Which bank s online banking service is good now?

Updated on Financial 2024-05-17
7 answers
  1. Anonymous users2024-02-10

    China Construction Bank Personal Internet Banking provides you with a wealth of banking services, which is a good helper for your daily financial management, which can help you manage your personal finances, pay for water, electricity, gas, etc., pay for online shopping, and make foreign exchange trading investments.

    l Inquiries. Account Balance", "Account Details", "Consumption Points", "Transaction Statement", "Account Basic Information" and other information inquiries provide you with comprehensive account information. Whether you have a passbook or a Dragon card, a fixed term account or a current account, you can get the information you need immediately.

    l Transfers. You can transfer funds to your own other accounts or to someone else more easily than you can do over the counter. You can convert funds from your current account to a fixed term or from a fixed account to a current account at any time.

    l Remittance. You can send funds from your current account directly to the outside world. A very favorable rate (6% off the counter rate) can save you a lot of money, and the extremely fast arrival time saves you valuable time.

    l **Payment.

    You can pay various daily expenses at any time without leaving home, such as water, electricity, gas, ** fees, traffic fines, tuition fees, various exam registration fees, etc., without worrying about queuing to pay.

    l Online payment.

    As long as you have a Dragon card (debit card, quasi-credit card or credit card), you can buy goods or services on major e-commerce**.

    l Foreign exchange trading.

    Timely foreign exchange rates, real-time trading, profit entrustment, stop-loss entrustment, combination entrustment, additional pending orders and other rich trading methods, 24-hour attentive service, provide a strong guarantee for you to get more profits.

    l Bank-securities business.

    With "Bank-Securities Transfer", you can transfer funds between your bank account and ** fund account in real time. Through "Bank-Securities Pass", you can directly use your bank account funds to buy and sell**, and check the transaction status in real time.

    l **Business.

    You can subscribe, subscribe, buy and sell, inquire about bonds or bonds at any time during the business hours of **company or **business.

    l Credit card.

    If you have just received your credit card, you can open it online by entering the relevant information; You can also directly inquire about bills, repay online, and apply for a replacement password letter to report the loss of your credit card.

    l SMS customized query service.

    You can check the business of personal accounting information through SMS.

    Note: The specific services provided by each branch are subject to the interpretation of the local 95533 customer service center.

  2. Anonymous users2024-02-09

    ICBC's online banking is better;

    What are the services of online banking?

    1. Account service, 24-hour large-value transfer and remittance, simple credit card online repayment;

    3. Online payment, the maximum amount limit guarantees the minimum capital risk;

    4. Foreign exchange, insurance information and transaction services, online loans and wealth management services;

    5. Online loss reporting, password modification, accounting and financial information notification reminder services. ^

  3. Anonymous users2024-02-08

    Bank of Communications and China Merchants Bank are good, online banking can pay ** fees, transfer money, etc., which is very convenient.

  4. Anonymous users2024-02-07

    All the major lines are good. I'm from ICBC.

  5. Anonymous users2024-02-06

    Actually, it's all pretty much the same.

    It's better to compare the service than to compare the network speed, to see which ** connection speed is fast.

  6. Anonymous users2024-02-05

    Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of Communications, etc.

    1.The Agricultural Bank of China was the first professional bank and state-owned commercial bank established during the period of the People's Republic of China, and the number of branches of the Agricultural Bank of China was relatively larger than that of other banks. The strength of the Agricultural Bank of China is not always strong. ABC is not only strong, but also a state-owned bank.

    2.Bank of Communications (English name Bank of Communications, abbreviated as BCM, Chinese name referred to as Bank of Communications Xiaoruipao) was founded in 1908, Qiaochang head office is located in Shanghai. It is one of the six largest banks in China and one of the oldest banks in China.

    Bank of Communications is one of the major financial service providers in China.

    3.Industrial and Commercial Bank of China (ICBC) was established on January 1, 1984. The head office is located at No. 55, Fuxingmennei Street, Beijing, which is a large state-owned bank managed by the first and a national vice-ministerial-level unit.

  7. Anonymous users2024-02-04

    Online banking is a provision of financial services through the Internet carried out by banks with the strong support of their technological means. For interbank customers, it mainly includes online payment and settlement** business and online group wealth management business. At present, there are generally three types of online banking business of Western commercial banks.

    The first type is information services, which mainly promote the products and services that banks can provide to customers, including deposit and loan interest rates, foreign exchange rate inquiry, investment and financial consulting, etc. This is the most basic service provided by a bank over the Internet, and is generally provided by a separate server of the bank. The server of this type of business has no link path with the bank's internal network, and the risk is low.

    The second type is customer communication services, including email, account enquiries, loan applications, and regular updates of file information (e.g. address, name, etc.). This type of service allows the bank to maintain a certain link between the bank's internal network system and the customer, and the bank must take appropriate control measures to monitor and prevent hackers from intruding into the bank's internal network system. The third category is transaction services, including personal business and corporate business.

    This is the main body of online banking. Personal business includes transfers, remittances, payment of fees, mortgage loans, ** trading and foreign exchange trading, etc. The company's business includes settlement business, credit business, international business and investment banking business.

    The bank transaction service system server is directly connected to the bank's internal network, which has great risks from the perspective of business itself and network system security. At present, there is no special online banking in China, and the online banking business of various banks is in its infancy, but it is developing rapidly. In June 1996, Bank of China took the lead in setting up a company in China to provide online banking services to the public.

    In April 1997, China Merchants Bank launched online banking business. In 1999, China Construction Bank and Industrial and Commercial Bank of China began to provide online banking services to customers. Some foreign banks in China, such as Standard Chartered Bank, HSBC and Citibank, have also launched online banking services.

    At present, the online banking business launched by China's Chinese-funded banks is mainly based on transfers, payments, fund transfers, and other charging businesses, and has not yet opened those businesses that are relatively risky and directly form bank assets or liabilities, such as online deposit absorption, loan issuance, etc.

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