What are the requirements for buying Treasury bonds? How to buy Treasury bonds?

There are three main types of treasury bonds, electronic treasury bonds, book-entry treasury bonds and certificate treasury bonds, but no matter what kind of treasury bonds ordinary investors buy, the prerequisite is that they need to open an account to purchase treasury bonds.

Purchase of electronic treasury bonds.

The issuance of electronic treasury bonds is mainly aimed at individual investors, and electronic treasury bonds have two major characteristics, "convenient + flexible" characteristics.

Article **3 First of all, it is also necessary to open an account in advance to buy electronic treasury bonds, and then log in to the bank's official website to buy treasury bonds, so that there is no need to go to the bank to queue up to buy, which is very convenient for investors. It is not the same as certificate treasury bonds, which have to go to the bank to queue up to buy, which is the advantage of electronic treasury bonds.

Purchase of certificate treasury bonds.

First of all, the investor needs to bring his or her valid identity documents to the bank's branch counter to purchase, and the investor can bring cash, swipe the card or transfer money to purchase, and the bank staff will assist the investor in handling it.

Article **4 to the bank to fill in a voucher treasury bond collection voucher, voucher treasury bonds mainly include the date of purchase, the name of the purchaser, the type of coupon purchased, the amount purchased, the number of identity documents, etc., after the voucher documents are filled in, hand over to the bank staff for processing.

Summarize the analysis. Treasury bonds are issued by the state, and some treasury bonds are targeted at individual investors and institutional investors, so ordinary individual investors can also use mobile banking.

It is possible to purchase treasury bonds at branches or at bank offices, but it is important to remember that you should go to state-owned banks and joint-stock banks as much as possible.

Not all banks can handle it.

Basic conditions for purchase: ID card, funds.

There are three main types of national debt:

To buy treasury bonds, it is best to buy voucher and savings treasury bonds, which are relatively safe, and the term is generally 1 year, 3 years, and 5 years, and the 1-year period refers to the maturity after 1 year, and the state returns the principal and interest through the bank. The interest rate on these two types of Treasury bonds is slightly higher than that of bank fixed deposits during the same period. Purchases are mainly made through banks.

If you redeem it early, you will deduct the principal as a handling fee, and the interest will be calculated according to the length of the holding time. Taking the 2010 certificate (five) treasury bonds issued on December 6, 2010 as an example, the annual coupon rate of 1 year; 3-year coupon rate per annum; 5-year coupon rate per annum; In the same period, the annual interest rate of bank fixed savings is one year and three years; The annual interest rate of the five-year period is, if you buy a certificate treasury bond, the principal of 10,000 yuan, the one-year treasury bond will get an extra interest of 35 yuan, and the annual interest will be 40 yuan more! The minimum of these two types of treasury bonds is 100 yuan, and if it exceeds 100 yuan, it will be purchased in integer multiples of 100 yuan.

The other is book-entry treasury bonds, which are also the purchase of treasury bonds by opening a treasury bond account. Once this kind of treasury bonds are issued, they will be listed and traded through pilot banks and ** exchanges, but the annual interest rate of this kind of treasury bonds is relatively low, and some of the maturities are relatively long, the longest is 30 years or 20 years, which is not suitable for ordinary people to invest. You can bring your ID card to ICBC, Bank of China and other state-owned banks or ** companies to open an account, and you can buy it.

Book-entry treasury bonds can be bought and sold at any time, and they can be realized without holding them to maturity; Because book-entry treasury bonds can be bought and sold at any time, their ** are up and down like **, if you sell the treasury bonds ****, you will lose money; On the contrary, you can sell it to earn the difference; After the maturity of book-entry treasury bonds, the state still redeems them at 100 yuan each. The minimum transaction of book-entry treasury bonds is 1 lot, and 1 lot is equal to 10 lots, which is about 1,000 yuan face value. The yield of buying book-entry Treasury bonds is usually lower than that of voucher and savings bonds!

It depends on the market**!

1. Understand the types of treasury bonds to buy. At present, there are three main types of treasury bonds issued by China, namely, voucher treasury bonds, physical coupon treasury bonds, and book-entry treasury bonds. Among them, certificate and book-entry treasury bonds are bonds issued for individuals.

2. The purchase of treasury bonds must be handled by the person in person, and you need to bring your ID card, bank card (fold) or cash when you go to the outlets.

