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Hello: According to your description, you are applying for a Pig Fortune credit card. If you select 3 cards on the same application form at the same time, after the application is approved, you will receive 3 Pig Fu cards with different card numbers, and the 3 cards will use the same account and the deposit will be shared.
If you successfully apply for the "Happy Pig" card before February 6, 2008, you will enjoy a direct reduction of the annual fee for the first year. After that, the annual fee of 3 cards can be reduced or waived if the annual consumption reaches 5 transactions (the cumulative number of swipes of 3 cards can reach 5 times, and the amount is not limited) or 5,000 yuan (the cumulative consumption amount of 3 cards) per year. Under normal circumstances, the annual fee for the main card of the Pig Fu Credit Card is 50 yuan per card year.
If the annual fee waiver is not met, the annual fee will need to be paid separately for each of the three cards.
There are two ways to adjust the credit limit of the Peony Zhufu credit card (for the 10 yuan limit):
The cardholder applies to the card issuer for an adjustment of the credit limit.
The cardholder shall provide complete customer information and submit the supporting materials required for the adjustment of the credit limit, and apply to the card issuer for the adjustment of the credit limit.
The card issuer takes the initiative to adjust the credit limit of the cardholder.
For cardholders with an account credit limit of less than RMB 2,000, the card issuer will also take the initiative to adjust the credit limit of the cardholder on a quarterly basis. The specific standards are that for customers who are over 18 years old, have opened an account for more than 3 months, have a quarterly consumption of more than 500 yuan (inclusive), and have no bad credit records in the credit report of the People's Bank of China, the credit limit will be increased by 20% of the current quarterly consumption (the adjustment range will be rounded up to an integer multiple of 100), and the maximum will not exceed 1,000 yuan, until the account credit limit reaches 2,000 yuan.
In addition, if the cardholder's work unit and fixed residence are not located at the location of the card issuer, the credit limit shall not be adjusted in the future. For specific information, you can consult the local 95588 where you opened an account.
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The annual fee is 10 yuan per piece.
Each card must be swiped at least 5 times to avoid spending 5000
Adjust to 100
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I also asked the industry and commerce, it's too rubbish, they all say it's fragmented. Up in the air.
It seems that there are three pig cards, and each card can be swiped 5 times to be exempt from the annual fee. The annual fee for each ticket is $50.
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Count, online recharge 1 yuan is counted.
My friend does this to avoid the annual fee.
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Online consumption is considered consumption, and Alipay 5 times is fine.
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If you don't pay the money, you will have an impression of your credit in the future.
And it will be blacklisted.
You can look for a school, you can look for a bank.
If the bank opens it privately, without your consent, of course, there is no signature for you, and the bank will bear your losses.
If you have your signature, but you didn't use it.
You can use ICBC customer service to see if you can cancel the annual fee.
It can also be handled in other places.
There is no handling fee for card purchases, regardless of where they are purchased.
If you want to pay back, you just need to go to any outlet.
You can call 95588 directly to cancel the card.
These procedures can be handled in other places.
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There is no way to do it, you have to repay the loan, otherwise you will definitely leave a credit problem, which will also have an impact on your future work and life. And you should also remember to close the card while repaying, otherwise the annual fee will still accumulate year by year, and in the end, I believe the consequences are self-evident. When it comes to the problem of being deceived, the landlord can tell the local public security organ or education department, and I believe they will deal with the matter properly, and the landlord can go to the bank for consultation, and the bank also has an unshirkable responsibility.
The landlord should remember not to leave it alone. Hope mine is helpful to you.
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The Industrial and Commercial Pig Fu Card is a credit card specially used for school students.
It is possible to overdraw. The annual fee is waived, but the card needs to be used 5 times a year. Otherwise, an annual fee of 50 yuan will be deducted.
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Including, the annual fee of the pig card is the same as that of ordinary credit cards, 50 yuan a year.
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The landlord is good - the pig card is divided into two types: credit card and quasi-credit card, and the annual fee standard is as follows:
Credit card: 50 yuan for the main card and 25 yuan for the supplementary card.
Quasi-credit card (credit card): 25 yuan for the main card, and 25 yuan for the supplementary card.
Before February 6, 2008, you can successfully apply for a "Happy Pig" credit card to enjoy a direct waiver of the annual fee for the first year, and then you can reduce the annual fee for the current year if you spend 5 times a year or 5,000 yuan.
The pig card account is not a small account and can be exempted from the annual fee as long as it meets the above requirements. In addition, the annual fee is calculated from the date your card is activated. Until the following year, that date is one year.
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ICBC Piggy Card will have an annual fee of 50 yuan per year. But these annual fees can be avoided, ICBC Pig Card stipulates that as long as you use this card to spend five times within a year, you can be exempted from the annual fee. You can use this card to consume in major supermarkets, even if you spend one yuan, it is considered a time.
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Yes, quasi-credit cards, which may have been preferential at the time, are no longer available.
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If you owe money, you must also pay the annual fee for cancellation.
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Discard the accrual annual fee.
Cancel the magnetic card and pay off the arrears first.
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Hello! If you hold three Pig Fu cards in the same account, you can enjoy a reduction or exemption from the annual fee of the current year if the cumulative consumption of the three Pig Fu cards reaches 5 transactions or 5,000 yuan per year. In addition, apply for a "Happy Pig" credit card before February 6, 2008 to enjoy a direct waiver of the annual fee for the first year.
If your Pig Fu Card is lost, for the safety of your account, please go through the loss reporting procedures in time. For specific loss reporting and card replacement procedures, please consult 95588 and its reply shall prevail.
There is no restriction on the time for card cancellation. In addition, Pig Fu card customers can apply for account cancellation and card cancellation procedures through ** bank, please consult 95588 for details.
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If you have 3, then you have to swipe each card 5 times a year to waive the annual fee, if one of your cards is lost, you can report the loss or cancel the card at any time during the year, but the premise is that you must pay the balance of the arrears in the card before you can report the loss or cancel the card, if there is no arrears, it is better to report the loss or cancel the card, and the money does not have to pay.
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The cancellation of the card should be as long as there is no arrears on your card, you can cancel the three cards, and the same account should be swiped a total of five times.
You don't need to brush each one five times.
Specifically, let's ask ICBC.
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1. Annual fee is waived for five swipes of the card.
2. Recharging Alipay and Fortune Pass is not considered credit card consumption!
3. You can go to the supermarket to swipe a small amount of money to waive the annual fee, because there is no limit to the amount of credit card!
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In the first year, you have to swipe the card three times, and there is no limit to the amount, and the annual fee is waived! In the future, I will also have to draw the card every year, even if it is a dollar, it is very easy! Otherwise, there will be an annual fee, which seems to be 10 yuan per year!
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