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No, as long as you don't use it.
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Huabei should still be relatively reliable.
Is it the deduction order you choose is the first choice for Huabei.
In this way, you will directly use Huabei transactions when you pay.
If you don't want to use Huabei.
Just change the order of deductions.
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Huabei. Here's how to close the automatic charge:
1. Open Alipay on your mobile phone and click [Settings] on My Page.
2. Click [Payment Settings] and click [Passwordless Payment Automatic Deduction].
3. Click on the Huabei deduction item, click [Close Service], and click [Confirm Close] in the pop-up options.
Extended Information: What are the effects of overdue Huabei?
1.Huabei has basically been connected to the credit information system now.
It means that Huabei is overdue and will affect the user's credit report.
Target. However, for Huabei, its credit review is not as strict as that of a credit card, so it is not directly recorded on the credit report if it is overdue. Under normal circumstances, only Huabei will be on credit if it is overdue for more than one month, and when it is overdue for more than one month, it will directly cause the user's Huabei to be frozen, and the user cannot use it normally.
2.Although Huabei's overdue will not immediately affect the credit investigation, it will still affect the user's sesame credit score.
Causing the impact. Sesame Credit is a credit rating system of the Alipay system, as long as Huabei is overdue, no matter how long the overdue time will cause the user's Zhique Luma credit score to decline, and once the Sesame Credit score declines, it will cause the Huabei limit to decrease.
What are the ways to increase the Huabei quota?
1.Increase financial assets:
We can save money on Alipay, or buy more financial products on Alipay.
For example, Yue Bao.
It is convenient for the system to fully understand our current financial strength, and stable savings are the embodiment of repayment ability. If we have a lot of money in our account, then for Huabei, the risk of not being able to repay is reduced.
2.Maintain good credit:
If you use Huabei regularly, try to pay off the arrears of the previous month in full, and the Huabei quota will be increased soon. And we're in Tmall, ****.
The credit generated by the purchase return and exchange record, or the credit generated by borrowing a shared power bank, etc., are all important scoring criteria for Sesame Credit.
Operating environment: iqooneo3 Alipay.
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If you close "Ant Huabei", you will not use "Huabei" to pay on behalf of you in your daily life, but if you have used Huabei before and have generated an unpaid "bill", even if you close "Ant Huabei", you will still be automatically deducted, unless there is no balance in the "Alipay" account and "bound bank card".
Material Tool: Alipay.
1. Open the desktop of the mobile phone, find "Alipay" in the application of the desktop and click to open.
2. Open the Alipay interface, find the "My" click, and find the "Huabei" option in this interface and click to enter.
3. Select "My" in "Huabei" to proceed to the next step.
Fourth, then find the "Other" option to click.
5. Find the pop-up selection box "Close Huabei" and click it.
6. Finally, find "I still want to close" and click to close.
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1.There is overdue behavior, if Huabei.
If the user has overdue repayment during the use of Huabei, the system will consider that the repayment has not been carried out in accordance with the regulations of Huabei and does not meet the qualifications for continued use of Huabei, so Huabei will be turned off;
2.The debt is too high, when Xiaoli uses Huabei, the Huabei system will investigate the user through the multi-plex silver, and if it is found that the user of Huabei has a high debt, in order to prevent risks, so as to close Huabei.
Operating environment: Apple 13 iOS 15
Alipay expansion information: 1. If Huabei is suddenly discontinued, it is likely to be caused by the following reasons:
1.Recently, the repayment failed to be repaid on time within the specified time limit, and there was an overdue situation, resulting in a decline in sesame points and damage to personal credit, so the system froze the amount (note that if it is borrowed.
Alipay reserve fund.
Overdue, it may also indirectly affect Huabei, after all, all three are associated with sesame credit, and the borrowing and part of Huabei are also connected to the central bank.
credit information). 2.The Huabei quota has been realized, and Huabei can only be used for consumption, and cannot be transferred and withdrawn, and the realization is an illegal operation, which has triggered system risk control.
3.Due to frequent changes in information (such as changing bank cards, changing mobile phone numbers) or frequently changing devices to log in, or the authentication identity information expires, the account risk has increased a lot, which has also triggered system risk control.
4.It has never been used since the opening of Huabei, so that the system thinks that customers have no need to use the quota, so it withdraws the quota when the customer closes the account in a large area and provides the quota to the customer who needs it more.
5.There are differences in Alipay accounts, such as cancellation.
