My girlfriend thinks my house is a mortgage

She didn't fall in love with you, she would definitely care about this, if she really loved, she probably wouldn't!

What about mortgages, there are still a lot of mortgages that can't afford it, I'm a woman, women are really realistic, you want bread and don't want love.

With material things, they are determined to be happy all over the world.

If material things satisfy them and find that there is no love, they will still not be satisfied.

The reality is like this, the society is like this!

Try to convince that you still have a lot of time to fight and do business or something.

Not many people are born with money, and they all work their own.

Many women thought that these things came easily, and they fainted.

If you deserve to love, you can love.

Brother, don't be angry! The woman's parents have such a request, and it is reasonable that you also care.

Sincere communication and exchange is the best solution!

If you really love him, she loves you nothing, just think it's what your husband should do Look at you, if you don't really love her, sooner or later, you will divide it, so as not to hold your breath, and there will be ...... of decoration and marriage expenses in the future

Get married clearly, and live in a daze.

Parents are thinking about their children, and you have to understand that if your girlfriend asks for it, then ... Upstairs, the request didn't say it was his girlfriend's request.

1. What should I pay attention to when buying a house with a loan?

1. Choose the right repayment method.

When buying a house with a loan, you should pay attention to choosing a repayment method that suits you, and the common repayment methods for buying a house are mainly equal principal and equal principal and interest. Equal principal: Suitable for borrowers who have a strong ability to repay the loan some time ago, such as those who have worked for a long time.

The total interest on an equal principal amount is less than that on an equal principal and interest amount. Equal principal and interest: The monthly repayment amount is the same, so it is more suitable for families with a normal spending plan, especially young people, who can choose this method if the economic conditions do not allow the upfront investment to be too large.

2. Understand the house purchase policy.

Buyers should pay attention to understand the housing purchase policy, and it is necessary to understand the housing purchase and credit policies of the city where they are located before taking out a loan to buy a house, such as the qualification to buy a house, the proportion of down payment, etc.

3. Do a good job of long-term financial planning.

When taking out a loan to buy a house, buyers should do a good job of long-term financial planning, in addition to understanding the policy of home loans, doing a good job of family financial planning is also a top priority. How much down payment you have to pay and how much you need to repay the loan every month should be based on your daily consumption habits, such as the elderly at home are often sick, the children need to study, and the funds should be reasonably planned except for the part of the mortgage repayment.

2. What should I do if the supply of the house is cut off.

1. Extend the loan term.

When buying a loan, most buyers will choose a repayment period of 10 years and 20 years, and if they encounter financial difficulties in the repayment process, they can apply to the bank to extend the loan term. However, this method still needs to be negotiated with the bank. The bank will take into account the borrower's age, working ability, financial ability, etc., and will only agree to relax the loan term limit if the loan is met.

2. Remortgage or ** house.

If the buyer can no longer afford the mortgage, then it is only advisable to sell the house. It is necessary to remind buyers that it is not easy to sell a house that is still hungry in the mortgage and want to change hands, because the debtor is still the bank, and the house is still mortgaged in the hands of the bank. Mortgage remortgage is to obtain the consent of the bank, the bank will preside over the transfer of the property you have not yet paid off the loan to the person who is willing to take over your property, and the receiver will continue to repay the mortgage.

3. Suspend principal repayment.

If the buyer is only temporarily unable to repay the bank loan, he can negotiate with the bank to request that only the interest be repaid and the principal will not be repaid in a short period of time. Of course, the premise is that you must prepare the relevant information about the loan, and then elaborate on the situation that the individual is currently unable to repay the loan, and wait for the bank's approval. If there are other assets in the family, it is easier to obtain the approval of the bank.

I don't know what your details are, but Zhaoxian is a mortgage, it's really a bit troublesome, and the girl still likes you to repay the money yourself and don't affect her quality of life, I think you better communicate in detail.

Hello. The link of this question also needs to be determined according to the actual situation. As the saying goes, it's always right to think before you act. If you can, it's best to consult the relevant professionals for advice. Hope, seepage hand thank you.

If the woman's name is to be written on the property, then the mortgage must be repaid together, if the woman is not written, then you will pay it yourself.

If you tell me how to solve the problem of my mortgage, then I think you should pay the mortgage yourself or your parents will pay it back to you, and you must make it clear to the woman.