What is Zhongan Insurance and which company is ZhongAn Insurance?

Zhongan Insurance is an Internet insurance company founded in November 2013 by Ant Financial, Tencent, Ping An of China, etc., and headquartered in Shanghai.

Zhongan Insurance, whose full name is Zhongan ** Property Insurance Company, is an online property insurance company with a registered capital of 1 billion yuan and registered in Shanghai. According to the internal planning of "Zhongan Insurance", except for the registered place in Shanghai, the company will not set up any branches, and will sell and settle claims entirely through the Internet, and its insurance marketing model is a breakthrough in the innovation of new Internet finance in China's insurance industry.

Zhongan Property Insurance Co., Ltd. (hereinafter referred to as "Zhongan Insurance") is the first Internet insurance company in China. It was initiated and established by well-known domestic enterprises such as Ant Financial, Tencent, and Ping An of China, with the original intention of protecting and promoting the development of the entire Internet ecosystem, and was approved by the China Insurance Regulatory Commission on September 29, 2013. Zhongan Insurance has the best business process in the whole process, and there are no branches in the country, and underwriting and claims services are carried out entirely through the Internet.

Zhongan Insurance. Enterprises directly related to Internet transactions such as household property insurance, freight insurance, liability insurance, and credit guarantee insurance; Motor vehicle insurance, including compulsory insurance for motor vehicle traffic accident liability.

and motor vehicle commercial insurance.

reinsurance ceding business of the above business; The use of insurance funds permitted by the national laws and regulations of the city; insurance information service business; Other businesses approved by the China Insurance Regulatory Commission. Participation insurance is an insurance service product launched by Zhongan Insurance and Juhuasuan for Juhuasuan sellers to replace margin payment. After the seller chooses the insurance product, there is no need to freeze the large amount of Juhuasuan margin in the previous way, and only needs to pay a relatively low premium, that is, to obtain the qualification for the protection service of consumers and the Juhuasuan platform, and can enjoy the service of advance payment of compensation provided by Zhongan Insurance Company.

Zhongan Insurance is an Internet insurance company and the first Internet insurance company in China, with strong overall strength and worthy of everyone's consideration.

Is Zhongan Insurance reliable? You will know after watching the game type!

Zhongan Insurance was inaugurated on November 6, 2013, and listed on the main board of the Hong Kong Stock Exchange in September 2017, with its headquarters in Shanghai.

Because Zhongan Insurance is an Internet insurance company, it does not have many branches like insurance companies in the traditional sense, and [Zhongan Insurance] currently only sells insurance online.

Compared with the offline sales of traditional insurance, the online sales of Zhongan Insurance are more efficient, and because of the elimination of operating costs such as rent, water and electricity, some insurance products of Zhongan Insurance will be lower than those of the same type.

In addition, after nearly a decade of development, as of the end of 2021, Zhongan Insurance has served more than 500 million users and issued a total of about 42.7 billion policies, which is still very popular with consumers on the whole.

In addition to its relatively strong comprehensive strength, the solvency of Zhongan Insurance is also up to standard.

According to the information disclosed by the China Banking and Insurance Regulatory Commission, Zhongan Insurance's core solvency adequacy ratio in the third quarter of 2022 is a comprehensive solvency adequacy ratio, and the latest risk comprehensive rating is BBB, which meets the requirements of the China Banking and Insurance Regulatory Commission.

However, when we look at insurance companies, in addition to looking at background strength and solvency, we should also pay attention to word-of-mouth ratings, claims settlement speed, etc

When we look at insurance companies, what exactly do we look at?

Finally, the insurance applicable to different age groups is different, and blind purchase may be a waste of money, see here for the specific insurance plan:

How to buy insurance for different age groups? Everyone should have their own plan.

Zhongan Insurance was established on October 9, 2013 with a registered capital of 100 million yuan, and has a wide range of operations in Biyan. On the whole, the strength of Zhongan Insurance is very strong.

If you still want to know more about this insurance company, you might as well take a look at this article: Is Zhongan Insurance reliable? After reading it, I know that I am respectful!

Zhongan Insurance generally refers to Zhong'an ** Property Insurance Shares, Zhong'an **Property Insurance Shares**** (hereinafter referred to as Zhong'an Insurance, Zhong'an), which was inaugurated on November 6, 2013 and was initiated and established by well-known enterprises such as Ant Financial, Tencent, and Ping An of China.

Tips: 1. The above content is for reference only and does not make any suggestions. The relevant products are issued and managed by the corresponding platforms or companies, and the Bank does not assume the responsibility for the investment, redemption and risk management of the products.

