Is it necessary to take out HFMD critical illness insurance?

Updated on healthy 2024-05-05
21 answers
  1. Anonymous users2024-02-09

    Of course, this is necessary, and this disease does not fall under the scope of critical illness.

    The principle of purchasing insurance is based on social insurance, and it is better to add appropriate commercial insurance as a supplement.

    The expenditure of its insurance costs is generally about 10---20% of the annual income, and it is best not to exceed 20%, that is, to use 10% of the funds to preserve 100% of their assets.

    For each of us, we should consider health insurance. Directly speaking, as people age, their body's resistance is inversely proportional, and their ability to resist related risks is relatively weak.

    Therefore, you must first consider medical insurance, whether it is commercial insurance or social insurance, and then consider other insurance products, so that it makes sense. If you are not healthy, it is impractical to have more pension insurance.

    It is recommended that you first purchase the social security launched by the state (preferably if the unit comes forward to purchase it), including cooperative medical insurance, and then consider commercial insurance as a supplement.

    Here, I know that in this industry, there are three recognized sentences that say this: "brand in life", "Ping An talents" and "Xinhua products".

    Finally, it should be noted that the principle of insurance application is as follows:

    1) Buy insurance first to buy medical health, health can ensure that customers have everything.

    2) Buying insurance is light on words and heavy on contracts, life insurance is generally a lifelong contract, and you can become lifelong happiness if you buy it well, otherwise it will have a great impact.

    3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

    4) Buy insurance first adults and then children, if adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is adults who pay for children.

  2. Anonymous users2024-02-08

    Not necessarily. The existing general medical insurance can cover hand, foot and mouth disease, swine flu, SARS, avian flu, etc.

    These diseases do not fall under the category of major diseases.

  3. Anonymous users2024-02-07

    Can I buy insurance if I have HFMD?

    Hand, foot and mouth disease that is not severe is generally possible, but in rare cases it may be more severe. As long as it has not caused cardiovascular and cerebral diseases, it will not have a great impact on buying insurance

    1. Critical illness insurance.

    **After 3 months, if there are no complications, it can generally be covered normally. If encephalitis induced by hand, foot and mouth disease is 6 months later, and there is no abnormality in the cranial CT examination, you can consider applying for the insurance of Fosun United's Mommy Baobei.

    2. Medical insurance.

    **If you have been at least 1 month and have no complications or sequelae such as myocarditis, encephalitis, meningeal strictness, and flaccid paralysis, you can apply for insurance normally. Some medical insurance products may have stricter requirements, requiring more than 6 months.

    3. Accident insurance.

    Most of the accident insurance on the market does not have a health notification requirement, and the insurance requirements are relaxed, as long as you can live or work normally, you can be insured normally. Therefore, even if you have hand, foot and mouth disease, you can buy accident insurance.

    Summary: Critical illness insurance, medical insurance, and accident insurance can be considered mainly for children's insurance, and as for term life insurance, it is generally not recommended to consider.

    That's it for the question of whether you have had hand, foot and mouth disease, I hope the above will be helpful to you.

  4. Anonymous users2024-02-06

    Hello, can I buy insurance if I have suffered from hand, foot and mouth disease? Mouth, foot and hand disease is not a delay in buying insurance. It is an acute disease, and it doesn't matter if it's good, it doesn't matter what it does, and it doesn't matter what it does.

  5. Anonymous users2024-02-05

    Hand, foot and mouth disease can be insured by health insurance, and if the current illness or the number of months after the end of ** is less than 3 months or 6 months, then the coverage of critical illness insurance and medical insurance will be deferred. If the past history is an ordinary case, then critical illness insurance and medical insurance can be covered as standard. In case of severe cases and sequelae, the insurance company will review them on a case-by-case basis.

  6. Anonymous users2024-02-04

    Of course, you can buy insurance. But generally if there is a limited disease, it will make you buy the insurance again, the disease that you have suffered from in heaven. You can ask the staff of the insurance company.

  7. Anonymous users2024-02-03

    Hello! In this way, you can still buy insurance with confidence, so that you can protect your family.

  8. Anonymous users2024-02-02

    If you have suffered from hand, foot and mouth disease, you can buy insurance, because hand, foot and mouth disease is just an ordinary infectious disease, and only people with major diseases cannot buy insurance, so it is okay for such patients to buy insurance!

  9. Anonymous users2024-02-01

    Hand, foot and mouth disease is one of the conditions that fall under reimbursement. If you have purchased some commercial medical insurance, or some resident medical insurance. At the time of the visit. Reimbursement is available when you are hospitalized**.

  10. Anonymous users2024-01-31

    People who have suffered from hand, foot and mouth disease can buy insurance, hand, foot and mouth disease is a common infectious disease, and the insurance company does not stipulate that people with hand, foot and mouth disease cannot buy insurance.

  11. Anonymous users2024-01-30

    If you have been cured, there is no restriction on buying insurance. If you buy other insurance that is not related to the disease, then there is no problem at all. You can also buy insurance if you have suffered from hand, foot and mouth disease, and now you have made some according to your age and medical history.

    Testing or going through our approvals for different conditions is able to complete this investment for different types of insurance.

  12. Anonymous users2024-01-29

    Hello, I have suffered from hand, foot and mouth disease, can I buy insurance?Of course, you can buy insurance, and buying insurance has nothing to do with suffering from hand, foot and mouth disease, so you can buy insurance.

  13. Anonymous users2024-01-28

    Is there a relationship between changing HFMD and buying insurance?If there is a relationship, there may be some influence, if there is no half-dime relationship, then there is no problem.

  14. Anonymous users2024-01-27

    Hand, foot and mouth disease is not a serious disease?It is possible to buy insurance, as long as you recover from hand, foot and mouth disease, you can buy insurance in the future.

  15. Anonymous users2024-01-26

    Insurance can be purchased.

    Insurance is inherently voluntary and not mandatory. You have had HFMD before, and this has no effect on your insurance. It's just that if you got it before, you may not get it later, but if it is a hospitalization for other diseases, you can buy the same and reimburse the expenses.

  16. Anonymous users2024-01-25

    If you have suffered from hand, foot and mouth disease, you can also buy insurance, and there is no mention of this item in the insurance purchase cabinet, so you can buy insurance.

  17. Anonymous users2024-01-24

    Hand, foot and mouth disease is not a special disease, as long as you check the body before buying the insurance to confirm that the body is correct, this is okay, and then when buying insurance, it is best to ask about their policy details and insurance content, otherwise it is easy to be pitted, because the content of insurance is not standardized at all, and there are many loopholes.

  18. Anonymous users2024-01-23

    For hand, foot and mouth disease, as long as it is covered by the insurance, it can be reimbursed, and if it is not covered by the insurance, it cannot be reimbursed. To put it simply, as long as the coverage of the purchased Chinese Life Student Insurance includes hospitalization medical coverage, then there is no problem with reimbursement.

  19. Anonymous users2024-01-22

    Hand, foot and mouth disease is just an ordinary viral infection, and there will be no sequelae after being cured, so people who have suffered from hand, foot and mouth disease can buy insurance.

  20. Anonymous users2024-01-21

    Hand, foot and mouth disease in Germany can be insured, but this does not affect it. This is not a critical illness. It can be purchased normally.

  21. Anonymous users2024-01-20

    If I have suffered from hand, foot and mouth disease, of course I can buy insurance, this is a refrigerator, because hand, foot and mouth disease is a normal disease, her words are no problem at all, so if you buy insurance, you will not be affected, this is a problem found, so you can buy insurance, buy insurance insurance, it will not be affected.

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