Do you need insurance in your 20s? What accident insurance what? Pay 400 a month for 20 years, and k

The smaller the insurance, the more cost-effective it is, so that we can enjoy the protection for a longer time. You can choose the peace of peace. Low premium, high protection, comprehensive protection.

Of course, it has to be done, and the insurance must be handled before the risk comes, which is called taking precautions. The first policy is Accident + Critical Illness.

Accidents are everywhere. The younger the age, the better it is to buy insurance, with low payment and high protection.

It is to go with your wishes, with the least money in exchange for the highest protection.

If you think that in this life, the chance of accidents and illnesses is zero, you can buy it at all.

Of course, you need to do it, you can deal with accidents first, and if you can do a critical illness, you can add hospitalization.

Accidents are everywhere, and the younger you are, the cheaper the premium, the higher the protection.

Hello! Everyone needs insurance, accident insurance is a must-have for everyone, China Pacific's [Anxingbao] saves money to send protection, worth as much as one million, it is worth knowing!

Hello, everyone needs insurance, you can buy Taiping Life's participating health insurance in your 20s, which has both health protection and pension, and you need to find me privately.

The younger you are, the cheaper the premium, the higher the protection.

Accidents are everywhere and everyone needs them.

Happy to help you.

Nowadays, the environment we live in is deteriorating day by day, diseases and accidents are difficult to prevent, and risks are coming, regardless of age. It is recommended that you purchase accident and critical illness insurance to pass on your love and take care of your family.

Of course, accidents are preferred, because accidents cannot be prevented.

Hello, you can buy Xinhua's smooth travel worry-free.

I'm in my 20s and have bought myself insurance.

To do it, it is not only to buy accident insurance, but to fully cover, because when the risk comes, regardless of age, only at what age and in what environment the probability of encountering is high.

You can buy 100 years million worth insurance, 1,000 yuan a year.

Hello, you can buy Pacific Million Value Insurance.

Hello! At this age, first of all, of course, consider social security, social insurance, often universal, suitable for a wide range of people, involving pension and medical care, etc., this is a basic security, it is necessary to do a good job in advance, professional or non-professional 20-year-old people can be insured.

In addition, the possibility of accidents at this age is greater, at this time, a suitable accident insurance should be given priority, and special attention should be paid to the coverage when purchasing accident insurance, and the insurance product with additional accidental medical and accidental hospitalization allowance compensation is the best, if you want to take public transportation to commute to work or go home, a suitable transportation accident insurance should not be ignored and cautious.

Critical illness insurance is a payment type, once you suffer from a critical illness, the insurance company will pay the insurance amount according to the contract, and the insured can obtain insurance compensation in advance to pay for huge medical expenses. It is recommended to choose a critical illness insurance amount that is 2-3 times of their annual income, and in case of illness, they can be compensated for 2-3 years of income. Critical illness insurance usually covers a longer period of time, ranging from 10 years, 20 years, or even lifetime to life.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Xueba talks about insurance, focusing on insurance product evaluation! The money saved at the age of 20 is still very small, and I am reluctant to spend money on minor illnesses, and once I unfortunately suffer from a critical illness, I have no courage to face itDesigned for 20 years old!

Comparison Table of 136 Popular Critical Illness Insurance in China

There are many insurance products, and there is no need to give up thousands of good products for the sake of one company. Nowadays, the pressure on young people is increasing, they know how to plan for the longer term, and their awareness of insurance is constantly improving, but they need to improve their ability to identify, and the information of insurance is complicated, so it is not easy to pick the right insurance for themselves, so I made a 20-year-old insurance configuration strategy.

Young people mainly face these problems:

1) Some of them are not yet working, some have just left the society, save less and spend more, and the economic foundation is relatively weak at this time.

2) Irregular life and rest, to face many problems, psychological pressure is not small, such as vascular disease, hypertension, stroke, cancer, acute myocardial infarction and other major diseases are very high.

It can be seen that young people need affordable but comprehensive protection for illness, which can be configured with accident insurance + critical illness insurance + million medical insurance.

1.Critical illness insurance

According to WHO data, 75% of people in China are in a sub-health state, and young people are more likely to suffer from certain major diseases than the elderly, and young people have also become a group with a high incidence of serious illnesses. Critical illness insurance protects critical illnesses, moderate and mild diseases, and most young people cannot afford the cost of critical illness, so it is necessary to buy a critical illness insurance.

Look at this picture about:

As you get older, once you suffer from certain diseases, it is very likely that the underwriting will not be clear, and the sooner you buy critical illness insurance, the better.

I don't know which one to buy, just look at the list selection:Designed for 20 years old! Top 10 Critical Illness Insurance Points Worth Buying in 2020! 》

2.Accident insurance

Only about 100 yuan can buy an accident insurance with an insurance amount of hundreds of thousands of dollars, covering accidental disability and death, which is very suitable for young people to buy, you can give priority to the configuration of accident insurance and additional accident medical treatment, for young people, pay more attention to the accident insurance with additional sudden death.

3.Million Medical Insurance

Million medical insurance is mainly to reimburse hospitalization for illness, and there are many excellent medical insurance that comes with a green channel for medical treatment, which can provide proton heavy ions**. It can reimburse up to millions of medical insurance, only two or three hundred yuan a year, and it is acceptable without a high budget.

Worried that someone would step on the pit, I prepared an inventory:Designed for 20 years old! In 2020, ten songs are worth buying millions of medical insurance points! 》

Thanks for reading, hope!

Hello! With the improvement of people's awareness of insurance, more and more people have begun to use insurance to complete the protection system of Qiao's Zaoshan's filial piety, and health and accident insurance has become more and more people's focus on the protection items. For young men who have just turned 20 years old, it is very necessary and timely to properly protect health insurance and accident insurance.

As for how to choose the right health insurance and accident insurance for young men who have just turned 20, it is recommended that you should pay attention to choose according to your own protection needs and your actual situation.

How can a young man who has just turned 20 buy health insurance and accident insurance?

1. Comprehensively consider all the projects that need to be insured, make comprehensive arrangements, avoid duplicate insurance, and make the most effective use of the insured funds.

2. Purchase accident insurance and accident medical insurance to avoid the risks caused by accidents that may be encountered in daily life.

3. Try to choose long-term health insurance such as critical illness insurance with a long payment period, and pay attention to the coverage and deductible of health medical insurance when applying for insurance.

When a young man who has just turned 20 chooses health insurance and accident insurance products for himself, he must pay attention to integrating his various protection needs and comprehensively build a suitable accident and health insurance system. Provide corresponding professional insurance products suitable for your needs for you to choose, you can refer to: