Is it true that Jingrui Loan requires a packaging fee?

It is recommended to take out loans through formal channels to avoid rolling profits to the point that they cannot be repaid and being deceived.

And there is no handling fee for bank loans, and customers will not be asked to pay a deposit first. We hope that customers will carefully screen and beware of fraud.

ABC will have different loan policies for different loan purposes, please consult the local ABC for details.

At present, ABC provides services such as salary loans and online quick loans for small consumer loans.

Netfast Loan refers to a small-amount consumer loan issued by ABC to individual customers of ABC who meet specific conditions, and is self-applied for, quickly received, and self-serviced.

"Salary Loan" is a RMB loan issued by the Agricultural Bank of China to high-quality customers with good credit standing in the form of credit, with personal stable salary income as the guarantee of repayment, and used to meet consumer needs. Salary loans shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

At present, the NetJet Loan can be applied through personal online banking and mobile banking (currently only supports the second-generation K-Treasure customers), which can be automatically approved and quickly received.

If you have an ABC savings card, you can log in to the mobile banking and click "All Online Rapid Loans Apply Now", or log in to Personal Online Banking and click "Loans Online Rapid Loans Apply Now" to enter the application page.

The maximum loan amount is 300,000 yuan, and the minimum loan amount is 3,000 yuan; The specific quota of the customer will be approved according to the customer's business situation in ABC. The term of the loan is not more than one year, and the loan can be repaid in advance.

NetJet Loan Loan Object:

1) Customers who have not paid off their personal housing loans (hereinafter referred to as "housing loan customers").

2) Customers who pay the housing provident fund on time (hereinafter referred to as "provident fund customers").

3) Customers who pay social insurance on time (hereinafter referred to as "social insurance customers").

4) Payroll customers of our bank (hereinafter referred to as "payroll customers").

5) Other customers who meet the conditions of the Bank and hold a debit card of the Bank (hereinafter referred to as "Debit Card Customers").

If you need to use the cash overdraft urgently, it is recommended to try to apply for an ABC credit card. If you are at least 18 years old, have a good credit history, and have legal, sufficient and stable income or assets, you can try to apply.

The necessary application materials include identity documents and proof of income, and if you can provide more proof of repayment ability, it will be helpful to apply for a higher amount.

If you are a mobile banking or personal online banking customer of ABC, you can apply through online banking or mobile banking. The processing time is about 7 working days.

If not, it is recommended to find a regular loan company.

Conditions of the loan business:

1. Natural persons between the ages of 18 and 65;

2. The actual age of the borrower plus the loan application period should not exceed 70 years old;

3. Have a stable occupation and income, and the ability to repay the principal and interest of the loan on time;

4. Good credit information, no bad record, and legal purpose of the loan;

Documents required for the loan:

1. Valid ID card;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank statement;

5. Proof of income or proof of personal assets;

6. Credit report;

7. Plan or statement on the use of the loan;

You can wrap your own loan without costing.

Fake, I've been scammed several times.

This should not be legal, and there was such a situation in the market at that time.

Find me for loans all over the country, 20 points, handle it on the spot, and charge for the next payment.

If the borrower meets the conditions, the loan does not need to be packaged, and if the loan is through the guarantee company, there is a certain handling fee, and there is no other fee.

It's better not to pack, the bank will find out. impact on future loans. General bank requirements for credit investigation: currently cannot be overdue, can not be overdue twice within half a year, can not be 3 consecutive times within two years, and has not been repaid on time for a total of 6 times.

Conditions for applying for a loan business:

1. Natural persons aged 18-65 years;

2. The actual age of the borrower plus the loan application period should not exceed 70 years old;

3. Have a stable occupation and income, and the ability to repay the principal and interest of the loan on time;

4. Good credit and no bad record;

5. Other conditions stipulated by the bank.

That's unreliable.

Ways to identify a lending company:

First of all, the formal guarantee company has an office space, and the office address has the uniqueness of hunger;

Generally, the service fee will be charged after the loan is successful, and there is no upfront fee.

There are a lot of information required for loans, but those who only need to take out a loan without an ID card are generally not credible;

The consumer loan for housing decoration is issued to the natural person who has applied for a mortgage loan in our bank for the purpose of decorating the house he purchases, purchasing furniture and household appliances, etc.

The commercial promotion name of the housing renovation consumer loan is determined to be "home improvement loan".

Provisions on the business of consumer loans for housing decoration:

1) If the transaction of the same type of housing market is more obvious than that of the borrower's house purchase, and the borrower's down payment ratio for the purchase of the house is less than 40%, the "home improvement loan" shall not be handled.

