Is there an accident insurance similar to Pacific s Worry Free Life?

Upstairs is the Tianjin head office, let's add.

Sun Life Everbright Yongning Kangshun Comprehensive Personal Accident (Elite Plan - Diamond Plan).

Annual payment: 1,268 500,000 insured amount Not Tianjin can be bought. Accident insurance is available nationwide.

Death Benefit:1If you suffer an accident and die within 180 days, we will pay a benefit of $500,000.

2.In the event of accidental death due to public land or water transportation, we will pay an insurance benefit of $1,000,000.

3.In the event of accidental death due to air transportation, we will pay an insurance benefit of $1,500,000.

Disability Benefits:1If you suffer an accident and become disabled within 180 days, we will pay the maximum benefit according to the "Ratio of Disability to Benefit".

$500,000.

2.In the event of disability as a result of an accident on public land or water transportation, we will pay twice the amount of (1) the benefit.

3.In the event of disability as a result of an accident on board an air vehicle, we will pay three times the amount of (1) the benefit.

Burn Benefits:1If you suffer burns caused by an accident, we will pay the insurance benefits according to the "Accidental Burn Insurance Payment Ratio Table", with a maximum payment of 500,000 yuan.

2.In the event of burns caused by an accident on public land or water transportation, we will pay twice the amount of (1) the benefit.

3.In the event of burns caused by an accident on board a public air vehicle, we will pay three times the amount of (1) the benefit.

Vital Organ Resection Benefit:

1.If you suffer an accident that results in the removal of vital organs, we will pay an insurance benefit of 250,000 yuan.

2.In the event of an accident involving the removal of vital organs as a result of an accident on a public land or water vehicle, we will pay twice the amount of (1) the benefit.

3.In the event of an accident involving the removal of vital organs as a result of an accident on board a public air vehicle, we will pay three times the amount of (1) the benefit.

Medical Benefits: Accidental Injury Medical Insurance Benefits.

If you pass through the hospital due to an accident**, we will pay the insurance benefit for the part of the actual medical expenses incurred within 180 days of more than 100 yuan, and pay the insurance money every year.

The maximum amount is $25,000.

Accidental Injury Daily Hospitalization Benefit.

If you are hospitalized due to an accident, we will pay a daily benefit of $100 based on the actual number of days of hospitalization (up to a maximum of 180 days per year).

The products on the first floor are not right, the products of the same industry cannot be compared with each other, the best is really suitable for customers, and the most important thing is to meet the needs of customers

Summary. Hello dear! 1. What are the insurance standards for purchasing Pacific Worry-Free Insurance in 2021?

Age of purchase of insurance: 18-45 years oldDuring the insurance period: to the age of the payment period:

5 10 20 years, to 60 years old waiting period: 90 days 2, 2021 Pacific Care Insurance coverage content? Critical Illness Benefit:

120 major illnesses are paid once. After the waiting period (90 days), if the tragic diagnosis results in the 120 critical illnesses specified in the contract, 100% of the insured amount will be paid, and the contract will be terminated. Death or Total Disability Benefit:

The tragic death is still totally disabled, and there is no previous major illness, and the payment of insurance premiums or cash value is greater.

Hello dear! 1. What are the insurance standards for purchasing Pacific Worry-Free Insurance in 2021? Age of Purchase:

During the coverage period for the age of 18-45: to the payment period of the year: 5 10 20 years, and the waiting period for the age of 60:

90 days 2, what is the coverage of 2021 Pacific Carefree Insurance? Critical illness insurance: 120 major illnesses will be paid once.

After the waiting period (90 days), 100% of the insured amount will be paid for the 120 major illnesses specified in the contract, and the contract will be terminated. Death or Total Disability Benefit: The greater of the premium paid or the cash value of the total disability in the event of a tragic death and no previous major illness.

3. How about the 2021 Pacific Worry-Free Insurance? 2021 Pacific Worry-Free Insurance is a term critical illness insurance promoted offline, with built-in death liability, whether it pays the paid insurance fee or cash value, and the product structure is a one-time payment for critical illness, with no protection for minor illness and moderate illness, and no other liability that can be attached or related, and the protection content is very simple.

