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1. Personal debit card: (1) Puka: Since 2004, the head office has charged an annual fee of 10 yuan for debit cards.
The system will automatically deduct the year-to-month payment, and if there is any arrears, the system will automatically make up the deduction. If the debit card is not activated, no annual fee will be charged. (2) VIP card:
Annual fee is waived. 2. Credit card (the charging standard is shown in the figure below): 3. Unit settlement card:
Up to $600 card per year.
1. How to apply for double exemption of debit card (no annual fee and no small account management fee): 1Individual customers only have one unique account (excluding credit card and VIP account) in our bank, and ABC has taken the initiative to reduce the annual fee and small account management fee of this account since August 1, 2017.
2.To apply for a double-free account, individual customers need to bring their valid identity documents, debit cards or passbooks to apply at any branch of ABC. If an individual customer already has an account that enjoys the policy of exempting annual fees and small account management fees, and then has the "Salary Payment Account, Retirement Account, Subsistence Account, Medical Insurance Account, Unemployment Insurance Account, and Housing Provident Fund Account that has been signed and opened" as stipulated in the Notice on the Exemption of Some Service Charges from Banking Financial Institutions (Yin Jian Fa 2011 No. 22), the existing free account and the above six types of accounts are exempted from annual fees and small account management fees.
2. Credit card annual fee waiver method: 1If the annual fee policy of the Agricultural Bank of China is met, the system will automatically exempt it.
2.Redeem points before the annual fee is accrued. 3.
Closure and retention policy. If the new card is not activated or is not used after activation or the card is not activated after replacement, there is no annual fee, and the annual fee policy only applies to the card within the validity period. The annual fee policy is revised by the head office on a regular basis.
Reference: Bank Card Business Service ** Standard. The official website of the Agricultural Bank of China [Citation time: 2018-2-1] RMB non-basic settlement business service ** standard. The official website of the Agricultural Bank of China [Citation time: 2018-2-1].
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The annual fee of the debit card is only deducted once a year, otherwise what is the annual fee? If it is deducted once a month, it is called a monthly fee. RMB 10 will be deducted each time.
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The annual fee seems to be deducted 10 yuan.
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1. Since 2004, the head office of the Agricultural Bank of China has charged an annual fee for debit cards, and for 10 years, it will be automatically deducted from the system on a year-to-month basis.
2. If there is any arrears, the system will automatically deduct the debit card, and the annual fee will not be charged if the debit card is not enabled.
3. Customers can take the initiative to go to any branch of ABC to apply for a free account, and provide customers with an account (excluding credit cards and VIP accounts) that are exempt from account management fees (including small account management fees) and annual fees.
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1. Debit card: the main card is not higher than 10 yuan per year, and the supplementary card is not higher than 5 yuan per year;
2. Quasi-credit card: the main card of the general card shall not be higher than 20 yuan per year, and the supplementary card shall not be higher than 10 yuan per year; The main card of the gold card shall not be higher than 80 yuan per year, and the supplementary card shall not be higher than 40 yuan per year; Juhuitong card is not higher than 300 yuan per year;
3. Credit card: The annual fee of the main card of the personal diamond card is not higher than 20,000 yuan per year, and the annual fee of the supplementary card is not higher than 10,000 yuan; The annual fee of the main card of the individual platinum card is 300-3000 yuan, and the annual fee of the supplementary card is 150-2000 yuan;
160-200 yuan for the main card of the personal gold card, 80-100 yuan for the supplementary card; 80-100 yuan per year for the main card of the individual ordinary card, 40-50 yuan per year for the supplementary card; Business card 200 yuan per year.
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Agricultural Bank of China: 5 yuan for card application, 10 yuan per year, 3 yuan for small account management fees below 300 yuan, 2 yuan for inter-bank withdrawals in the same city (4 yuan in Guangdong Province).
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1. Debit card: the main card is not higher than 10 yuan per year, and the supplementary card is not higher than 5 yuan per year;
2. Quasi-credit card: the main card of the general card shall not be higher than 20 yuan per year, and the supplementary card shall not be higher than 10 yuan per year; The main card of the gold card shall not be higher than 80 yuan per year, and the supplementary card shall not be higher than 40 yuan per year; Juhuitong card is not higher than 300 yuan per year;
3. Credit card: The annual fee of the main card of the personal diamond card is not higher than 20,000 yuan per year, and the annual fee of the supplementary card is not higher than 10,000 yuan; The annual fee of the main card of the individual platinum card is 300-3000 yuan, and the annual fee of the supplementary card is 150-2000 yuan;
160-200 yuan for the main card of the personal gold card, 80-100 yuan for the supplementary card; 80-100 yuan per year for the main card of the individual ordinary card, 40-50 yuan per year for the supplementary card; Business card 200 yuan per year.
Further information: 1. Debit card refers to a bank card issued by the issuing bank to the cardholder, without a credit limit, and the cardholder deposits first and then uses it. Debit cards are divided into debit cards, special cards, and stored-value cards according to their different functions.
