How much does it cost to transfer the house?

Calculation of taxes and fees on housing 1 Classification of housing: ordinary residential, non-ordinary residential, commercial housing, commercial and residential housing, ......2. The nature of the house: commercial housing, demolition housing, relocation housing, housing reform housing, ......III. Nature of the Land:

Transfer (commercial housing) and allocation (demolition house) four standards for ordinary residences: the property certificate is less than 144 square meters, and the transfer appraisal price is less than 6,800 square meters (both must be met at the same time) five Taxes and fees for ordinary residences (the area of the property certificate is less than 144 square meters, and the assessed unit price is less than 6,800 yuan square meters): 1

Less than 2 years: deed tax 1% appraisal price (assessed unit price area) individual tax 1% appraisal price business tax appraisal value Property maintenance**: multi-storey 75 property certificate area elevator room 90 property certificate area Note:

a.Any set of house property maintenance ** only need to be paid once (has nothing to do with the number of transactions) before July of the year The house that has been traded before July has property maintenance**, and the house maintenance ** after July 02 is basically not, but it can be waived with the landlord's maintenance ** invoice, if the invoice is lost, it will cost 100 yuan to check the file feeIt's a bit of a hassle to demolish the house :

As long as there has been no transaction, maintenance ** is a must, of course, there is no transaction after July 02, if the property certificate is issued after July 02, the landlord of maintenance ** has not paid dIf the new commercial house is a property certificate issued after July 02, the maintenance ** has also been handed over (such as Mingxin Garden, Yixin Garden) eHouses in the urban area do not need to pay for maintenance**2

Full 2 years: deed tax 1% appraisal price individual tax 1% appraisal price maintenance**: ditto (less business tax) 3

Full 5 years: deed tax 1% appraisal price Maintenance**: Same as above Individual income tax 1% Appraisal price Note:

a.If the landlord is the only dwelling, he can be exempted from personal income taxIf it is a commercial house (if the landlord has other residences) and asks the landlord for advice to sign a unique residential declaration, the buyer can be exempted from individual income tax

The individual income tax of the demolished house that has not been traded cannot be exempted (because the national policy stipulates that the last set of demolished houses of each household cannot be sold, unless the property certificate of other houses is taken out "including commercial housing", it can be tradedThe demolished house that has been traded becomes a commercial house 6. Taxes and fees for non-ordinary residences (property certificates of more than 144 square meters or the appraisal price is higher than 6,800 square meters, and one of them is a non-ordinary residence) 1Less than 2 years:

Deed tax 1% appraisal price Individual tax 1% Appraisal price Business tax appraisal price Maintenance**: Same as above 2 2 years: Deed tax 1% Appraisal price Individual tax 1% Appraisal price (or you can choose 20 of the difference.)

to pay individual income tax) Business tax: the difference between the price difference: the appraisal price of the current house - the opening price of the original house purchase.

If the difference between the appraisal price and the original purchase price is zero or negative, there will be no business tax) Maintenance**: Same as above The taxes and fees that need to be paid for a house are closely related to the funds in the hands of the customer, and if the one-time payment is made, the taxes will be very low, the smaller the loan amount, the lower the appraisal price, and the less taxes and fees.

The difference between the appraisal price and the fare price multiplied by 20% is the personal income tax, the 10% of the appraisal price is the deed tax (if you may have the opportunity to apply for the first housing tax exemption certificate), and the 1% of the appraisal price is the appraisal fee. There are also some file search fees and transaction fees that are relatively small. Done, I hope it helps you with your question, if you are satisfied with o(o...Ha ha.

"There are three ways to transfer the house, namely sale, inheritance, and gift, and the process of the transaction is different, and the taxes and fees generated are also different. The taxes and fees that need to be paid are mainly as follows: 1. Deed tax:

2. Business tax: 3, personal income tax 4, transaction fee 5, surveying and mapping fee: 6, ownership registration fee and evidence collection fee 7, stamp duty 8, notary fee"

The handling fee to be paid is: real estate transfer deed tax, real estate transfer stamp duty, real estate transfer transaction fee, real estate transfer surveying and mapping fee, real estate transfer ownership registration fee and evidence collection fee.

2.The total cost is around 2,600 yuan.

1. The buyer shall pay taxes and fees:

1. Real estate transfer deed tax: 1 5 of the house price (3 for the house area of more than 144 square meters, and 1 for the house area of less than 90 square meters and the first house).

