cancel it, otherwise it will affect the subsequent application of the credit card. If you want to make a noise about the normal use of credit cards, then you must go to the bank to sign in person, bring the original ID card, proof of work and financial resources, etc., to activate the credit card Luxin. Otherwise, the credit card will not be able to be used.

However, the face-to-face signing is only a process, and it will not be recorded in the personal credit record, because the bank has not carried out the final review and rejection of the card, so the credit card application will not be marked as rejected.

Different banks have different rules for this question, and it is impossible to give a definite answer. Generally speaking, if you don't go to the interview, it will affect the next credit card application.

If you don't want to apply due to quota reasons, even if you don't want to go to the branch to sign in person, you must contact the bank's customer service to cancel the bank burn, otherwise it will affect the subsequent application of the credit card. If you want to use your credit card normally, you must go to the bank for an interview, bring your original ID card, proof of financial resources, etc., to activate your credit card. Otherwise, the credit card will not be able to be used.

However, the face-to-face signing is only a process, and it will not be recorded in the personal credit record, because the bank has not carried out the final review and rejection of the card, so the credit card application will not be marked as rejected.

The interview is the most important part of the credit card review, mainly to sign some documents in person, sometimes the bank staff will ask some questions, after the interview is completed, the final review must be carried out, so the credit card is not necessarily passed after the interview.

A credit card, also known as a credit card, is a letter of credit issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name of the issuing bank, expiration date, number, and name of the cardholder printed on the front, and a magnetic stripe and signature strip on the back. Consumers who hold credit round cards can go to the special commercial service department to make purchases or purchases, and then the bank will settle with the merchant and the cardholder, and the cardholder can overdraft within the specified quota.

1. The consequence of not going to sign for a credit card is that you cannot successfully apply for a credit card, and if you want to apply for a credit card again in the future, you will be affected by certain changes.

2. Generally speaking, if it is the first time to apply for a credit card, some banks will require the applicant to go to the bank in person for an interview before the card will be issued. If the applicant still wishes to use a credit card, he must bring his or her valid ID to Yuantan Bank for an interview.