How to apply for a Paipai loan and what are the requirements?

Updated on Financial 2024-03-27
5 answers
  1. Anonymous users2024-02-07

    The application for a paipai loan must meet these conditions and operating procedures:

    1. Registration can be created using mobile phone, email or third-party registration, after registration, you need to complete the information and set up security questions in time, and then you can use the mobile phone number, email, username and password to log in directly, or you can use a third-party association to log in.

    2. Fill in the personal information, after successful registration, please fill in the following personal information truthfully according to the page prompts to complete the personal information.

    3. Release the loan information, after successful registration, fill in the personal information truthfully according to the page prompts, and after completing the personal information, the system will automatically jump to the "Release Loan Information" page.

    4. Upload materials, this step, follow the page prompts to upload ID cards, marriage certificates, business licenses and other materials.

    5. Submit for certification, and there will be special auditors to review the materials after submission.

    6. Withdrawal: After the loan is successful, the funds will be entered into your Paipai Loan account, and you need to log in to the account and bind a bank card under your name to apply for withdrawal.

    In order to ensure the safety of funds and prevent routine loans, it is recommended that you choose a regular bank or a formal loan platform through your own judgment after a comprehensive understanding, and borrow reasonably according to your actual situation.

    If you have capital needs, you can also consider Ping An Bank loans, Ping An Bank has launched a variety of loan products, different loan product loan requirements, interest rates, and different processing processes, including a new loan credit loan, no collateral, no guarantee, simple procedures, fast approval, amount of 3-500,000 yuan, age requirement 23-55 years old.

  2. Anonymous users2024-02-06

    It's relatively easy, and you can apply for registration directly after meeting the conditions. First, registration, you can use your mobile phone, email address to create or use a third-party registration. After registration, you need to complete your information and set up security questions in a timely manner. In the future, you can use the mobile phone number email and user name.

    and password to log in directly, or you can use a third-party association to log in. Second, fill in the personal information, after successful registration, please fill in the following personal information truthfully according to the page prompts. After completing your personal information, you will be automatically redirected to the "Publish Loan Information" page.

    Third, publish the loan information, and after successful registration, fill in the personal information truthfully according to the prompts on the page. After completing your personal information, you will be automatically redirected to the "Publish Loan Information" page. Fourth, upload the information, this step, follow the page prompts to upload the ID card.

    Marriage certificate, business license and other materials. Fifth, submit for certification, and there will be special auditors to review the materials after submission. Sixth, after the loan is successful, the funds will go to your Paipai Loan.

    In your account, you need to log in to your account and bind a bank card in your name to apply for withdrawal. In addition to the paipai loan, there is also money to spend, the main reason why you choose this money loan is that it is convenient to borrow, as long as you have the corresponding amount after applying, then you can make a cash loan. The interest rate is lower than that of a pat loan.

  3. Anonymous users2024-02-05

    1. Natural persons, legal persons, and other organizations of the People's Republic of China who are at least 18 years old and not more than 55 years old, and have full capacity for civil conduct.

    2. Non-college students. If the user is a college student, he or she needs to be at least 24 years old after graduation to apply for a loan.

    3. True, valid and legal personal information can be provided.

    Fourth, you can provide ID cards, bank cards and other materials to the Paipai platform**.

    1. Open the WeChat app, click the "+" in the upper right corner, then click "Add Friends", enter "Shanghai Paipai Loan" in the search bar, and pay attention to "Shanghai Paipai Loan" WeChat***.

    3. On the loan page, enter your mobile phone number and SMS verification code, click "Log in now", and then publish the loan according to your needs.

    2. After filling in the personal information, the page will automatically jump to the page of publishing loan information, and you can publish the loan according to the prompts on the page.

  4. Anonymous users2024-02-04

    Be between the ages of 21 and 55, have full capacity for civil conduct, and have good credit for customers.

    According to the official information of Paipai Loan, the application conditions are:

    1. The customer's credit is good.

    2. The customer has a stable income.

    3. The debt ratio of customers should not be too high.

    4. The age must be between 21 and 55 years old, and have full civil capacity.

    5. Have a reasonable need for borrowing.

    Founded in Shanghai in 2007, Paipai was successfully listed on the New York Stock Exchange on November 10, 2017. As of June 30, 2019, the cumulative number of registered users reached 99.02 million.

  5. Anonymous users2024-02-03

    Paipai is a P2P pure credit unsecured online lending platform, with loans ranging from 1,000 yuan to 500,000 yuan, and repayment terms ranging from 1 month to 24 months. So, what are the steps to apply for a loan?

    1. Register for Paipai Loan.

    2. Complete personal information.

    3. Publish a list of loans.

    After completing the personal information, you will be directed to the Publish Loan List page, fill in the "Loan Purpose", "Loan Title", "Contact Information" and other information according to the prompts on the page, and upload relevant information, and the loan demand will be successfully published.

    4. Upload materials.

    1) Computer upload. You can use your mobile phone, camera or PC camera to take a picture of the relevant information and save it on your computer, and then click the following "Upload Data" to upload ** to the system.

    5. Submit for certification.

    6. Withdrawal. After the loan is successful, the funds will be credited to your Paipai Loan account, and you need to log in to the account and bind a bank card in your name to apply for withdrawal.

    1) WeChat withdrawal. You can **** WeChat service account "Shanghai Paipai Loan", reply to "Change bank card and modify bank card", bind the bank card under your name, and apply in the "I want to borrow, withdraw immediately" below.

    (2) Withdrawal from the computer page.

    Step 1: Bind a bank card.

    Step 2: Fill in the withdrawal amount and select the arrival time to apply for withdrawal.

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