How much tax does a mother have to pay when she transfers her house to her son?

Updated on society 2024-03-14
21 answers
  1. Anonymous users2024-02-06

    It can be directly gifted or sold to the son. The details are as follows:

    The transfer fee is about 6% of the tax return price (i.e. the transfer price of the property as agreed upon) (3% of the notary fee and 3% of the transfer tax). However, after the transfer of the gift, if you want to transfer the property in the future, you will have to pay 20% of the declared value of the individual income tax alone. Therefore, it is not advisable to use gift transfer.

    It is advisable to use the sale and purchase transfer, i.e. the transfer of the property directly from the mother to the son. The tax is about 8% of the declared tax price (seller: 1% of personal income tax (exempt for real estate certificates greater than 5 years), business tax for real estate certificates greater than 5 years), buyer:

    Deed tax and other transfer taxes are about hundreds, and the above tax points are calculated as ordinary residences of less than 144 square meters).

    If the real estate certificate is transferred for five years, there is no need to pay individual income tax and business tax, only deed tax, and other transfer taxes are about hundreds. i.e. about a total of about that.

    The tax return price is yours to set. The Housing Authority's computer system has a minimum assessment for each local area. If the declared value is higher than the appraised value, the tax will be calculated according to your value.

    If it is lower, it will be calculated according to the appraised value of the system. The most knowledgeable about this appraisal price is the local real estate agent in the same area, because they often go to the transfer and know how much they can pass through the lowest report, so it is recommended that you go to the agent to find out.

    The procedures are as follows: the basic procedures for the transfer of second-hand housing: signing the sales contract, handing over documents, paying taxes, paying taxes and transferring, and obtaining certificates. Sometimes the procedures vary from region to region, for example, it is possible to pay taxes first and then submit the documents.

    Signing a sales contract refers to the negotiation and signing of a contract between the buyer and the seller together with the intermediary party (if any) on the real estate, delivery method, payment method, etc.

    If the loan requires a certificate of the first house, it must be issued by the relevant department first according to the requirements of the Housing Authority. The seller should bring the original ID card, real estate certificate, and original tax invoices related to the property. The sale and purchase contract can be signed with the Housing Authority version to the Housing Authority.

    There are many big cities that have implemented online signing, which is to apply for a pre-acceptance number and fill in the form online, and then submit the documents, so as not to queue up at the housing authority).

    Tax payment transfer means: after the buyer and the seller pay their respective taxes, both parties bring their ID cards and all the invoices and documents of their respective taxes and fees to the housing authority to check and confirm that the tax has been paid, complete the transfer, and receive the transfer receipt.

  2. Anonymous users2024-02-05

    For you to choose: 1. If you don't sell it in the future, it is recommended to go through the procedure of dividing the property, write a separation agreement (or ask for a copy from the housing management department), and let all family members sign and agree to divide the property into your name, and only need to pay a handling fee (6 yuan per square meter and 80 yuan for the production cost).

    However, you will need to pay 20% income tax in the future

    2. If you sell in the future, it is recommended to go through the transaction transfer procedure now, and the fees are as follows:

    It is necessary to pay according to the assessment **, whether the house is the only house, and then the number is paid:

    1. Surveying and mapping fee yuan square;

    2. The assessment amount of the assessment fee is allowed to float);

    3. The deed tax assessment amount is 3% for the first time;

    4. The income tax shall be borne by the seller at 1% of the full amount, if it is the only ordinary housing exemption outside the five years;

    5. The transaction fee is 6 square meters, both sides;

    6. The cost of production is 80 yuan, and the buyer (stamp duty of the production cost is 5 yuan);

    7. The business tax paid by the seller can be reduced or exempted after five years.

  3. Anonymous users2024-02-04

    There are three main ways to transfer real estate from parents to their children: inheritance, gift, and sale. Option 1: Inheritance (Least Taxes) The way of inheritance is the way to have the least taxes and fees, which cannot be handled when the parents are alive, and can only be handled after the death of the parents.

    In the process of inheriting real estate, only a small amount of justice fees and inheritance notarization fees need to be paid, and even if the real estate certificate is less than 5 years old, only 1% of the personal income tax and business tax need to be paid. Option 2: Gift (3% deed tax for the first transfer) When the parents are alive, they need to pay 3% deed tax if they donate the property rights of the house to their children.

    If the child has a house less than 5 years after receiving the gift, or if the child owns more than one property, 20% of the transfer income minus reasonable expenses shall be levied, and the business tax on the transfer income shall also be paid. Option 3: Sale and purchase (after two years and then change hands can be reduced tax) (1) Deed tax:

    For first-time buyers, 1% will be paid for less than 90 square meters, and more than 90 square meters will be paid according to the house price. The second house is paid at 3%. (2) VAT and surcharges:

    Exemption for 2 years of ordinary houses, 5% of the non-general difference for 2 years, and 5% of the full amount for less than 2 years (the additional tax is urban construction tax and education fee surcharge, and the tax rate (3) personal income tax: the only exemption for 5 years, and the remaining difference is 20% or 1% of the house price. If the parents' house is kept for their own living or rented, inheritance and gift are more appropriate.