3. When purchasing, you need to understand the coupon term, coupon rate and interest payment method. It should be noted here that if investors purchase certificate-type treasury bonds and redeem them in less than half a year, in addition to no interest, they will also have to pay a handling fee, which will cause the principal to "shrink". If the holder pays in advance after one year due to urgent need for money, the rate of return is only one, and the purchase of treasury bonds in this case is obviously a "dumb loss".

What are the requirements for buying a bond bond? Treasury bonds are divided into three types: book-entry treasury bonds, voucher treasury bonds, and electronic treasury bonds, and the purchase channels are not exactly the same, so the conditions that need to be prepared are also different.

First, the ** exchange, which can be purchased and traded is book-entry treasury bonds, and it is necessary to have an account on the ** exchange.

Second, bank counters. Certificate-type treasury bonds can only be traded over the bank counter, and it is enough to bring your ID card.

Third, online banking, electronic treasury bonds can be purchased over the bank counter or through online banking, but the purchase of electronic treasury bonds is usually sold out, so it is necessary to ensure the smooth flow of the network.

What are the requirements for buying Treasury bonds? There are three types of treasury bonds: electronic treasury bonds, book-entry treasury bonds, and voucher treasury bonds. However, no matter what kind of treasury bonds ordinary investors buy, the prerequisite is that they need to open an account to purchase treasury bonds.

Only adults are eligible to buy Treasury bonds. There are not many restrictions on buying treasuries, as long as you have extra money to invest. It is possible to go to the bank.

Or the financial sector. You can go and buy it. It's also a way to invest.

As long as you have money, you can buy it with no other additional conditions.

As long as you have money, everyone can buy it.

The so-called treasury bonds are the debts borrowed by the state from individuals or enterprises, that is, state bonds, which are bonds issued by the state to raise funds, and promise to pay interest on time and repay the principal when due according to the agreed conditions within a certain period of time. There are three types of treasury bonds: vouchers, physical vouchers, and bookkeeping. Compared with bank deposits, the yield on government bonds is much more substantial.

The high yield is mainly reflected in two aspects: one is the high interest rate, the yield is generally higher than that of deposits in the same period, and the yield of listed treasury bonds at the time of issuance and listing is higher than the interest rate of bank deposits in the same period at that time. The second is to enjoy the same convenience as demand deposits, which can be withdrawn or sold at any time.

China's treasury bonds are issued by the Ministry of Finance on behalf of the Ministry of Finance, and the income is guaranteed by the country's credibility, and is exempt from interest rate taxes, and the credibility is very high, and it is deeply liked by middle-aged and elderly investors. Because of the low risk and high liquidity, the interest rate is also lower than other bonds. Buying Treasury bonds can be said to be a very sound financial choice for wage earners.

Treasury bonds are the best bonds, and because the investment risk of treasury bonds is extremely low, they have become a more prudent investment strategy for individuals.

Do I need to go in person to buy government bonds?

If you want to buy Treasury bonds, you can do so in the following ways:

The first option: purchase or buy online banking. It allows the public to buy treasury bonds as soon as possible, eliminating the pain of queuing, and the purchase process is like a fixed deposit.

Generally speaking, if you hold a bank card of the bank, you can also enjoy the free custody service of the bank to avoid the loss or damage of the treasury bond certificate. After expiration, it will be automatically redeemed and converted to a current account.

The second option: You can also go to the Treasury Service Department designated by the local finance bureau to purchase treasury bonds. If you need to bring your ID card, you must go in person.

To buy treasury bonds, you only need to bring your own ID card, you can buy, you can buy in major banks during the issuance period, the sale of certificate-type treasury bonds, mainly through the savings outlets of major banks, the outlets of the postal savings department and the treasury bond service department of the financial department, investors need to hold a valid identity document. To go to the counter to buy book-entry treasury bonds, investors also need to bring their ID cards to the ** point to fill in the appointment subscription form. Therefore, as long as the conditions are met, you can buy treasury bonds.

To buy treasury bonds, you must first go to the bank in advance and open an account for buying treasury bonds. Young people can go to the bank's official website to buy, which is still very convenient. Seniors can bring ID cards, cash, and bank cards.

If you go to the bank a little earlier and queue up, the treasury bonds will be sold quickly, and they will be sold out as soon as they are sold, and you will not be able to buy them if you go late.

There are no conditions required to buy Treasury bonds. Buying treasury bonds is actually the same as buying a fixed deposit, and you can buy it directly on Alipay.

To buy treasury bonds, you must first have good credit, and you need a certain guarantee, and finally you must take your ID card and household registration book to buy and buy treasury bonds.

You don't need any conditions to buy treasury bonds, you just need to bring your ID card. You can go to the bank counter and buy it.

