What does it mean if you are not eligible to borrow?

Lending must be unconditional, which means that when filling out a certain certificate, a certain account must not appear. Generally, the classification of vouchers (transfer vouchers, receipt vouchers, payment vouchers) will be involved.

For example, the transfer voucher must not appear in the "cash" and "bank deposit" accounts, then the definition of the loan must be unconditional: there can be no "cash" and "bank deposit" two accounts, if it appears, the voucher cannot be saved and cannot be passed. This avoids incorrect credential entry.

2. Reasons. Reason for error: the voucher type is selected incorrectly, the transfer voucher does not involve cash and bank deposit accounts, if the corresponding restricted subjects are set for the receipt, payment and transfer vouchers when the voucher category is set, when filling in the voucher, the operator forgets to select the voucher category or selects the wrong voucher category, the system will give a prompt message, and the voucher is not allowed to be saved, solution:

Select the correct voucher type and save it.

What does it mean to be separated by the attachment of non-conformity, which means that when you take out a loan from the bank, you are required to fill out a loan form, and then you do a test according to that form. Later, you will find that you are not suitable for a bank loan, or you are not qualified.

Maybe you need to be qualified to borrow, you may have to submit some applications**, as well as some of your work certificates and so on to be able to apply, it should mean this.

Borrowing requires qualification, and failing to pass the qualification certification is not eligible for borrowing.

If you don't meet the requirements, you may have a bad reputation or the information is not filled in correctly, or the process may be wrong.

I guess I don't qualify for borrowing.

What does it mean if you are not eligible to borrow? Not eligible for attachments, there must be something about you that doesn't meet his requirements.

It should mean that his qualifications do not meet the audit and do not pass, so he does not meet the qualifications of the annex.

If you are not eligible for referral, you have not met his review criteria.

What does it mean if you are not eligible to borrow? What he means is that you don't meet the um, your borrowing.

This means that your conditions are not met, that is, you are not able or qualified to borrow money.

It may be that you are not qualified to receive and have no ability to repay.

It's a literal meaning, no special meaning, but it's my own

It is very likely that it is a credit problem, and if you don't have enough credit, you won't be able to get a loan.

If you don't have a long-term bank and don't have a good reputation, you won't be eligible to borrow, which is not eligible for borrowing.

Literally, it means that the conditions are not met and cannot be paid.

What does it mean to not meet the borrowing qualifications, that is, not meeting the requirements for borrowing.

If you do not meet the qualifications of Sister Fu, it means that you have nothing to guarantee the mortgage.

Are the credentials used correctly?

The receipt voucher has the necessary conditions for the debit, that is, the debit can only be: the "cash in hand or bank deposit" payment voucher has the necessary conditions for the credit, that is, the credit can only be: the transfer voucher of "cash on hand or bank deposit" does not have the necessary conditions for the borrower.

The type of voucher is not selected correctly, and it does not meet the requirements of the selected voucher lender. For example, the lender of the payment voucher must have bank deposits or cash in hand, and the borrower of the receipt voucher must have bank deposits or cash in hand.

The receipt voucher has the necessary conditions for debit, that is, the debit can only be: "cash in hand or bank deposit".

The proof of payment has the necessary conditions for the lender, i.e. the credit can only be: "cash on hand or bank deposit".

You see if you're recording it right.

Ask someone to borrow money to increase the down payment ratio, reduce the amount you borrow, and extend the repayment period to the maximum term you can borrow, so that your monthly payment will be lower.

Generally, it is better to pay more for the down payment. The term of the loan appears to be up to 30 years.

Or find an acquaintance company to open an additional income certificate, but it is not easy to operate the bank statement for at least half a year.

Or increase the co-owner of the house, you are the main lender, and you can also repay the loan together.

First, the down payment:

Nowadays, many people buy houses in installments, and buying a house in installments means that you don't need to pay in full when you buy a house, you only need to pay a part of the money to get the right to use the house, and then you can move in, and the rest of the money can be paid off in the specified number of years. Then the part of the house payment that is paid for the first time is the down payment.

The down payment of a loan for a new house and a second-hand house is different, and the down payment for a 2-hand house is generally prepared according to 1 2 of the full price of the house, and the new house is almost 20% of the house payment.

2. Calculation method of down payment.

The minimum down payment for buying a house in installments is generally 30%, and the same is true for new houses, but a few real estate projects have achieved 20% in order to attract more customers, and the developer requires you to go to a designated bank to lend, or a small apartment with a better location can also have a lower down payment.

In the case of second-hand house, the lowest is generally 30%, which refers to 30% of the appraised value of the house, which may be lower than your transaction value, so your down payment is more than 30% of the total house payment, and the cost of the second-hand housing transaction itself is not in the house price, so try to prepare more cash to arrange things.

The down payment of the second-hand house = the transaction price - the appraisal price of the square meter of the house x the area of the house x 70% (the general commercial loan is 7% for individuals) + deed tax, stamp duty and related expenses arising according to the different property rights of the property + plus the loan handling fee.

It should be borrowed (borrowed) or loaned (credited).

Yes borrowing

But the word is hardly used.

Ordinary borrowing will be used.

This is because this activity is for local Alipay users, who have bound their mobile phone number and have completed Alipay real-name authentication.

Or it has not yet reached the conditions for opening Huabei. This situation generally occurs for new Alipay users and newly registered Alipay users. It is usually caused by new Alipay users who do not have enough resume in Alipay, etc.

or Alipay credit score of 550 or more. It is recommended to use Alipay more for payment, shopping, etc.

Why does my Alipay show that I am not eligible to participate in this event (consumption voucher)? Who knows how to fix it?

It's just that you don't meet the conditions to participate in this event, you can take a closer look at the requirements of the event.

The bank's accounting is from the bank's point of view, for example, if the enterprise receives a sum of money, for the bank, it is a money outflow into the corporate account, so it is the lender.

This is Alipay's assessment based on your personal credit, and the current borrowing is in the evaluation stage, which is only open to some users, and will be fully opened in the future.

"Borrow" is a consumer credit product of Ant Micro Loan, users with a sesame score of not less than 600 will have the opportunity to use personal consumption loans, and according to the different scores, users can apply for a loan of up to 50,000 yuan, and the amount applied for can be transferred to the balance of Alipay. The maximum repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

600 points is just the most basic condition Now borrowing users are randomly selected.

Lending must be unconditional.

bai means that when filling in a certain kind of certificate, it must not appear in a certain department. Generally, the vouchers are specially classified as ** account vouchers, collection vouchers, and payment vouchers) will be involved. For example, the transfer voucher must not appear in the "cash" and "bank deposit" accounts, then the definition of loan must be unconditional:

The two accounts of "Cash" and "Bank Deposit" cannot appear, and if they do, the voucher cannot be saved and cannot be approved. This avoids incorrect credential entry.