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In this case, if there is no mistake in the first place, AIA will pay you directly.
The point is, there are alterations in key parts. So it's a special case. In this case, the doctor in charge of the claim will contact the doctor at that hospital. Look at the doctor's own record.
So if you don't have a problem and the doctor is very cooperative, there is no problem. But if the doctor's side changes his words later, it will be useless.
In addition, the police record of the car accident can also be used as a basis.
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I didn't know that you were AIA**, I was from AIA Beijing.
Is the receipt after signing the bill also signed before the accident?
If you are sure that you have told the truth, then the situation can definitely be reimbursed.
Call the friendly country ** if they still won't deal with it. Then, according to the dispute resolution method you chose when signing the order, go to the local arbitration institution or court to sue them.
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It can definitely be reimbursed The key is to see how the salesman who does the insurance for you will operate for you
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AIA's claims adjuster will make an external transfer, and if it is confirmed that what you said is true, the claim will be settled in accordance with the regulations. You can contact the company directly and call the national ****.
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Be sure to go to the CIRC to complain first and let the CIRC come forward.
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Show the car accident certificate (usually issued by the traffic police or police station) to the insurance company
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It seems that it can support private hospitals, and it is the first accident insurance in the market to support private hospitals, but at present, there is also a product of parallel PK, which also supports private hospitals and has more protection.
For details, please refer to: Comfort Premium Accident Insurance Plan.
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Hello dear! The AIA surrender process is as follows:1
To apply for surrender from AIA, you can call AIA customer service** to apply and consult the specific materials required for surrender; 2.Bring the materials required for surrender to the insurance company to go through the surrender procedures, generally need to prepare the policy, ID card, premium payment certificate, application for termination of insurance contract, etc., which is subject to the regulations of the insurance company; 3.The staff of the insurance company will assist in the surrender process and usually collect the policy. 4.
The insurance company will pay the surrender money into the bank account designated by the policyholder within the agreed time.
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Summary. No.
Consumer-based accident insurance is non-refundable, which is the so-called short-term insurance, which is generally between 100-200. If it is a scheduled accident insurance (that is, you have to pay money every year, generally about 1000 a year), this can be refunded, but the refund is very small.
Can I get a refund for accidents and critical illnesses that I have bought AIA?
The accident insurance that cannot be eliminated is non-refundable, which is the so-called short-term insurance of Punchang, which is generally between 100-200. If it is a scheduled accident insurance (that is, you have to pay money every year, generally about 1000 a year), this can be refunded, but the refund is very small.
Why can't you return it?
If the grace period has passed, it cannot be refunded.
Because this kind of accident insurance is a consumption-based one.
It can be refunded within 10 days of purchase.
It is insurance against accidents and critical illnesses.
If you are talking about a friendly country, it cannot be returned.
Is it. Under normal circumstances, the insurance refund insurance cannot get back all the insurance premiums paid, but there are exceptions, the details of the department for in-depth analysis, let's take a look at the following two situations of the refund of the insurance can be refunded how much insurance costs. 1.
In fact, the insurance company also has a more friendly setting for everyone, and the customer buys insurance is generally a grace period, about 10-half a month, and the insurance company surrenders the insurance within the hesitation period, and the insurance company surrenders the insurance in full for no reason (generally deducting the cost). 2.After the grace period, if you want to cancel the insurance, then there will be a certain amount of property damage, because the insurance contract requires, after the grace period to return the insurance only the corresponding cash value.
Look at this.
Now that the epidemic can't afford it, can't it be refunded?
Why can't I pay it?
You can contact the staff at the insurance department.
There is no money to pay.
You can't get much back, dear.
Converted into cash value, it is about 1 10 of the contributions.
I have been paying for four years, and I have paid more than 3,000 yuan a month.
The asymmetry of insurance information is very serious.
If you want to refund, it is true that you can't refund much money.
You can try to contact the staff on the AIA side.
Find a professional surrender service person and ask them to help you surrender the policy.
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Summary. AIA Insurance Company of the United States: The insured of group personal accident insurance does not need to report the accident or accidental injury after the accident;
Other insurance companies: In the event of an accidental injury to the insured of group personal accident insurance, they are required to report the accident or make up the report.
2. Statute of limitations: two years. Self-termination without exercise for two years from the date of the accident.
3. Claim Rules:
AIA: For hospitalization medical claims due to illness or accident, there is no restriction on social insurance medication;
Other insurance companies: All medical expenses are the same as those used by social insurance;
4. Claim amount provisions:
AIA Insurance Company of the United States: The claim amount of medical expenses is calculated on a one-time basis, regardless of the number of times in a year, and the claim amount is not accumulated;
Other insurance companies: The claim amount is accumulated on an annual basis, and when the cumulative amount is reached, the medical insurance liability for that year will be terminated.
How AIA has an accident abroad.
AIA Insurance Company of the United States: The insured of group personal accident insurance does not need to report the accident or accidental injury after the accident; Other insurance companies: In the event of an accidental injury to the insured of the personal accident insurance, they are required to report the case or make up the case 2. Statute of limitations:
Two years. It shall be terminated by non-exercise for two years from the date of closure of the accident. 3. Claim Rules:
AIA: For hospitalization medical claims due to illness or accident, there is no restriction on social insurance medication; Other insurance companies: All medical expenses are the same as those used by social insurance; 4. Claim amount provisions:
AIA Insurance Co., Ltd.: The claim amount of medical expenses is calculated on a per-time basis, regardless of the number of times in a year, and the claim amount is not accumulated; Other insurance companies: The claim amount is accumulated on an annual basis, and when the cumulative amount is reached, the medical insurance liability for that year will be terminated.