Debit cards cannot be overdrawn. Debit cards have the functions of transferring, depositing and withdrawing cash, and spending. A special card is a debit card that is used in a specific area and for a specific purpose (other than the department store, restaurant, and entertainment industries), and has the functions of transferring money and depositing and withdrawing cash.
A prepaid wallet-type debit card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and deducts the money directly from the card during the transaction. From August 1, 2017, the annual bank card fee management fee will be abolished, and the fees for some basic financial services of commercial banks will be suspended.
2. Debit cards are becoming more and more common, and they can easily replace cash and cheques for purchases and transactions, and have gradually become the most popular payment card in recent years. Hundreds of millions of debit cards are being used around the world. If the debit card is only available to local merchants, it will usually be printed with the card issuer's logo and its applicable processing system.
Internationally accepted debit cards look the same as credit cards, with the logo of the international payment card institution printed on the lower right corner. It is available at all points of sale where credit cards are accepted. The differences are:
When using a debit card, the amount is automatically deducted from the bank account and not counted towards the credit limit.
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My salary card also has no money, only a few dozen yuan, but the password is forgotten, to make up for the rebate twenty, in the process was taught to operate the person swallowed one and then got another, I have not used it for a few years, the money is still there.
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Don't deduct it, right?
It's okay if you save three or five hundred, I haven't deducted it for several years, and it's 300 when it's less.
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ABC card SMS notification is 2 yuan per month, small account management fee is 3 yuan per quarter, annual fee is 10 yuan, if the ABC card is out of money, the following two points should be noted: 1. If you don't plan to use this card, then don't worry about it, the balance is insufficient to deduct the fee, and it will be automatically cancelled if you don't use it for a long time; 2. If you want to use it in the future, you can bring your ID card and bank card to the bank branch to apply for exemption of annual fees and small management fees, each bank can only apply for exemption of one bank card, as for SMS notification, you can decide whether to close it according to your needs.
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Not necessarily, it depends on whether the service is opened for any charges.
The SMS reminder service of the debit card of the Agricultural Bank of China is 2 yuan per month, and if the average daily deposit is less than 500 yuan, it will be charged 3 yuan per quarter. The annual fee is 10 yuan (you can choose a card to waive the annual fee), the small management fee has been stopped, if there are other unclear deduction items, then you must go to the outlet to check the deduction information, in order to decide the follow-up treatment.
To apply for an agricultural bank card, you only need to apply at the counter with your ID card and bank card, but the application for fee reduction and exemption for bank cards with the nature of salary payment needs to be verified and handled by the original opening bank.
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Generally, the minimum SMS notification fee of the bank is two yuan, and some are three or four yuan, and you need to ask for the specific situation.
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Basically, there is no deduction. However, you can open a text message reminder business and deduct 2 yuan per month.
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There is no monthly fee for the card, and there is no deduction.
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It seems that there is an online bank that will deduct two yuan for information fees, and if there is no one, it will only deduct the annual fee.
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Agricultural Bank of China. There is currently no monthly usage fee for the card, but there will be an annual fee of $10 per year.
If there is no "double exemption account" (except for credit cards and VIP cards) in ABC, the cardholder can hold his or her ID card.
pieces, debit cards.
or passbook) to any branch of the Agricultural Bank of China to apply for annual fees and small account management fees.
of reductions. The application process for ABC is as follows:
1. Bring your ID card and a small amount of cash to the bank outlets;
2. Fill in ** with the assistance of the staff in the bank lobby;
3. Take the number and queue up, and at the same time copy the ID card with the assistance of the staff;
4. Call the number at the counter, go to the counter, hand over the filled ** and ID card to the bank teller, you will need to sign and enter the password when you apply for the card, the password is a six-digit number, you need to remember after setting, this is the future withdrawal password;
5. After all the transactions are completed, you will get a bank card, and if you handle online banking business at the same time, you will get a password card or a U shield at the same time.
6. Complete the card opening and leave with your personal belongings.
The company culture is as follows:
1. Mission, facing the "three rurals."
Serve urban and rural areas, return shareholders, and achieve employees;
2. Vision: To build a world-class commercial banking group;
3. Core values.
Integrity, steady and far-reaching;
4. Relevant concepts under the guidance of core values;
5. Business philosophy, market-oriented, customer-centric, efficiency-oriented;
6. Management philosophy, details determine success or failure, compliance creates value, responsibility achieves career;
7. Service concept, customer first consistently;
8. Risk concept, violation is risk, safety is benefit.
The role of the bank is as follows:
1. Banks, as monetary enterprises, are an important component of financial institutions, which is conducive to the financing and circulation of social capital;
2. By absorbing deposits, banks collect idle monetary assets and small monetary surpluses in the society, and lend them to people in need of money with loans, so that banks can act as intermediaries between lenders and depositors;
3. Banks can act as intermediaries for payment and settlement of currencies for the producers and merchants of commodities.
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