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If the company retires, it is difficult to maintain the living expenses of more than 2,000 yuan! Every month, coal, water, electricity, **, broadband, TV, etc. are more than 700 yuan, oil, salt, rice, noodles, etc., even if it is 300, it is said that you often buy vegetables, fruits, baths, etc.! It's hard to get over more than 2,000 yuan!
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Food and clothing are not a problem, and it is no problem to rent a house if you can't afford it, but the most important thing is that if you are physically ill, if you are seriously ill, you can't afford it. Most of our generation are only children, and hiring a caregiver can wipe out your pension, not to mention getting sick.
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It's just normal daily expenses. When you have nothing to do, go back to the nearby supermarket to buy some delicious food. Then take the occasional trip to see what's out there. It's still very pleasant!
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Necessary for normal life. I'll keep the rest of it. Generally, I don't spend much every month, and then I save it for my children. I'm getting old, but I still don't want to burden my children.
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Give it all directly to your son, let him buy some things he needs, and then subsidize the family. My son doesn't have to be so stressed. Seeing his son sighing every day, it hurts.
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Make something delicious, you can go to the hotel every month to improve your life, you can travel to domestic attractions once a year, and you can rest assured that you have a general illness**.
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I don't usually spend it. Living with my son usually doesn't cost much. Usually when I go out with my grandson, I just buy him some toys. I don't have any other expenses, and I feel that life is still very enjoyable.
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Wake up in the morning to buy some groceries, and then cook some delicious food when you have nothing to do. The most important thing is to buy some health care tablets, and physical health is the most important thing.
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The people's pension of about 2,000 is only enough for the most basic living expenses, and the high-quality and high-quality life does not dare to be extravagant, if the health is good, you can save some pension money, after all, the five or sixty generations are only children, and they have a little savings to reduce the burden on their children.
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When you have nothing to do, you go on a trip. I feel that when I was young, I was too busy with work and didn't have time to have fun. Now I finally have the opportunity to see the beautiful rivers and mountains, which are also beautiful.
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My parents are both 62 years old, and their pensions add up to more than 12,000, which is about 2,000 a month. The body is very good. More than 100,000 yuan saved a year helped me. Help me pay off my mortgage and raise my children.
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You can live a very chic life. You can pay attention to the quality of food and clothing, you can go abroad for sightseeing, and generally when migratory birds run to Hainan in winter, such people have a high proportion of reimbursement for illness.
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I'm retired in less than three years, I'm just 50, I'm in good health, and I'm going to do something more. I have an RV, and the dowry for my only daughter has been saved, but I still want to work for a few more years, and when my husband retires, we can enjoy the mountains and rivers together. Life is fine before the age of seventy, but I am afraid that my daughter will be dragged down by my poor health when I am old.
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Learn a lesson, my own mother, with me, the family doesn't spend a penny,. Play mahjong every day. I've been playing since I was in my 40s and am now 80. Help me pay for the medicine, and secretly intercept the flow point. Well, it's a lifetime too.
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It doesn't matter how much pension you have, the health of the elderly is money! No amount of money can withstand ......a serious illness in these years
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I retired last year at 45. I didn't spend a penny of my retirement salary. I found another job and continued to work.
I'm afraid that I won't have money to spend when I'm old. Save more pension money while you can do it. The child's house has already been bought for him.
In the future, when he gets married, I don't want to live together. The child is 23 years old and already working. I don't want to leave him alone anymore.
I want to live for myself for the rest of my life. I hope that my children will not increase their mutual burdens for me in the future. He planned his own life.
I also try not to burden him.
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The house is your own, you have medical insurance for medical treatment, and your pension is mainly a daily expense. For the time being, it is to break even, and there is no money to be dashing.
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Eat, hand over to all the departments that collect money from the state.
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More than 5,000 a month, raising a car, and supporting yourself.
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Save it for a rainy day, it's all spent indiscriminately, and when you get old, you have no money to do.
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Food, daily necessities, electricity, natural gas, internet, water, garbage
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When you retire in old age, you will naturally consume less, and your pension will not be spent.
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That's not your own business, you're so hard, it's not easy, treat yourself, and do the rest as you wish.
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Buy yourself gifts, bluetooth speakers, gramophones, wall breakers, bicycles, tents, and so on
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Every day is tight, and the abundance is very rich.
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The pension is more than 6,000, which is basically spent. Keep a car, a dog, and yourself.
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Farmers have no pension, only more than 100 yuan of old-age subsidies, how to spend?
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Break a penny in half and spend it.
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What else can a retired company expect from other than eating?
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Legal analysisThere are two conditions that need to be met to receive a pension: 1. Men are at least 60 years old, female cadres are at least 55 years old, and female workers are at least 50 years old; 2. The cumulative payment period of endowment insurance is 15 years.
