How do you save money in life? How should we save money?

To save money in life, the most important thing is to save regularly. Set a standard for yourself and save some money every month no matter what.

Don't underestimate your savings.

I once listened to a financial management course, and the teacher's team did a small survey among usersAsk everyone how the first pot of gold came from. More than 80% of our friends told us that their first pot of gold came from savings. So, don't underestimate the value of saving money.

When Li Bin and his wife were substitute teaching, they only earned 1,000 yuan a month, and both of them relied on the money they saved from substitute teaching in tutoring institutions during winter and summer vacations.

Couples who are in love, if they spend a lot of money, they can't save this money at all. If you have a birthday today, I'll give you an iphonex, go to the mall to buy a few clothes worth a thousand, and buy a brand-name bag, and the money will be gone.

So, what will they take to buy a house in 3 years? The two of them saved more than 100,000 in 3 years.

Recently, I wanted to rent a studio, planning to find a loft in the French Concession, and looked at more than 20 houses. The little brother who accompanied me to see the house, 92 years old, was very nice and told me about his previous experience. In 2015, he sold his house, and when he was good, he could sell 4 sets a week, with a commission of more than 20,000 yuan, earning 200,000 yuan a month, and earning nearly 1 million a year.

What about money? He said that he had squandered it, that he was young, he had no education, and he spent all the money he earned. He really realized the importance of saving in 2017, when the policy was changed, and the house in Shanghai was not easy to sell, and he did not close a single transaction for half a year.

Now, he does high-end rentals, and he doesn't spend money casually, and he also has a down payment on a small house in his hometown and pays off the mortgage every month.

He said that back to 3 years ago, a small property right house in Shanghai was only 70-800,000 yuan, and it would be affordable to buy it, but there was no vision, and now it has risen to more than 2 million.

We must not underestimate the matter of savings, which adds up to a lotSpending money can indeed buy happiness, but saving can really make your life more relaxed, and it's good to find something to spend less money to make you happier, such as reading.

Our first pot of gold, most people really rely on savings, this matter must be taken seriously. See how long you've been working and how much money you have on your bank card?

Just spend less and make more money.

As long as the unit eats, it eats the unit, as the saying goes, eat the outside province and the family. If I don't go to work on weekends, in the summer, I will cook a big pot of mung bean soup and drink it for a day, which not only cools down, but also quenches my thirst and hunger. If it's winter, I'll go out and find an air-conditioned store, for example, Haidilao near our house to queue up, you can eat fruits and snacks when you wait for the number, and when I get to the line, I'll be almost full, and then sell the number in line plus dozens of dollars to the rich people who need to eat urgently.

Well, it doesn't cost much on weekends either.

Hahaha, it's all ...... I imagined

When you go out to eat, watch a movie or go taxi, you can skillfully exercise various software. There are various software on the mobile phone**, you can use various taxi software to reduce the cost of travel, you can also use various preferential software to buy affordable movie tickets and meals** and so on. It can save you a lot of money.

Don't stay at home all the time, go out and exercise, you can have a healthy body. The body is the capital of the revolution, and having a healthy body can reduce the chance of getting sick. At the same time, it also reduces the expenditure of going to the hospital to see a doctor and get medicine.

Go out to eat once a month, improve the taste, usually eat at home, buy clothes basically a treasure, buy them in the store, the province of the province, some of the flowers that should be spent, save money while ensuring the basic quality of life.

In addition to the monthly expenses that must be spent, save the rest, and if the amount is large, you can save it for a longer time. Other spare money to buy financial management,**,**,investment,in short, to circulate money.

Nowadays, most young people have credit cards, which are easy to use and quick to repay. But credit cards are invisible vampires, control your shopping impulses, and if you have poor concentration, it is better to cancel your credit card.

When you pay your salary, you can save half of it quickly, and if the rest is not enough, even if you borrow some for a few days, don't move the good ones, and slowly force yourself not to waste what you shouldn't spend. Don't always think about saving at the end of the month, because there will be no leftovers.

Save money by changing your habits. For example, waste of water, electricity, paper, throw away snacks if you can't finish eating, and throw away shampoo before you run out. We must get rid of our extravagant and wasteful habits.

Reduce the chance of shopping, so as not to accidentally buy something that is not necessary to buy, resulting in waste. If you have time, you might as well read more books and learn some professional skills.

Cooking by yourself is rarely called takeout, fruits that are too expensive will not be good, buy cheap fruits in season, eat less pork if it is too expensive, make your own steamed buns, make your own dumplings and put them in the refrigerator, and you can save money when you get up in the morning as breakfast