2. If you need to consult Ping An Insurance-related business, you can call Ping An Life 95511-1, Ping An Auto Insurance, Property Insurance, Accident Insurance 95511-5, and Ping An Pension Group Insurance 95511-6 for consultation.

Zhongan Property Insurance Co., Ltd. (hereinafter referred to as "Zhongan Insurance") is the first Internet insurance company in China. It was initiated by well-known domestic enterprises such as Ant Financial, Tencent, and Ping An of China, based on the original intention of protecting and promoting the development of the entire Internet ecosystem.

Products & Services:Enterprises directly related to Internet transactions such as household property insurance, freight insurance, liability insurance, and credit guarantee insurance; Jichang Tongzai motor vehicle insurance, including compulsory motor vehicle traffic accident liability insurance and motor vehicle commercial insurance.

Product Introduction:

1. Zhonglebao

Zhonglebao is the first domestic online margin insurance launched by Zhongan Insurance and **.com, which aims to provide insurance for the performance ability of sellers who join the ** consumer insurance agreement, help sellers reduce their burden, and ensure that buyers are given good shopping protection.

2. Participation in the insurance

After the seller chooses the insurance product, there is no need to freeze the large amount of Juhuasuan margin in the previous way, and only needs to pay a relatively low premium, that is, to obtain the qualification for the protection service of consumers and the Juhuasuan platform, and can enjoy the service of advance payment of compensation provided by Zhongan Insurance Company.

3. Baifuan

After the user applies to open the payment of the P&I business in the mobile phone guard security payment function block, if he encounters the malicious deduction of the mobile phone virus, the theft of the account password and causes economic losses, he can apply for the P&I business. The product will benefit more than 200 million mobile phone guard users.

4. Tire accident insurance

This tire accident insurance service is a new model - the insurance process is fully embedded in the existing scenarios of the platform, and Zhongan Insurance is responsible for the protection support and provides services related to key links such as underwriting, claims settlement, and customer service. Through real-time interaction of business data, the two parties realize the seamless connection of underwriting, claims and service, maximize the advantages of Internet enterprises, and provide high-quality user protection experience. It is understood that this move has broken the status quo that domestic tires are damaged alone and cannot be insured.

5. Step by step

Launched by Zhongan Insurance, the first Internet insurance company in China, it is the first health management plan in China that combines wearable devices and sports big data, and its partners include Xiaomi Sports and Ledongli APP. The product is not only priced based on the user's actual exercise volume, but also the user's exercise steps can also be deducted from the premium.

Zhongan Insurance is the abbreviation of Zhong'an Property Insurance Co., Ltd., which is the first Internet insurance company in China, with a full business process and a business scope that is directly related to Internet transactions, such as family property insurance, freight insurance, motor vehicle insurance, credit guarantee insurance and liability insurance.

Insurance can protect people from accidents that lead to desperate situations and loss of earning capacity for themselves and their families. Planning for insurance as early as possible can help policyholders better enjoy their old age; to prevent significant financial losses due to certain diseases; Buying savings education insurance for your child can help you plan your child's education; Prevent risks, avoid unnecessary property damage due to various situations, and other benefits.

Protection: Protect yourself and your family from the damage caused by any accident anytime, anywhere, without fear of loss of earning capacity or loss of earning ability. It can solve the three major worries of life:

If your life is too long, you need money for yourself; Life is too short, and the family wants money; In the middle of the accident, he and his family asked for money.

Be able to complete your retirement plan: If you want to live a healthy life in old age, you can only take precautions and make insurance plans as early as possible, so that you can enjoy your old age in peace, maintain your personal dignity, and truly provide for your old age and rely on your old age. Compensable economic loss due to illness:

Using good insurance can help you build a firewall between your family and your illness.

Not to get rid of worries before the liberation, let people focus on the cause of hard work as an asset allocation to meet the most basic security needs, there must be certainty, maturity can be cashed, and can do this, only the insurance has the share of insurance, the insured can be more at ease to focus on the career of hard work, light travel to prevent risks in the future thieves will not necessarily come to patronize, but still willing to install anti-theft doors will not necessarily rain, but umbrellas are standing items; Risks do not happen, but they must not be prevented.

Let's take a look at the product diagram first

This product has been upgraded on the basis of the previous one, and it can be seen from the figure that the guarantee of this product is still very comprehensive:

More comprehensive protection: On the basis of the original version, the critical illness allowance protection has been added, the value-added services have been expanded to include special tumor drugs and purchased drugs, and the reimbursement ratio of proton heavy ions has changed from 60% to 100%, but the overall **also**.

