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Buying or renting a house is a matter of opinion, and you can choose according to your own financial situation and housing needs.
Benefits of renting:
Renting a house is already a very common way of life in the real estate market, especially for people who work outside the home, and the company does not provide room and board, so they must rent a house. So there's a lot of flexibility in renting. In addition, you don't have to pay a lot of cash at once to rent a house, and the funds can be used for other investments.
In addition, it can avoid risks such as depreciation and repayment of the value of the house. And it will not reduce the quality of life because of buying a house, and you can save a lot of money by renting a house without buying furniture, appliances, decoration, etc.
Benefits of Buying a Buyer:
Having your own property is more of a sense of belonging. Buying a house can be used to have a property of your own in the future, without worrying about problems such as a second landlord, and it can also be treated as a long-term investment. Moreover, if you have a fixed residence, your child's household registration can be directly implemented in the future, and it is convenient to go to school, so you don't have to worry about school selection fees.
If there are elderly people in the family, it is convenient to take care of the elderly.
Suitable for renters:
Generally speaking, young people who are just starting out in the workplace, people who are more mobile in their jobs, people with unstable incomes, and people who are short of funds are more suitable for renting. Because renting a house can ensure the liquidity of funds, there is no need to worry about the need to repay the loan on time every month after buying a house. There are also people who want to use the funds for other investments, once they buy a house, it is a transaction of tens of thousands, which will involve the question of whether there are still activity funds.
Suitable for people who want to buy a house:
Now there is a common word in real estate is "just need", which is the people who are ready to get married, have a down payment, have loose funds in hand, and have a stable income, which is also the main group of people who buy houses in the real estate market at present. The second is to improve the sexual needs and people who want to invest in real estate. These people have a lot of money, a stable income, and a high income, and the quality of life for them will not change much when buying a house.
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If I don't have a house, I'll live there.
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If you say it's not worth it, you can find ten reasons why it's not worth it. I will only say my answer, and from the point of view of rational analysis. If a house is not easy to get, if a house can be given to you for free, do you want to get it, and it is in a first- or second-tier city in China?
There is such a good thing, for the houseless people, they can probably wake up laughing in their sleep; For those who have a house, wouldn't it be nice to have one more set! When it comes to a house, everyone wants to own it, and the more the merrier. Then think about it, what kind of people are behind the people who can ask this question?
What are their group characteristics? I think it's probably like this: they are mostly young people, they want to jump from the countryside to the city for one reason or another, and at the same time, their financial ability generally requires that they have to do their best.
Being relatively young, eager for change, having limited financial means, having a hometown in the countryside or wanting to live separately from their parents' generation are the characteristics of the group portrait behind this group of people. They may be entangled or unwilling to buy a house. People who are not confused about buying a house are probably such a group of people:
Either their parents have already settled in the city through wandering; Either you have the foresight to buy a house long ago instead of waiting until you need it urgently; Either the more successful entrepreneurs are financially well-off, etc. Early intruders, foresights, hard-working entrepreneurs, etc., they rarely struggle with the problem of buying a house.
Therefore, for young people who want to make a difference, buying a house is just an opportunity to expose your life and even family problems, it is an opportunity to change yourself and grow yourself, not just pressure.
I think it's good that a lot of people buy houses for the next generation to study, or to have a higher starting point for the next generation. If the fathers are not the early breakers, then their own generation must be on top, otherwise the task of topping will be handed over to their children.
Stretching the timeline, the ancestors of several generations ago were farmers, but the ancestors who dared to think and dare to do things created better conditions for future generations.
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