To handle retirement, you must first prepare your ID card, household registration book and other materials, and submit an application for personal retirement. After preparing the materials, go to the local human resources and social security bureau to handle it, fill in the retirement application form, and then the human resources and social security bureau will review it. If the audit is passed, the social insurance agency will carry out the pension treatment accounting, and after completing the retirement audit and treatment accounting, you can receive the retirement certificate and enjoy the pension treatment.
Legal basisResolution of the Standing Committee of the National People's Congress on Approving the Interim Measures for the Retirement and Retirement of Workers Article 1 Workers of enterprises, institutions, party and government organs, and mass organizations owned by the whole people shall retire if they meet one of the following conditions. Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years.
2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, at least 55 years of age for men and 45 years of age for women, and having worked continuously for 10 years or more. This provision also applies to grassroots cadres whose working conditions are the same as those of workers. (3) Men who have reached the age of 50 and women who have reached the age of 45, who have worked continuously for 10 years or more, and who have been certified by the hospital and confirmed by the labor appraisal committee that they are completely incapacitated to work.
4) Disabled due to work, certified by the hospital and determined by the labor appraisal committee, completely incapacitated to work.
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Whether you still have to pay medical insurance after retirement depends on the number of years you have paid medical insurance. According to national regulations, men pay 30 years of basic medical insurance, and women pay 25 years of basic medical insurance, and they do not have to pay medical insurance after formal retirement.
In principle, after retirement, you should continue to pay for medical insurance. When it comes to health insurance, different regions have different policies. In general, medical insurance consists of basic medical insurance, large medical mutual aid and supplementary medical insurance. Basic medical insurance.
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After we retire, we still need to pay the medical insurance fee for serious illness, which should be 30 yuan, and we should not have to pay anything else.
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After you retire, if you have not paid the medical premiums for the specified number of years, you still need to continue to pay, but you can make up for it in one lump sum.
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Not everyone can get a retirement salary when they retire, because our country also has certain regulations on the receipt of retirement salary. So do you know how to get a retirement pay?
1. How to get a retirement salary
At present, the pension refers to the pension insurance, as long as the employee has paid the pension insurance for more than 15 years and reaches the retirement age, then he can enjoy the pension insurance treatment. Therefore, employees need to find a job with social security payment and pension insurance.
Pension insurance refers to the annuity or one-time income paid by the enterprise to ensure that the employee has a pension for the elderly when he or she is unwilling to continue to work or permanently loses his or her ability to work due to old age and infirmity or work-related disability accidents. It is jointly paid by the enterprise where the employee belongs and the employee when he or she is on the job, and is managed by the social insurance and specialized agencies under the labor administrative department.
The benefits of endowment insurance, the cumulative payment of endowment insurance for more than 15 years, and the statutory retirement age orange shirt, can enjoy endowment insurance benefits.
Second, the rules of the pension are rotten
This is when a person retires from a job due to age or other factors. A large one-time remuneration that must be paid by the company or employer. Retirement in different places and occupations has different specified age or seniority, beyond this age is considered to be inappropriate to continue to work, so can choose whether to continue to work, at this time the employer must give a large amount of money as a reward for the worker's hard work, and as a pension and medical expenses after not working**.
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People who do not have a pension are old, and the treatment is as follows:
1. Those who can rely on savings and have the ability to continue to participate in labor can be self-sufficient;
2. You can rely on your children to support you. If the child has difficulties in life, the child has the obligation to support him;
3. Social welfare and relief will also play a role.
Social Insurance Act
Article 16. Individuals who participate in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.
Individuals who participate in the basic endowment insurance and have been paying for 15 years when they reach the statutory retirement age can pay for 15 years and receive a basic pension on a monthly basis;
It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
Pension = basic pension + personal account pension.
Personal account pension = personal account savings Number of months (the number of months is determined according to the retirement age and the average life expectancy of the population at that time.) The number of months is slightly equal to (average life expectancy - retirement age) x 12. At present, 50 years old is 139 years old, and it is no longer unified to 120). >>>More
If the insured person pays the endowment insurance in the place of household registration, and the payment period has accumulated for 15 years, the place of his household registration is the place where the benefits are received, and the place of his household registration is responsible for handling the procedures for receiving the benefits, and then go to the bank to collect it by himself. >>>More
Pension has not been inherited, in 1995 Guo Fa No. 6 stipulates that the balance of the personal account of pension insurance can be inherited, note that it is not a pension nor a pension, and there is no inheritance of pension and pension. >>>More
It is said that raising children to prevent old age is a very traditional concept, for parents, raising children is to hope that the child can support themselves when they are firm, but in real life, there are several children born in a family. Because all children are not given equal love, and there are no good material conditions, many people are not able to have a very close relationship with their parents. When I get old, I will not choose to support my parents because of their pension, and they will not completely ignore the pension because they do not have a pension, which is the obligation of every child. >>>More
It depends on the tacit understanding and habits that the two usually build. Legally, your grandfather's pension is exclusive to your grandfather and your grandmother is not entitled to share. Your grandmother only has the right to use her own. >>>More