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Shunmei New Concept Auto Insurance Service Company is one such service company. The same protection, the same service, the same premium, because the service company directly signed a third-party strategic cooperation with the insurance company, there is no salesman commission, and the interest rate of the intermediate link is directly returned to the car owner, so the intensity is much greater than going to the insurance company and the insurance company salesman, so that the car owner can be bound, and the car owner is fixed to a place to buy car insurance every year, and the car owner of the service company accumulates the scale year after year, so the majority of car owners can rest assured to buy, as long as you want to buy the type of insurance you want to buy, you can enjoy it, and there will be no insurance and no compensation!
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That's very dangerous, this year I knew that a car owner was in danger, and the insurance company went to the scene after calling the police, and the documents were complete, and it was not wrong, but the car insurance was sent to refuel, which was not the right way back, and finally did not get the insurance company to pay!
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Can unprofitable products allow businesses to survive?It's either a bluff or a cat.
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There is such a thing as giving gifts, but how much do we know as a customer, and what protection we can have in the event of an emergency, please think deeply.
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Buying car insurance is for protection and service, there is no service without profit, in case of insurance, the outcome is not certain.
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Buy car insurance in order to be protected, don't let the so-called giveaways divert the purpose of your purchase.
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If this happens, it can only mean that your car insurance service has been greatly reduced!
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Hello, you have to believe that the wool comes out of the sheep, it is better to understand clearly.
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Send 5000 cash, then don't pay it!
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There is no such thing as a free lunch!I don't dare to buy it anyway!
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There is no salesman's fee, there is no after-sales, you buy a piece of paper, it will cost 5000, you think you are very smart, in fact, you are deceived.
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Isn't there a national network**?If you dial it, you will know, whether you have bought your car insurance or not, I am speechless, these people.
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Do you want to get better after-sales service for goods without profits?
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Hello, it's better not to buy the irregular ones,
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Hello, just to put it another way,
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It's better to choose a regular one.
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1.Compulsory traffic insurance.
Compulsory traffic insurance is a type of car insurance that is clearly stipulated by law. The premium of compulsory traffic insurance is generally 1,000 yuan per year.
2.Third Party Liability Insurance.
Whether it is a new car or an old car, this car insurance is also a must-buy car insurance type, and it is recommended to set the insurance amount between 20-500,000 yuan when purchasing.
3.Car damage insurance.
Car damage insurance mainly protects the risk of vehicle loss, and it is a type of insurance with a higher utility rate in car insurance, because regardless of driving skills, damage to the vehicle will inevitably occur during use, and car damage insurance can bear this part of the risk.
4.Deductible liability insurance is not included.
If you do not purchase deductible liability insurance, then after the vehicle is insured, the insurance company has 5%-20% of the insured amount can not be paid, and this kind of situation will not occur after purchasing deductible liability insurance. Liability insurance excluding deductibles is also a prerequisite for 100% coverage of car damage insurance and third party liability insurance.
Compulsory traffic insurance, third-party liability insurance, car damage insurance and deductible insurance are the types of insurance that must be purchased for car insurance, whether it is a new car, an old car, or a second-hand car, it is recommended to buy the above four car insurance.
How much is the required type of car insurance?
So how much do the above four types of car insurance cost? Here are the four must-buy car insurance coverages**.
1.Compulsory traffic insurance: 950 yuan.
2.Vehicle Damage Insurance: Vehicle Price*
3.Third Party Liability Insurance: Determined according to the amount insured (50,000:
666 yuan; 100,000: 961 yuan; 150,000: 1,097 yuan; 200,000:
1191 yuan; 300,000: 1,345 yuan; 500,000: 1,614 yuan; 1 million:
2102 yuan).
4.Excluding deductible insurance: (vehicle damage insurance + third-party liability insurance) * Other theft insurance, glass insurance, scratch insurance, seat insurance, etc. are basically hundreds of dollars in premiums. The first year of the new car commercial insurance is 95% off, and the discount will vary according to the size of the insurance situation in the future.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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