The basic conditions for the purchase of treasury bonds: ID card, funds.

To trade the reverse repurchase of Shanghai treasury bonds, investors are required to open a Shanghai shareholder account, and to trade the reverse repurchase of ** treasury bonds, it is required to open a ** shareholder account; The reverse repo of treasury bonds for trading ** must start at 1,000 yuan and increase in integer multiples of 1,000; The reverse repurchase of treasury bonds traded in Shanghai must start at 100,000 yuan and increase by an integer multiple of 100,000 yuan.

Bearer and certificate-type treasury bonds, in the outlets of major banks and ** institutions, with ID cards, bank cards, and money to fill in the form of purchase, the procedures are similar to the bank fixed deposit procedures. Book-entry treasury bonds must be opened on the exchange or a special account for treasury bonds, and entrusted to the institution, which requires an account, similar to the trading operation.

What are the requirements for buying Treasury bonds? There are three types of national debt. The first is electronic treasury bonds.

Book-entry Treasury bonds. The voucher is a treasury bond. However, no matter what kind of treasury bonds ordinary investors buy, the prerequisite is that they need to open an account to purchase treasury bonds.

So only adults are eligible to buy Treasury bonds.

At present, China's treasury bonds are mainly divided into book-entry treasury bonds, voucher treasury bonds, and electronic treasury bonds, and their respective sales channels are not identical. Generally, the purchaser is required to prepare his or her own identity documents.

If you buy in ** company, you must have an account in ** company. If you buy at the bank, you must bring your ID card. If you want to buy electronic Treasury bonds online, you must have a fast network.

What are the requirements for buying Treasury bonds? There are three types of treasury bonds, electronic treasury bonds, book-entry treasury bonds, and voucher treasury bonds, but ordinary investors need to open an account to purchase treasury bonds no matter what kind of treasury bonds they buy, so only adults are eligible to purchase treasury bonds.

Investors can purchase certificate-type treasury bonds at various outlets during the issuance period.

To purchase certificate-type treasury bonds, users can bring their valid ID cards to bank outlets to purchase treasury bonds when issuing treasury bonds; To purchase electronic treasury bonds, when the user issues treasury bonds, users can log in to the mobile online banking and purchase them in the column of savings treasury bonds; To buy book-entry treasury bonds, users can buy them by going to the bank or through an account. After purchasing treasury bonds, it is best for users to choose to hold the bonds to maturity and redeem them in advance, which will lose part of the interest income, according to relevant regulations: If you have held electronic treasury bonds for half a year or more and less than 2 years, you will be deducted 6 months of interest; If the electronic treasury bonds have been held for 2 years or more but less than 3 years, 3 months of interest will be deducted; If you have held electronic treasury bonds for 3 years or more but less than 5 years, you will be deducted 2 months of interest, and at the same time, investors often need to pay a certain handling fee according to about 1 of the principal amount redeemed.

When buying treasury bonds, you need to do these things well in advance, and the probability of successful purchase will be greatly increased.

First, in view of the large number of people, it is possible to queue up in advance at the banks that issue treasury bonds; although the absolute amount of treasury bonds issued each time is not small, it is inevitable that a situation of "too many monks and too little porridge" will arise because of the nationwide issuance.

Second, the choice of a point in time. Buyers should be clear about the specific time of issuing treasury bonds each month, and if they are not clear, they can go to the relevant banks in advance to learn about the information and grasp the time rhythm. Treasury bonds are generally at 8:00 on the same day

30 officially put on sale, and the opening hours of bank outlets are mostly 9 o'clock in the morning, so it is best to buy electronic treasury bonds through online banking.

Buy, familiarize yourself with the operation process in advance.

Third, prepare the funds for the purchase in advance. Since the purchase of treasury bonds may involve a relatively large amount of money, the purchaser still needs to prepare the funds in advance and pool the funds from different accounts so that it can be easily operated when purchasing.

Fourth, open treasury bond accounts in advance. If you are buying electronic treasury bonds for the first time, you need to open a treasury bond custodian account, you need to plan to buy treasury bonds to open it at the bank counter, and some banks can also open it through online banking.

Fifth, go to a small bank to buy. When the treasury bonds are issued, the right issuing bank will be selected, among which there are large state-owned banks, as well as small and medium-sized banks, we must understand in advance, if there are small and medium-sized banks involved in the issuance, it is recommended that buyers do not only stare at the big banks, although the large banks may issue large amounts, but also large, often sold out quickly. You might as well try your luck at a small bank, and you will often receive unexpected results.