    But if you want to sell the property, it's best to choose the "sell the house" method for closing! This is the best deal, otherwise you will have to pay high taxes.

  4. Anonymous users2024-02-03

    There are two ways for parents to transfer their house to their son, namely free gift and sale, and the taxes and fees of the two forms of transfer are slightly different. It mainly involves value-added tax (including urban construction and maintenance tax and education surcharge, the same below), individual income tax, deed tax, land value-added tax and stamp duty. At this stage, individual residences are exempt from land appreciation tax and stamp duty.

    1. Gift, parents involved in value-added tax and individual income tax;

    Children are involved in deed tax and personal income tax.

    According to the relevant policy, the parents' house is donated to the child free of charge, and both parties are exempt from individual income tax.

    According to the current policy, parents who donate their houses to their children free of charge are exempt from VAT.

    The deed tax for children is fully taxed at a rate of 3%.

    2. How to buy and sell.

    Parents involved in value-added tax and personal income tax;

    Children are only involved in deed tax.

    If the parents have been buying the house for more than two years, they can be exempted from VAT; If it is less than two years, the VAT shall be levied according to the assessed value of the tax department.

    If the parents' house is more than five years old (the purchase time is more than five years and it is the only home of the family), it is exempt from individual income tax. Otherwise, individual income tax shall be levied according to the selling price minus 20% of the balance of the original purchase price, taxes and reasonable expenses such as decoration. At present, in practice, personal income tax is generally levied at 1% of the selling price.

    The deed tax is subject to different tax rates according to the area of the house and the number of houses, among which: below 90, whether it is the first or the second set, the tax rate is 1%; above 90, the first set of tax rates, and the second set of tax rates in Beijing, Shanghai, Guangzhou and Shenzhen are 3%); 144 or more, the tax rate is 3%.

  5. Anonymous users2024-02-02

    Parents are required to pay taxes on the transfer of property to their children. The transfer of real estate to children by way of transfer is subject to individual income tax, deed tax and value-added tax, and the property is exempt from individual income tax for 5 years; The transfer of real estate to children by way of gift is subject to individual income tax, deed tax and notary fees; A notary fee is required for the transfer of property to children by inheritance.

    Legal basis] Article 3 of the Individual Income Tax Law.

    Personal Income Tax Rate:

    1) For comprehensive income, a progressive tax rate of 3% to 45% is applicable;

    2) For business income, an excess progressive tax rate of 5% to 35% shall be applied;

    3) Income from interest, dividends and bonuses, income from property leases, income from property transfer and incidental income shall be subject to a proportional tax rate of 20%.

    Article 3 of the Provisional Regulations on Deed Tax.

    The deed tax rate is 3-5. The applicable tax rate of deed tax shall be determined by the people of provinces, autonomous regions and municipalities directly under the Central Government within the range specified in the preceding paragraph in accordance with the actual situation of their respective regions, and shall be reported to the Ministry of Finance and the State Administration of Taxation for the record.

  6. Anonymous users2024-02-01

    Father and son belong to the immediate family relationship, the transfer of house ownership has gift transfer, inheritance transfer, after the registration of the transfer of house ownership, the ownership of the house belongs to the transferee, and the transferee enjoys all the rights and interests of the house.

    Gift and transfer tax: [immediate family] deed tax: agricultural tax verification price 3, house registration fee:

    80 yuan set; [Non-immediate family members] comprehensive tax: agricultural tax verification and pricing deed tax: agricultural tax verification and pricing 3, individual income tax:

    Agricultural tax verification price 20, housing registration fee: 80 yuan set.

  7. Anonymous users2024-01-31

    If the parents' house wants to be given to the son, they can use the gift method to give it to the son, in this case, the tax is very small, only 3% tax and production cost.

  8. Anonymous users2024-01-30

    How much tax do parents have to pay when they transfer their house to their son? If you pay this tax, it depends on how the housing authority calculates it? Generally, it is between 2 and 30,000 yuan.

  9. Anonymous users2024-01-29

    How much tax do parents have to pay when their house is transferred to their son? I think it should be paid according to the regulations, how much tax should be paid for the transfer of the parents' house to the son? I think it should be paid according to the regulations, and this tax should be paid at 20%.

  10. Anonymous users2024-01-28

    How much tax do parents have to pay when their house is transferred to their son? I think there is a tax to be paid for the transfer of the house. If you pay the tax, it is calculated according to the first-hand house or the second-hand house.