2. Stamp duty on real estate transfer: 0 05 of the house payment

3. Real estate transfer transaction fee: 3 yuan square meter;

4. Real estate transfer surveying and mapping fee: yuan square meter;

5. Registration fee and certificate collection fee for real estate transfer ownership: generally within 200 yuan;

2. The seller shall pay taxes and fees:

1. Stamp duty on real estate transfer: 0 05 of the house price;

2. Real estate transfer transaction fee: 3 yuan per square meter;

3. Real estate transfer business tax: 5 5 for the full amount (the real estate certificate is not full for 5 years);

4. Individual income tax on real estate transfer: 20 of the profit of the real estate transaction or 1 of the house price (the real estate certificate has been completed for 5 years and is a single house can be exempted).

If it is more than 5,000 square meters, with an area of more than 144 square meters, and is used for other purposes, the appraisal price * 3% 2, personal income adjustment tax: (appraisal price - original purchase price) * 20% (the provision is paid by the seller, but now many are buyers) 3. Business tax: the purchase of residential buildings for less than five years:

Appraisal price*; Non-ordinary residential purchase for more than 5 years: (Appraisal price - original purchase price)*; Ordinary residential purchases of more than five years are exempt from paying 4, real estate transaction fees: building area * 6 yuan square meters 5, stamp duty:

Appraisal price * real estate certificate cost: 85 yuan 7, land certificate cost fee: 105 yuan 8, transaction appraisal fee:

Question: Is there a big tax on the transfer of ownership after the house is opened?

Business tax: The tax rate is paid by the seller, but in the actual transaction, it is paid by the buyer, and the net payment for the sale of the house is generally the amount of the house payment. According to the adjustment of the business tax policy for individual housing transfer from March 31, 2015, the period of exemption from business tax for individuals who resell the purchased ordinary housing has been reduced from the previous purchase of more than 5 years (including 5 years) to more than 2 years (including 2 years).

Seller: Stamp duty.

Business tax on ordinary housing purchased by individuals for less than 2 years).

Personal income tax** income tax (income tax original value tax paid in the process of transferring housing reasonable expenses) 20%.

Second-hand housing transactions:

If the house capital is less than two years, VAT shall be paid according to the regulations: the property right of the house shall be exempted for two years, and the house price shall be paid according to the house price if it has not been more than two years. China's demand for improvement is still very large, Qin Hong said that in 2006, the State Administration of Taxation document stipulates that taxpayers who own their own houses and plan to buy houses again within one year after selling their houses.

The individual income tax paid by the current housing shall be paid in the form of a tax deposit. Depending on the relationship between the amount of the new house and the sales of the original house, the tax deposit will be refunded in whole or in part. At the same time, the income obtained by individuals from the transfer of houses for personal use for more than 5 years and is the only living house of the family is exempted from individual income tax.

Buyer: Deed Tax: Deed Tax = Total Price of the House Tax Rate.

If the area is more than 144 square meters, the tax rate is 3%;

If the area is less than 90 square meters (first house), the tax rate is 1%.

For areas between 90-144 square meters (first house), the tax rate is:

Transaction service fee: 3 yuan square meter for residential buildings; Non-residential: 11 square meters.

Housing property registration fee: 80 yuan for residential units; As of now, the registration fee can be waived if the tax office determines that you have purchased your first home.

Loan mortgage registration fee: 80 yuan set.

Seller: transaction service fee: 3 yuan square meters.

Business tax: the total price of the house is exempted for more than 2 years).

Personal income tax: 1% of the total price of the house

Note: The seller will generally add the business tax and individual income tax to the total house price, which means that the buyer is responsible for the business tax and individual income tax.

What are the capital risks in the transfer process and how to avoid them:

The most worrying thing for buyers and sellers of second-hand housing transfer is the risk of funds. The buyer is worried that after the money is sent to the seller, the house will not be in his name. The seller is worried that the money will not arrive after the transfer of the house.

However, this second-hand housing transaction can not really achieve "one hand to pay and one hand to deliver", so what to do?

In fact, the supervision of funds is now systematic, and buyers and sellers do it in accordance with the established regulations, and the risk is very small. That is, no matter how the transaction is made, the down payment must be put to the bank supervision.