2) Except for the borrower who needs to mortgage the purchased house to the lending bank for the purpose of applying for a housing mortgage loan, no other mortgage is set up for the purchased house and no other rights are restricted.

3) The automatic prepayment function shall not be opened for the purchased housing mortgage loan, and the self-service repayment business shall not be handled.

4) The "home improvement loan" shall use the same repayment account as the purchased housing mortgage loan, and the purchased housing mortgage loan shall not go through the procedures of early repayment, household clearance, and withdrawal of mortgage before the loan is repaid.

5) "Home improvement loans" shall not directly or indirectly enter the accounts of house sellers, housing sales intermediaries or their affiliates.

If the house purchased by the borrower is a first-hand house, the maximum amount of the "home improvement loan" shall not exceed 10% of the transaction price of the house; If the house purchased by the borrower is a second-hand house, the maximum amount of the "home improvement loan" shall not exceed 10% of the lower of the housing transaction price and the appraisal price. In principle, the maximum amount of "home improvement loan" shall not exceed 500,000 yuan.

In addition to meeting the basic requirements for consumer business applicants in the Administrative Measures for Personal Credit Business of the Agricultural Bank of China, the borrower applying for a "home improvement loan" shall also meet the following conditions:

1) If the lending bank has successfully handled and issued a housing mortgage loan for the borrower, the borrower must apply for a "home improvement loan" from the same lending bank.

2) The borrower's application score must meet the scoring and access standards stipulated in the "Personal Consumption Loan Application Scorecard".

3) The borrower has a stable income** and is a salaried person in principle.

The borrower applies for a "Home Improvement Loan" from the Agricultural Bank of China, fills in the Application Form for Personal Credit Business of the Agricultural Bank of China, and provides the following materials:

1) Identity documents of the borrower and his or her spouse.

2) Proof of the borrower's marital status.

3) Proof of repayment ability.

4) Information required for loan application scoring.

5) The purchase of housing mortgage loans, "personal housing purchase guarantee loan contract" and loan vouchers.

6) Purpose or statement of loan.

7) Other materials required by ABC.

If the application date of the "Home Improvement Loan" is less than 12 months from the date of disbursement of the mortgage loan purchased, if there is no major change in the basic information of the borrower, other information except for the purpose certificate and identity certificate can be appropriately reduced.

Fake, I'll give you an online loan to do. Two steady one.

It's either ** or usury.

How much do you need to get in touch.

Fake Do you need a loan to leave a q

It is recommended to apply for a loan through bank channels, if you have a CMB savings card, you can log in to CMB mobile banking, click Home All Loans I want to borrow money Good term loan Try to apply for a small loan.

Loan amount: The minimum is not less than 500 yuan, and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved;

Repayment Method: Equal principal and interest repayment;

Loan term: Support monthly installments;

Hello, generally speaking, formal institutions will not charge service fees, handling fees, packaging fees, etc. before and after the loan, and theoretically, the contract has not been signed and the payment has not been received, and the loan relationship is not established. It is recommended that the subject report for help.

In this case, it is recommended that the landlord can directly choose to call the police. Even the 714 anti-aircraft gun, which was named in the 315 party before, although the interest rate is very high, the violent collection situation basically occurs after the borrower is overdue. The current situation of the landlord can even be considered as a fraud case.

It is recommended that the landlord collect relevant evidence and report to the police as soon as possible.

As for the contact address book mentioned by this loan platform, the landlord must not be submissive because of it. In the forum of Zhongxin Play Card, many people have to take out loans to support loans because they want to protect their address books, and slowly push themselves into the abyss. In the current situation, you must strictly refuse the other party's routine behavior, and you can make it clear to your family and friends in the address book, and I believe they will also understand you.

Don't believe the deception Loan to the regular platform personal recommendation: China Merchants Bank's China Merchants Co-branded Wallet - Ignore black and white accounts, 100% quota.

Just ignore it, scare you,

It is recommended to choose formal banking channels to apply for loans, and we recommend our bank's online quick loan.

Netfast Loan refers to a small consumer loan issued by ABC in cash to individual customers of ABC who meet certain conditions, and is self-applied for, quickly received, automatically approved, and self-service.

2) The borrower understands the product situation, the basic conditions of the loan and the handling process.

3) Fill in the basic information, the term of the loan to be applied, the borrowing and repayment account, the mailing address, etc.

4) The system verifies the validity of the mobile phone number.

6) Confirm the loan information, the amount of the loan to be applied for, the purpose of the loan, etc.

Lie to you, if you don't believe it, you can choose to continue to believe, and you will be obedient after being filmed a few more times