Hello, every insurance company has accident insurance, and this first of all, the company bears a lot of risk, because it is very cheap to get a high level of protection.

For example, the company can get 100,000 yuan worth protection for 168 yuan, 50,000 yuan for burns, and 4,000 accidental medical subsidies, which can be reimbursed without hospitalization.

There are also some liability exemptions, the old salesman may not be very professional, but also feel that the accident insurance is very cheap and there is not much explanation, in fact, the accident insurance is also an insurance, there are many violations of the liability exemption here is not to give claims, so that there may be no claims of the customer is the insurance company to deceive people, fights, violations, drunk driving, intentional injury, and so on These are just a few, in the policy are clearly written out what are the non-claims, absolutely in line with the law, The Insurance Regulatory Commission is the management of insurance companies, if there is a point that is not done well, a type of insurance or even a company will not be allowed to open, and each type of insurance of the company is strictly supervised.

A few years ago, the company claimed an old man, who was a rural area or our city, and the old man didn't have much money, but his neighbors bought insurance and he followed suit, and he bought 50 yuan of accident insurance at that time, and the protection was 40,000 yuan worth 1,000 accidental medical treatment.

The old man was pulling a wooden cart on the mountain, and accidentally broke the rope and the wood smashed his face and caused a facial fracture, and then the old man's family reported to the company that the company gave a medical reimbursement of 1,000 yuan, and then there was a disability compensation of 20,000 yuan. The old man only paid 50 yuan and got so much, so I won't talk about the claim at that time.

In fact, everyone should have insurance, it's just a matter of ideas and responsibilities, depending on how you treat things.

As long as we don't do anything illegal, we are all within protection.

If you have any other questions, please contact us in detail, or send a message to me.

Li Yang, Business Director of Pacific Life Dalian Branch.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Pacific Accident Insurance products mainly include Pacific Junan Hong Personal Accident Insurance and Railway Passenger Accident Insurance.

The delay clause of accident insurance mainly includes three aspects of insurance benefits, namely accidental death, accidental disability, and accidental medical treatment.

In the case of accidental death benefit, if the insured person dies within 6 months from the accident in the event of an accidental injury, the insured person will receive the corresponding compensation amount and the insurance contract will be terminated.

In layman's terms, the insured is disabled due to an accident and after the disability appraisal, according to the provisions of Hexiao Pai, he can get a certain amount of compensation.

The third aspect of the accident insurance of Pacific Insurance Company is the medical treatment, only if the insured is hospitalized due to an accident, then the insurance company will pay the relevant expenses in this regard.

Summary. Hello dear! Now for you to answer what is covered by the Pacific Insurance:

The coverage of the accident insurance is 1Accidental Death, Total Disability BenefitAccidental Death and Total Disability Benefit should be the standard configuration of accident insurance, and every product should have it. In the event of the death of the insured due to an accident, the insurance company will pay the corresponding death benefit according to the agreement; If you are disabled, the insurance company will pay you disability benefits according to the level of disability.

2.Accidental medical insurance can be reimbursed for medical expenses incurred during the insured person's visit to the hospital after an accident, but it should be noted that the essence of accidental medical insurance is medical insurance, so there will be a deductible limit, and the reimbursement ratio will also vary according to the product. 3.

Hospitalization allowanceThe insured is hospitalized due to an accident, and the insurance company will subsidize the lost work expenses and nursing expenses incurred during this period. The amount and number of days of subsidy are also different for different insurance products.

Hello dear! Now I will answer for you what is covered by Pacific Accident Insurance: The coverage content of Parenting Accident Insurance is 1

Accidental Death, Total Disability Benefit, Accidental Death and Total Disability Benefit should be the standard configuration of accident insurance, and every product should have it. In the event of the death of the insured due to an accident, the insurance company will pay the corresponding death benefit according to the agreement; If you are disabled, the insurance company will pay you disability benefits according to the level of disability. 2.