2. Overdue. This is one of the most common mistakes all users make, after all, work and life are very busy now, and we always forget to repay Huabei and borrow. At this time, the Alipay system will default to us being overdue, and will not only ask us to compensate for liquidated damages.
We will also be punished, such as lowering our credit score, etc. In this case, it is normal for Huabei and borrowing to be closed, and everyone should think about how to recover the lost credit!
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It is also automatically deducted.
Friends who don't want to use Huabei to pay can stop using Huabei by adjusting the payment order. In Huabei's settings page, you can find the "Set Payment Order" function. Huabei autopayment cannot be turned off, you can only choose "automatic full repayment" or "minimum repayment by bill".
repayment". <
However, you can set the order of Huabei's automatic repayment. If it is an automatic deduction or a user who repays in installments when due, if the repayment is made on time within the specified time, it also means that this person is a very trustworthy person, and Alipay's system will think that the economic ability is not too strong, and the demand for Huabei is also very large.
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Huabei. The process of closing automatic deduction is as follows:
3. Click the [Password-free payment automatic deduction] option to close; After closing, individuals should not forget the repayment date.
Extended Materials. 1. Huabei is a function of paying first and repaying later. It means that you buy something, even if you don't have money now, of course, when it comes to the repayment date, you must repay it. However, some fees may be charged. How to deduct the Huabei handling fee?
Consumers who use Huabei to pay do not need to charge handling fees or interest rates. The merchant receives payment from the consumer, and the money is to be withdrawn later, then a handling fee will be charged. Therefore, the Huabei handling fee is to deduct the seller's money.
Because of this, some merchants now do not want customers to use Huabei to pay noisily.
2. When it comes to the issue of Huabei fees, do Huabei users never have to deduct fees?
In fact, there is an interest issue involved. When users use Huabei, there is a repayment date and an interest-free period, and if the loan is repaid during the interest-free period, then the user does not need to pay interest. If the repayment is made after the interest-free period, interest will be paid.
To be honest, Huabei is indeed very good, which is convenient for many consumers. However, because it is to spend future money first, it also makes some people spend unrestrainedly and owe more money. Therefore, when you use Huabei, you must consume rationally.
3. What are the benefits of Huabei's active repayment?
Paying repayments on time is beneficial to maintaining personal credit. As long as Huabei's active repayment and automatic deduction occur within the repayment date and the grace period, the system will treat the user as repaying on time, and repaying on time can accumulate a good credit history. It can maintain personal good credit and there will be no risk of overdue repayment; The handling fee will be reduced if the account has not been issued, but the handling fee will not be reduced for the next month's repayment (already issued).
Operating environment: mobile phone model: Huawei Mate40 mobile phone version.
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If you close "Ant Huabei", you will not use "Huabei" to pay on behalf of you in your daily life, but if you have used Huabei before and have generated an unpaid "bill", even if you close "Ant Huabei", you will still be automatically deducted, unless there is no balance in the "Alipay" account and "bound bank card".
Material Tool: Alipay.
1. Open the desktop of the mobile phone, find "Alipay" in the application of the desktop and click to open.
2. Open the Alipay interface, find the "My" click, and find the "Huabei" option in this interface and click to enter.
3. Select "My" in "Huabei" to proceed to the next step.
Fourth, then find the "Other" option to click.
5. Find the pop-up selection box "Close Huabei" and click it.
6. Finally, find "I still want to close" and click to close.
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Huabei needs to pay off the arrears before it can be closed, and there will be a prompt on the page when it is closed.
The path to close Huabei on the mobile phone is as follows:
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You have to pay off all the money before you can close.
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The payment money is not enough, because the setting is set to deduct the money in Huabei first, and then deduct the money in the balance.
If you don't select a payment method, it defaults to spending money if the store supports spending. If you don't like it, you can change the default payment method. The Alipay account is incorrect, which was purchased on **.
There is no click to confirm the collection, the money is still on Alipay's platform, and it is not given to the merchant, and the click to confirm the receipt will be sent to the merchant's account, so the flower account is correct.
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If you are in arrears, Alipay's payment function should not be closed, and if it can be closed, then he will deduct the money, which should be the money on your card.
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The Alipay payment function can be canceled if it is turned off.
1.If the merchant has not opened the Huabei service or the product is not supported, it is recommended that you operate the payment in a store that supports Huabei payment. >>>More
First of all, you can apply for a temporary limit, but it can only be used within a certain period of time, and it will be restored to the original time limit, followed by increasing credit, using Huabei more, repaying on time, and the limit will naturally rise, which is the same as using a credit card, I hope it can help you.
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