Go to the insurance company to make a claim.
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Summary. There are restrictions on accidental medical reimbursement, and we will not talk about the fact that accidental medical hospitalization insurance is an optional liability, and this Anyi 2020 comprehensive accident insurance actually has restrictions on the reimbursement of accidental hospitalization medical insurance. There is a social security plan, if the social security fee is settled by the New Rural Cooperative Medical System, the rest can only be reimbursed 70%, and the social security external medication can only be compensated for 100 yuan, at least to understand that there are quite a lot of products on the market The accidental medical insurance reimbursement will not limit the 100% insurance of social security.
There are restrictions on accidental medical reimbursement, and accidental medical hospitalization insurance is an optional liability, and we will no longer talk about it. There is a social security plan, if the social security fee is settled by the New Rural Cooperative Medical System, the rest can only be reimbursed 70%, and the social security is suspected of external drugs, but it can only compensate 100 yuan, at least to understand that there are quite a lot of products on the market that the accidental medical insurance reimbursement will not limit the 100% insurance of social security.
The renewal conditions are not relaxed, Anyi 2020 comprehensive accident insurance is a comprehensive accident insurance product, and the protection period is one year, and the pants are paid for 1 year for 1 year, although it can be renewed every year, and it can be renewed until the age of 69, but it does not guarantee renewal, and the renewal conditions are not easy. The threshold of accident insurance on the market is not high at the time of application, and when renewing, it is also relatively low compared to other types of insurance, but AIA's accident insurance is an exception, which needs to be re-reviewed before it can be renewed.
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Summary. Hello, dear. We're happy to answer your <>
AIA's accident and medical insurance, pro-insurance insurance is the best way to transfer risk, and medical insurance can cover the costs of accidents. Since accident and medical insurance are so closely related, the public should pay attention to the choice of insurance. Chinese Life Children's Accident Insurance such as e-Children's Accident Insurance Plan provides accidental injury disability, accidental fracture, and accidental injury medical protection, providing comprehensive care for your baby.
AIA's accident and medical insurance.
Hello, dear. I'm glad to answer the question of <> AIA's accident and medical insurance, pro-insurance is the best way to transfer risk, and medical insurance can cover the cost of accidents. Since accident and medical insurance are so closely related, the public should pay attention to the choice of insurance.
Chinese Life Children's Accident Insurance such as e-Children's Accident Insurance Plan provides accidental injury disability, accidental fracture, and accidental injury medical protection, providing comprehensive care for your baby.
Medicare originated in Western Europe and dates back to the Middle Ages. With the success of the bourgeois revolution, the cottage workshop was replaced by big industry, and the modern industrial contingent appeared. Due to the harsh working conditions, epidemics and industrial accidents, workers need medical care.
But their wages are low, and individuals struggle to pay for medical bills. As a result, many local workers themselves organized themselves to raise a portion of the funds to cover their expenses when they were sick. But this form is not very stable, and the scale is small, and the ability to resist risks is low.
In the late 18th and early 19th centuries, Western Europe developed private pure god insurance, which became an important way for the state to raise medical funds.
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Accidental death and disability of 50,000 years, accidental medical compensation (reimbursement) 5,000 times (unlimited times within one year), outpatient surgery expenses compensation (reimbursement) 5,000 times (unlimited times within one year), hospitalization subsidy (general ward) 50 yuan per day, hospitalization subsidy (ICU ward) 100 yuan per day.
Accidental injury in AIA accident insurance refers to an objective event that suffers from an external, sudden, unintentional, or non-disease that causes objective injury to the body, and any accidental disability or death caused by illness, or death and disability caused by fighting, are not within the scope of liability of accident insurance.
AIA provides a comprehensive range of products and services, including retirement plans, life and accident insurance, and medical insurance to meet the savings and protection needs of individual customers.
First of all, social medical insurance has set up a "starting line" for the use of hospitalization expenses, and the amount within the minimum payment line is the self-payment segment, and 85% of the amount above the starting line is paid by the social pool, and the remaining 15-20% is paid by the individual. This shows that even if you have social medical insurance protection, some of the risks still need to be borne by yourself; Secondly, the social medical insurance stipulates that the pooling, additional, and personal account funds will not be paid for the following situations, such as suicide, self-harm, fighting, drug abuse, medical accidents or medical expenses incurred due to traffic accidents. For example, Mr. Wang's 6,000 yuan of medical expenses incurred due to traffic accidents must be paid by individuals, and cannot be paid by co-ordination**, additional** and personal account funds. >>>More
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First of all, the premium of accident insurance is related to the occupation of the insured, and is not directly related to the age of the insured. >>>More
Legal Analysis: Accident insurance clauses refer to the provisions on the rights, obligations and other insurance matters of the insurer and the insured stipulated in the accident insurance contractPersonal accident insurance is a kind of life insurance, referred to as accident insurance, which refers to the death insurance or disability insurance benefits paid by the insurance company if the insured suffers accidental injury and unfortunately becomes disabled or dies within the liability period during the validity period of the insurance >>>More
Accident risks are everywhere, in order to give yourself better protection, the best way is to buy an accident insurance for yourself, especially for the elderly, the probability of accidents will be relatively large, and it is particularly important to buy an accident insurance. However, for the purchase of accident insurance for middle-aged and elderly people, we should pay attention to the following points: >>>More