I want to withdraw from Zhongan Insurance? Can Zhongan Insurance be refunded?

Xueba talks about insurance, focusing on insurance evaluation! Don't be sloppy when buying critical illness insurance, choose carefully to avoid losses caused by surrender, and you need to pay special attention to these critical illness insurances that are easy to regretTop 10 [Not Worth Buying] Critical Illness Insurance Points!

To withdraw from Zhongan Insurance, you can do the following: (1) You need to prepare valid ID cards, bank cards, insurance policies and other materials. (2) Bring these documents to the business outlets of the local Zhongan Insurance Company for surrender.

3) If the policy is surrendered during the insurance cooling-off period, in addition to the above materials, you also need to take the first insurance invoice and other information.

In addition, some people have bought auto-renewal products, and they can cancel the auto-deduction by calling ** to customer service or cancel it by themselves in the auto-deduction management.

Many people are confused when they buy insurance, but then they want to surrender the insurance for various reasons. Therefore, it is very sloppy to surrender the policy, what are the points that need to be carefully considered when surrendering? Take a look at this article and you'll find out".How to surrender insurance, how much can be refunded, and how to reduce surrender losses?

The article is very detailed, here are a few points to briefly say.

Generally speaking, surrender will cause a certain amount of loss, but there are two exceptions:

1.Cooling-off period surrender:About 10-15 days after the purchase of insurance, it is generally called the hesitation period of insurance, and the surrender of the policy within this time period can get back the full premium;

2.Sales misleading:If the salesman's operation is not standardized when you buy the insurance, and the signature in the insurance contract that makes the contract effective is not signed by you, the probability of returning the entire premium is very high.

In addition to these two situations, losses cannot be avoided, and a way to reduce losses is very important, such as the option to reduce the amount to pay off

That is, the money is not refunded, but the current cash value is used as the premium to be paid, how much can be insured, and no further payment will be made in the future, and the protection will still be effective, but the sum insured will be reduced.

This is more cost-effective than surrendering, but it does not mean that every product can use this method, and the specific situation needs to be confirmed with the insurance company to know.

In addition,There are also these points that you have to pay attention to when surrendering the policy

Usually, it is best to buy a new policy and return the old policy after the waiting period has passed to avoid interruption of coverage.

2.Health Status:If your physical condition is not as good as before, the chance of passing the health notification of the new insurance is not so high, so if you surrender the policy, there is a risk of loss of protection, so it is not recommended to do so.

3.Payment card balance:If you are determined to surrender the policy, you should check the bank card used to pay the premium, do not deposit any more money in it and take out all the remaining money, if the policy is not successfully surrendered, it is likely to be deducted when the payment period is up.

There are many surrender details that deserve our attention, due to space limitations, I will not say much here, and I have compiled the specific content in this articleWhat are the details to pay attention to when surrendering an insurance policy? Hope!

I didn't find a suitable job because of the epidemic and I didn't have any money, so I wanted to quit insurance.

Why do you want to quit? If you really want to, there is a certain loss.

Because I am sick and have no money to pay, I have to withdraw from Zhongan Insurance.

I don't want to be insured, I don't have money, I don't have any other reason.

I don't want to be enrolled, and there's no other reason.

Summary. Dear, hello, Zhongan Insurance can be surrendered. You can surrender your policy online or offline.

Online surrender is mainly based on the official insurance company and major Internet insurance sales platforms, and offline surrender is mainly based on going to the insurance company to surrender the insurance company or entrusting the insurer to surrender the insurance on behalf of the insurer. It is best to surrender the policy during the cooling-off period, during which the insurance company will only charge a certain amount of the cost at most, and then the premium paid will be refunded without interest.

Can Zhongan Insurance be refunded?

Dear, hello, Zhongan Insurance can be surrendered. You can surrender your policy online or offline. Online surrender is mainly based on the official insurance company and major Internet insurance sales platforms, and offline surrender is mainly based on going to the insurance company to surrender the insurance company or entrusting the insurer to surrender the insurance on behalf of the insurer.

It is best to surrender the policy during the cooling-off period, during which the insurance company will only charge a certain amount of the cost at most, and then the premium paid will be refunded without interest.

In addition, when you want to surrender the policy, it is best to prepare the paper policy, ID card, bank card and other information of the insurance in advance, whether it is online or offline surrender.

I just applied for insurance, I don't understand, this month will cost one yuan, I see that next month is more than 220, isn't that a lie? Isn't it one dollar a month?

Why don't you go back there? Dear, hello, according to your description: 1. It is 1 yuan in the first month, not 1 yuan every month; 2. Instead of paying annually, it is paid in monthly installments; 3. The payment is not the same, but the first month is the same, and then the next month will be calculated according to the age of the insured, which is more than ten yuan or hundreds of yuan.