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should calmly tell his wife that he has not paid a lot of wages this month, and the family's money should be saved, and there will be more places to use in the future, hoping that he will not spend money indiscriminately, as long as he communicates with her with a good attitude, it will definitely be reduced.
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If you want to reduce your wife's expenses without getting angry, you need to communicate with your wife, and you can't quietly reduce her expenses, but you have to make it clear to her, so that she will not be angry, but also can reduce it.
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You can discuss with him and reduce your expenses normally, but on a specific day every month, I will buy my wife a few things that he likes very much, so that you can not only save expenses, but also buy her beloved things.
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Talk to your wife and tell her that we should be more anxious about our recent life, try to buy some things that should be used, and if you are not in a hurry, you can buy it later, I believe she will understand.
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You can have a good talk with your wife, reduce your expenses, save money to buy gifts for your wife, or you can go on a trip and spend the money where it should be spent.
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In fact, women are very good, your wife will definitely understand your pressure, and then you will put your concerns, financial situation, and current pressure all clearly.
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Sometimes wives need to be coaxed like children, so when you are angry, you need to be coaxed, don't want you to be angry, this is the worst.
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Nowadays, some couples are very difficult about money, and even quarrel with each other when it comes to money. It feels like it's really inappropriate for couples to quarrel over money. Let's take a look at why couples disagree on money.
When his wife learns to follow the rules, it is not easy for him to understand life step by step. Doesn't it be said that there are great women behind successful men? You both need to communicate, that's a matter for both sides.
Find a day when both parties are in a good mood, talk slowly, and change the topic indirectly. Since he is naïve, it is better not to get straight to the point. Finally, I hope you can live a peaceful and happy life.
What is more important between couples is getting along or communicating. You can tell her that it is not easy for you to earn money outside the home, and the financial foundation of the small family is not very rich. You can save a little money.
As for income**, you also have to pay, there is no comparison. In the name of the manager's family, they discussed the establishment of income and expenditure accounts, and the answer was that Zheng recorded the money given to her and the money spent one by one to see what she said. Remember, keep the receipt for her money later.
By keeping a record of the money you give her and the money she spends, you can determine if the money you gave her is enough and if she bought those things. She can't say that you didn't give money, she can't say that she didn't spend enough money out of thin air, she can't say that she bought clothes and didn't wear them. Then, according to the situation recorded in the accounts, it is decided how to give and how much to give.
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If the other party can't control the economic consumption at all, then you can choose to keep the money in your own hands, and provide the necessary living expenses yourself, whether it is the usual food, or the cost of children's schooling, the cost of buying clothes, the things that should be bought as a male host as a husband, this is the economic obligation that you should provide, at least for the development of the family, this is what we should do, but the other party always buys something that is of little practical use,But if the economy is very expensive, you can refuse him in a verbal way.
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1. Learn to keep accounts, buy what should be bought, and resolutely don't buy what shouldn't be bought.
Everyone has the same feeling, that is, before going to the supermarket to shop, they didn't want to buy anything, but when they came out of the supermarket, the shopping cart was piled up, and the money in their pockets was sneaked away, and many things were bought back and useless. Therefore, the first principle is: buy what you should buy, resolutely don't buy what you shouldn't buy, and don't be attracted by some ** and discounts.
2. Save some money every month.
If you save 1,000 yuan a month, it will be 10,000 yuan in a year, and 120,000 yuan in 10 years, plus the compound interest of financial management, it will be more; At any time, when you get your salary, you should first put aside the money you should save and spend the rest of the money. With the same income, some people can save hundreds of thousands or hundreds of thousands after a few years, while some people are still moonshiners, and the difference is quite large.
3. The first thing to invest in is to ensure safety, and don't think about taking shortcuts.
Making a fortune is everyone's dream, but making a fortune depends on their own efforts and diligence, and some people always want to make a windfall, so they don't know how to enter the market and invest in P2P with extremely high interest rates. Therefore, you need to be cautious in investing, and when you can't afford to lose, don't do something risky.
4. Take advantage of coupons, red envelopes, **.
Now many merchants have coupons, red envelopes, **, don't underestimate this number, make good use of it, and you can save hundreds of dollars every month. Saving is earning, and these are shortcuts to saving money when you can't make a lot of money.
For example, online shopping: when you want to buy an item, add it to the shopping cart in advance, and wait until one day it suddenly kills, hurry up and save one for a brand of laptop.
Five or six hundred is not a problem.
5. Pay attention to the health of yourself and your family, and pay attention to health preservation.
It seems that health has nothing to do with saving money, in fact, the relationship is quite large, and health is an investment for the future; If one of the family members is sick, they will have to spend a lot of money and will inevitably save less.
So no matter how much money you have, you have to stay healthy, which is responsible for yourself and your family. For example, many diseases can be cured by cupping, massage, and moxa, so you don't need to spend a lot of money on medicine, injections, and hanging water.
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If your wife spends money without moderation, I think you should control the amount of change for her every month, and take the financial power into your own hands, not for your wife, otherwise she will only spend more and more.
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Spending money without moderation is a very bad behavior, you should explain this problem to her well, and try to hand over the money to you, so that the future life of both people is guaranteed.
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Then you will control the economic power of the family, all for a family, it is impossible to only care about yourself and spend money by the way, so that life is not good, especially if you can't save money, you can't get money to do anything.
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Faced with this situation. You should remind your wife appropriately. Finally, talk to your wife about the economic outlook between you.
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In fact, you can make a regular plan, plan together what you want to buy, and then discuss together what you need most, and you can buy it as soon as you start.
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I think we should discuss this with him in person and tell him that doing so is not good for the development of the family.
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You must talk to your wife and tell your wife that you can't spend money on two people's lives, and I hope my wife will think twice.
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If you don't like a direct rejection, don't let the other person have any thoughts. Not at all, otherwise it will only hurt the other party.
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