Accidental medical insurance can be reimbursed for medical expenses incurred during the period when the insured person goes to the hospital for medical treatment after an accident, but it should be noted that the essence of accidental medical insurance is medical insurance, so there will be deductible to change age, and the reimbursement ratio will also change according to different products. 3.Hospitalization allowanceThe insured is hospitalized due to an accident, and the insurance company will subsidize the lost work expenses and nursing expenses incurred during this period.

The amount and number of days of subsidy are also different for different insurance products.

There are the following answers to the questions about what Pacific Accident Insurance includes: 1. Accidental Injury: Death or Disability with pure compensation; 2. Medical treatment for accidental injuries

Reimbursement of outpatient and inpatient medical treatment expenses incurred due to accidents; 3. Hospitalization allowance: If you are hospitalized due to an accident, you will be given a fixed allowance every day, and the highest Junsheng card can subsidize 100 yuan per day.

Product 1: Aviation Accident Insurance.

Most people who have taken a plane have been exposed to aviation insurance, and spend 20 yuan each time to buy a cover for the journey by plane. In fact, in addition to the aviation accident insurance that can be purchased at a time, more "trapeze" can now choose to purchase annual aviation accident insurance. That is, a one-time insurance policy can cover accidental injuries caused by flying within one year.

Product 2: Vehicle Accident Insurance.

As the name suggests, vehicle accident insurance has a larger coverage than aviation accident insurance, in addition to covering the accident risk when taking an airplane, buses, ships, etc. are covered. Accident insurance has a one-year term, but it is more likely to be a short-term protection product that is valid for 7 to 15 days.

Product 3: Travel Accident Insurance.

In addition to the common domestic travel insurance, there are now many accident insurance products specifically for overseas travel. The insurance period of travel insurance can range from one day to one month or even one year, and the longer the coverage period, the higher the cost, so the travel time should be considered when applying for insurance, which can be slightly longer than the travel time, in case the travel delay causes the coverage period to be exceeded. However, many travel insurance plans have set up an extension function, which can be applied for in the event of a change in the itinerary.

Product 4: Comprehensive Accident Insurance.

Most of the accident insurance we usually refer to is comprehensive accident insurance, which mostly includes accident insurance, accidental injury medical protection, accidental injury living allowance and other parts.

Answer: Hello, Pacific Accident Insurance is an insurance that takes people's life and body as the subject of insurance. When the insured suffers a risk accident such as death, disability, illness, etc., or reaches the age and time limit agreed in the contract, the insurance company shall pay the insurance money in accordance with the insurance contract. Life insurance has a protection and long-term savings function that can be used for long-term financial planning for people's lives.

Both domestic and foreign travel can be insured, and the maximum age is 65 years old. The "Travel Worry-free" comprehensive protection insurance product is a card-type policy. The coverage amount, duration and premium of each model are different, and customers can choose according to their own needs.

Founded in 1991, Pacific Insurance Company is a senior insurance company and has been selected as one of the world's top 500 companies for eight consecutive years. Regarding the evaluation of Pacific Insurance Company, there are three main questions:

1.How cost-effective are CPIC's products?

Children's Super Energy Treasure Jinyou Life, Love Guardian, Auspicious Life, Xin Satisfaction, etc. are the best-selling products of Pacific Insurance, and the detailed interpretation of the above products I have compiled in this article:"Seven products worth buying in Pacific Insurance in 2020".。Hope it helps.

2.How does CPIC perform in terms of service levels?

In order to provide consumers with a standard, the China Banking and Insurance Regulatory Commission (CBIRC) has rated the services of insurance companies according to indicators such as complaint rate, claims service, and business handling efficiency, with AAA rating being the highest and D rating being the lowest.

Let's see how many levels Pacific Life can rate:

Pacific Life is rated AA, and no company has achieved AAA rating for the time being. However, the rating changes from year to year, and the situation is different from year to year.

3.Is Pacific Insurance reliable?

The more reliable the company, the higher it will definitely rank in the fierce competition in the insurance industry. Recently I combed through an article:What are the top 10 insurance companies?

That's all for me"What are the types of Pacific Accident Insurance?"