There is a wide range of insurance ages: Up to 65 years old can be insured, suitable for a wide range of people, especially suitable for the elderly to insure, if more than 60 years old, good health, in line with health notice, this is worth considering.

Renewals do not need to be reviewed: Changes in physical health or claims do not affect the renewal of the policy. More policyholder-friendly.

On the whole, this product has a comprehensive guarantee and is suitable for a wide range of people, making it a good product. However, it is worth noting that this product does not guarantee renewal, buy it for one year and guarantee it for one year, and if the product is discontinued, it cannot be renewed, which needs to be considered clearly.

In addition to this, what are the shortcomings of good medical insurance that need to be paid attention to, you can also understand:Alipay [Good Medical Insurance]: There are other flaws behind the cheapness.

**Company, claims are super difficult.

Xueba talks about insurance, focusing on insurance evaluation! What is the difference between Zhongan's million-dollar medical insurance and other popular products on the market? If you are interested in learning more, you can bookmark this comparison table"Super Complete! Comparison Table of Popular Million Medical Insurance in China

The article is very specific, so let's take a brief look at it here.

The first is to analyze the strength of the company. With a registered capital of nearly 100 million yuan and a total premium income of more than 14.6 billion yuan in 2019, Zhongan Insurance is one of the top 10 listed insurance companies in China in 2019.

This shows that Zhongan Insurance is strong, and in China's law"Take care of"Next, the insurance company that needs to pay us will have to pay for it, so there is no need to worry about this.

Let's talk about Zhongan Insurance's products. Zhongan Insurance has many products, and the main products are summarized in a picture:

There is one product that is Zhong'an's representative product, that is, the exclusive e-life medical insurance that has done quite wellTherefore, let's take the latest version of the exclusive e-life 2020 as an example for a simple analysis.

One of the major advantages of this product is that it is comprehensive, in addition to some basic protection, there are 121 kinds of rare disease protection, and it has increased the family sharing deductible, critical illness insurance benefit, critical illness hospitalization allowance 3 optional responsibilities, and the insurance amount of proton heavy ion has been increased, which is also more preferential on the **.

However, there is also a slight flaw, proton heavy ion medical treatment, optional critical illness hospitalization allowance protection liability renewal needs to be reviewed, optional critical illness insurance benefits cannot be renewed after the claim.

If you are very concerned about the renewal conditions, then you can consider choosing some similar products with more friendly renewal conditions, I have also collected some good products before, by the way to share with you".Top 10 Medical Insurance Worth Buying in 2020!

On the whole, Zhongan Insurance is not bad, but when buying insurance, the most important thing is the insurance product rather than the company, and choose some products that are of good quality and consistent with your own needs in order to maximize protection.

Zhongan Insurance is the first network insurance company in China, his. His insurance is applied for by the insured on the Internet, and it is more convenient to join their insurance after passing the review.

Zhongan Insurance is an insurance company. I used to buy insurance on him, okay.

I haven't heard of this insurance company, because it's a small company.

Alas, Zhong'an is Zhong'an Insurance Company.

It's an insurance company's.

Which company is owned by Zhongan Insurance?

Zhongan Insurance is headquartered in Shanghai, with a registered capital of RMB 100 million, without any branches, and sells insurance entirely through the Internet.

There are many insurance companies, and everyone is very concerned about which insurance company to choose before buying insurance. Mint Insurance will sort out the ranking of insurance companies and teach you how to choose an insurance company, let's take a look! China Insurance Company Rankings!

Which company should I choose to buy insurance?

As of 2019, ZhongAn has served more than 100 million users, with a total of more than 8 billion insurance policies, and it has become a habit to buy ZhongAn online. While empowering insurance with technology, Zhongan Insurance exports business-proven technology to the outside world, productizes technical solutions around the five major ecosystems of health, consumer finance, automobiles, living consumption, and air travel, and exports scientific and technological products and industry solutions to domestic and foreign markets, serving the new generation with science and technology, and giving people a more comprehensive choice.

The business scope of Zhongan Insurance: enterprises directly related to Internet transactions, such as family property insurance, freight insurance, liability insurance, credit guarantee insurance, short-term health and accident insurance; Motor vehicle insurance, including compulsory motor vehicle traffic accident liability insurance and motor vehicle commercial insurance; Reinsurance ceding and reinsurance inward business of the above-mentioned businesses, etc.

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