I want to refund Ping An s insurance, how to refund Ping An Insurance?

The salesman has no big loss, but the renewal fee for the second year is missing. If the surrender loss is your own, since you have bought insurance, then do not return, the biggest role of insurance is not to make money, but to protect. If your initial premium is not very large and within the range you can afford, it is recommended not to surrender the policy, a few thousand yuan a year will not have much impact on our quality of life, now the price **, it should be a supplement for our pension in old age, a few thousand yuan can be saved casually.

If you pay a premium of 6,000 yuan, then you lose at least 50% plus the cost of insurance for one year. The insurance I first bought was also a favor list, and I bought it in a daze, and now I have paid it for ten years, but I have now realized that the necessary protection is still necessary, and I have bought two universal insurances one after another, one is Xinhua, and the other is safe. We are safe and sound, this money can be used as a supplement to my pension when I am old, because the social security paid now, when I get my retirement salary in the future, the money is not enough for our pension, and now when we can earn money, a few thousand yuan a year does not affect our quality of life.

Unsure what participating insurance you are buying, and what the payment period and regular premium will be.

The insurance company does have an obligation to review and dissuade the customer in the process of surrendering the insurance policy, reminding the customer to pay attention to the protection of their own rights and interests.

However, whether the insurance is insured or surrendered, it is the customer's right and interests, and the insurance company has no right to forcibly interfere.

Therefore, you have to figure it out for yourself, whether it is suitable or not, and whether it is suitable or not.

If it is determined that it is irrational to insure, surrendering the insurance is also a kind of stop-loss behavior, and the placement loss continues to expand, and the loss will be greater in the future, which is understandable.

The key is not how the insurance company and the customer service and the salesman are, but whether you, as a customer, have figured it out.

I suggest you think about it.

Hehe, there are some losses to the salesman, but you can't not give you a refund, but you must have a great loss if you surrender the policy within a year. If you are in a hurry to use the money, it is recommended to take out a policy loan.

Although I have a bad impression of peace, I also advise you not to retreat now, the loss is too great.

But the salesman is too irresponsible, not thinking about the customer, but worrying about his own bonus You are a customer who is charity, how did you choose such a **person, if you want to complain, just call them a safe complaint** or the Insurance Regulatory Commission's remember to provide the work number of the person you want to complain.

However, the outcome of the complaint is not necessarily satisfactory, and the supervision of the CIRC is not very satisfactory.

The surrender agreement for the first year is only 30% of the principal, and the cash value table of the contract has detailed reference data! You can apply for a full surrender within 10 days of purchase!

According to the provisions of China's insurance law, the salesman should explain the surrender and income in detail when the customer handles it at that time, otherwise it is a phenomenon of misleading customers in violation of regulations and will be terminated by the company!

Surrender: The policyholder can bring his ID card, insurance policy, and savings card to the counter to fill in the surrender application!

Rights protection: 135, Century Insurance Network, China Insurance Regulatory Commission, courts.

The loss of self-recognition is unlucky, just go directly to the surrender of the policy, the salesman at that time must have a loss, but the loss is definitely not as big as you. I still want to say that insurance, don't buy it easily, don't return it easily!

You surrendered the policy, and the salesman at that time did not lose anything, but the loss was that you and your family were not protected. If it is not financial, it is not necessary to surrender the policy.

There must be a loss to the salesman, but the loss is not big Since you have bought insurance, try not to return if you can.

You go directly to the company to surrender the insurance, don't care about him...

You've lost more... Or hit ** to complain for feedback.

If there is a conflict within the family, discuss with the daughter-in-law how to solve it, don't care about the loss of the salesman, they have no right to interfere, and make the final decision yourself!

Ping An Insurance can generally be refunded in the following ways:

2.Quasi-training prepares the surrender information, generally it is necessary to prepare the application for termination of the insurance contract (can be filled in on the official website of the insurance company**, or at the offline service outlets of the insurance company), the insurance policy, the policyholder's valid identity certificate, premium payment certificate, etc.;

3.Bring the surrender information to Ping An Insurance Company to go through the surrender procedures, the staff of the insurance company will generally take back the policy, and the surrender money will be returned to the policyholder within the agreed time.

Specifically, such as serving Yu Zen:

1.The salesperson can contact the policy service staff to collect the copy of the policy, bank card, and false ID card, and the salesperson can refund the premium within 7 working days;

2.Individuals can bring their insurance policies, ID cards, and bank cards directly to Ping An's local branches to handle policy surrender.

3.If it is a cooling-off period, simply log in to the Ping An Gold Manager login account, select More Services in the Policy Service, find the surrender option, select the cooling-off period to surrender, check the policy that needs to be surrendered, and realize online surrender.

Operating environment: Mobile phone model: Huawei P40

System version: Ping An Gold Butler version number:

Summary. Call Ping An customer service**95511, transfer to manual service, tell the customer service that you want to surrender the insurance, and the customer service will tell you through text messages that the nearest Ping An insurance counter that can handle this business, as well as the relevant information you need to bring.

The policyholder should bring the relevant information (the original insurance contract, the original ID card of the policyholder, and the original bank card in the name of the policyholder) to the nearest Ping An Insurance counter.

How to refund Ping An insurance.

Call Ping An customer service**95511, transfer to manual service, tell the customer service that you want to surrender the insurance, and the customer service will tell you through text messages that the nearest Ping An insurance counter that can handle this business, as well as the relevant information you need to bring. The policyholder should bring the relevant information (the original insurance contract, the original ID card of the policyholder, and the original bank card in the name of the policyholder) to the nearest Ping An Insurance counter.

Then I want to know how much I can refund.

Hello dear, you have to check how much you can refund on your own policy, and the cash value of your policy can know how much you can refund, or you can call 95511 to find out how much you can refund. In addition, you can also consult your insurance ** person to know how much to refund

The policyholder can bring his/her ID card, application for termination of insurance contract, original insurance policy, and proof of payment of insurance premium to the counter of Ping An Insurance's offline business outlets to go through the surrender procedures. If the insurance is surrendered by another person, then the client also needs to provide the power of attorney and the original and copy of the ID card of the entrusting person when handling the surrender.

At present, since the surrender of insurance products will be divided into hesitation period surrender and hesitation period surrender, you can get back all the premiums paid during the hesitation period (Ping An Insurance may charge about 10 yuan for the production cost), and you can only get back the cash value of the policy when you surrender the policy outside the hesitation period, and the cash value of the policy =The premiums paid by the policyholder - the amount of the insurance company's management expenses allocated to the policy - the commission paid by the insurance company to the salesperson for the policy - the net premium that the insurance company has borne the insurance liability of the policy + the interest accrued on the remaining premium.

Therefore, the policyholder should try to surrender the policy within the hesitation period indicated in the insurance product, so as to avoid unnecessary financial losses.

Ping An Insurance cannot surrender the policy online, and you need to bring relevant documents to the Ping An Insurance counter to handle the surrender business.