  11. Anonymous users2024-01-27

    In this case, don't go through the inheritance situation, don't go through the inheritance way. Transfer of ownership in the form of sale and purchase to the child. Moreover, the new Civil Code has already stipulated, and this kind of inheritance seems to be not high before tax.

  12. Anonymous users2024-01-26

    How much tax do I have to pay when my father's house is transferred to my son? It depends on the structure of your house, the type of house, and the size of the house, uh, how old the house is, uh, because that all affect your tax rate.

  13. Anonymous users2024-01-25

    If the parents' house is transferred to their son, they also need to pay taxes, there are many projects there, and when they go through the halfway process, they must pay all these taxes before they can be transferred.

  14. Anonymous users2024-01-24

    How much tax do parents have to pay when their house is transferred to their son? The tax that parents need to pay for the transfer of their house to their children has dropped sharply in recent years, but they also need to pay taxes, and the specific amount of payment should be consulted in the real estate trading hall.

  15. Anonymous users2024-01-23

    How old does it take for the transfer of the parents' house to the son? That should be done according to the requirements of the local Zhang Ji's real estate handsome transfer.

  16. Anonymous users2024-01-22

    What is the tax rate for the transfer of the father's real estate to the children, there is no need to pay 20% of the individual income tax, only 3% of the notary fee, 3% of the transfer tax, and the transfer fee is about 6% of the tax declaration price (that is, the real estate transfer price you agreed) (3% of the notary fee, 3% of the transfer tax). However, after the transfer of the gift, if you want to transfer the property in the future, you will have to pay 20% of the declared value of the individual income tax alone.

    Article 6 of the Provisional Regulations on Land Appreciation Tax.

    Deductions for calculating the value-added amount: (1) the amount paid for obtaining the land use right; (B) the cost of developing the land, expenses; (3) The cost and expense of new houses and supporting facilities, or the assessment of old houses and buildings**; (4) Taxes related to the transfer of real estate; (5) Other deductions stipulated by the Ministry of Finance.

  17. Anonymous users2024-01-21

    There are two ways to add the name of your child, one is to give and the other is to buy and sell, and the cost is mainly taxes. Gifts between immediate family members only need to pay 3% deed tax, and if the purchase and sale also have to pay VAT, income tax, etc., but some taxes and fees can be reduced or exempted if they meet certain conditions, please consult the local tax department for details. In terms of procedures, it is basically the ID card of both parties, marriage certificate, household registration booklet, and the original real estate certificate.

    By the way, the house must not be mortgaged or seized before the name can be added. In addition, if the child is a minor, it can only be given as a gift, not by sale.

    There are two situations in which a house is transferred, one is a gift and the other is a sale. Only deed tax is paid for gifts, and value-added tax, income tax, etc. are paid for purchases.

  18. Anonymous users2024-01-20

    Legal analysis: 1. Gifts need to pay deed tax, notary fees and registration fees.

    The taxes and fees that need to be paid for the gift of real estate include deed tax, notary fees and registration fees, the most important of which is the deed tax, which is 3% of the house appraisal **, which is generally 3% of the market**. If the child is the only house after 5 years of the real estate certificate, he or she can be exempted from business tax and personal income tax, and only need to pay a small handling fee. If the children have a ** house less than 5 years after receiving the gift, or the children own multiple properties, according to the current operation method, the children can only pay individual income tax according to the actual collection method, that is, 20% of the transfer income minus reasonable expenses, and also pay the business tax of the transfer income.

    2. Buying and selling are subject to personal income tax, business tax and deed tax. If parents sell property to their children, they are required to pay personal income tax of 1% of the total assessed value. Since the real estate certificate is less than 5 years old, there is also a business tax on the value-added part.

    Children are required to pay a 1% deed tax. They have to pay a total of 10,000 yuan.

    Legal basis: Article 659 of the Civil Code of the People's Republic of China: Where donated property needs to go through registration or other formalities in accordance with law, the relevant formalities shall be completed.

  19. Anonymous users2024-01-19

    If it is a transfer, you need to pay a deed tax, as well as personal income tax.

  20. Anonymous users2024-01-18

    If you go through normal trading, you only need to pay individual income tax and deed tax.

  21. Anonymous users2024-01-17

    As far as I know, you generally have to pay taxes.

    Generally, the transfer needs to go to the notary office for notarization first, and pay the notary fee, deed tax and other fees.

    Ask if you know how much to pay and what percentage.

    2. Generally, children have to pay certain taxes and fees for the transfer of ownership.

    Transfer costs: 1) notary fee; Pay at 2% of the room price, 2) Assessment fee: Pay according to the room price.

    3) Deed tax; Pay at 3% of the room rate.

    4) Land Appreciation Tax; Pay at 1% of the room rate.

    5) Income tax; Pay at 1% of the room rate.

    6) Housing property registration fee: RMB.

    Personally, I have also paid the transfer money, generally speaking, it is not much, or I pay a small percentage.

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