The specific operation method is as follows: the buyer and the seller go to the bank to sign a fund supervision agreement, and then each open an account in the bank, and agree that after the buyer completes the transfer and gets the new real estate certificate, the down payment will be paid to the seller. If the transaction is successfully completed, the bank will pay the seller the money; If there is a problem in the middle, the transaction is terminated, and the down payment is returned to the buyer.

Banks that provide this service generally charge a single supervision fee of about 500 yuan, but if you handle the fund supervision through the bank you want to mortgage, you can save this fee.

At the same time, the bank will require the buyer and the seller to sign the loan letter when signing the supervision agreement, so as to avoid the buyer's failure to cooperate with the loan and cause trouble to the seller, and the buyer and seller do not need to go to the bank in person when the loan is made, so everyone can save trouble. If the loan letter is not signed in advance, the seller should urge the seller to unfreeze the down payment in time after the buyer's transfer is completed, so as to avoid "empty money and house".

After the buyer has paid the deposit, the seller must deposit the old title deed with the agent in case the seller collects the deposit and disappears. Of course, after the transfer, if the seller is really worried about not getting the house payment, he can also agree with the buyer to deposit the new real estate certificate with the agent after the transfer, and then hand over the new real estate certificate to the buyer after the bank payment is transferred to the seller's account. In short, it is necessary to make full use of intermediaries to ensure the safety of one's property during the transaction.

There are 3 types of house transfer costs: 1. Sale: 1% of taxes and fees; 2. Gift:

Gifts to non-immediate family members are regarded as sales and purchases, and gifts to immediate family members only require 3% deed tax; 3. Inheritance: For the inheritance of the legal heirs, only 1% of the notary fee needs to be paid, and for non-statutory heirs, an additional 3% deed tax needs to be paid.

In general, when buying a second-hand house, the transaction transfer needs to pay taxes and fees:

1. Taxes and fees payable by the buyer:

1. Deed tax: 3% for the house (3% for the area of more than 144 square meters, 1% for the area of less than 90 square meters and the first house).

2. Stamp duty: for the house payment.

3. Transaction fee: 3 yuan per square meter.

4. Surveying and mapping fee of RMB square meter.

5. Ownership registration fee and evidence collection fee: generally within 200 yuan.

2. Taxes and fees payable by the seller:

1. Transaction fee: 3 yuan per square meter.

2. Stamp duty: for the house payment.

3. Business tax: price difference * real estate certificate less than 5 years).

4. Individual income tax: 20% of the profit part of the real estate transaction or 1% of the house price (the real estate certificate can be exempted if it is the only house for 5 years).

Brokerage fee: generally 2% to 3% of the room price

Taxes to be paid in your case:

1. Taxes and fees payable by the buyer:

1. Deed tax: 3% for the house (3% for the area of more than 144 square meters, 1% for the area of less than 90 square meters and the first house).

2. Transaction fee: 3 yuan per square meter.

3. Surveying and mapping fee: according to the specific provisions of each district.

4. Ownership registration fee and certificate collection fee: according to the specific provisions of each district, the general situation is within 200 yuan.

2. Taxes and fees payable by the seller:

1. Transaction fee: 3 yuan per square meter.

2. Business tax: price difference * real estate certificate less than 5 years).

3. Individual income tax: 20% of the profit part of the real estate transaction or 1% of the house price (the real estate certificate can be exempted if it is the only house for 5 years).

All of this adds up to more than 4,000 taxes.

The specific transfer taxes are as follows:

The tax on second-hand housing is about 8% of the declared tax price (seller: 1% of personal income tax (exempt for real estate certificate more than 5 years), business tax for real estate certificate more than 5 years exempt), buyer: deed tax, and other transfer taxes and fees are about hundreds, and the above tax points are calculated according to ordinary residences of less than 144 square meters).

After five years, the real estate certificate does not need to pay personal income tax and business tax, only the deed tax, and other transfer taxes are about hundreds. i.e. about a total of about that.

The tax return price is yours to set. The Housing Authority's computer system has a minimum assessment for each local area. If the declared value is higher than the appraised value, the tax will be calculated according to your value.

If it is lower, it will be calculated according to the appraised value of the system. The most knowledgeable about this appraisal price is the local real estate agent in the same area, because they often go to the transfer and know how much they can pass through the lowest report, so it is recommended that you go to the agent to find out.

Note: The above fees are only charged by the Housing Authority and the Tax Bureau for the transfer of real estate, and do not include real estate agency fees, bank loan fees and housing maintenance of residential houses**.