Ping An Life Insurance Children s 2003 paid 500 yuan, paid 20 years of dividends, 20 years of divide

Xueba said that insurance, only help parents who want to buy the right insurance for their children! This year, the comparison table of 136 hot-selling children's critical illness insurance has been updated

Click to claim now, we believe that we can help you choose the right insurance for your child.

What insurance is good for children

This question has stumped many parents, so let's sort out the methods and ideas for buying insurance for children! Configure from these three aspects:

First, the country's medical insurance must be handled!

After the child is born, as long as the household registration is registered, you can immediately apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so this must be handled for the child.

Second, if you plan to configure commercial insurance, it is recommended to consider pure protection critical illness insurance + medical insurance + accident insurance.

First of all, critical illness insurance, which provides a relatively long period of protection. In addition, critical illness insurance can pay a large amount of cash directly after getting sick, in addition to solving the best expenses, it can also solve many hidden problems caused by illness, such as falling behind because of illness, or some irreparable losses in subsequent life, which require a lot of cash to make up. Buying a pure protection critical illness insurance policy can be used to solve these problems.

Let's talk about medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan per year, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.

Finally, let's look at accident insurance, it is very cheap for children to buy accident insurance, as long as it is sixty or seventy yuan a year, you can buy 200,000 yuan of protection, which can cover the accidental death, disability and medical expenses caused by the accident of the child, which is cost-effective and practical.

Third, what are the insurance policies that are not recommended for children?

Don't choose life insurance for your child, and try not to choose critical illness insurance with both liabilities. I know the specific reasons in this articleHow to buy the most cost-effective child insurance? The most complete insurance strategy!

There is a detailed introduction in it, and because it is written in detail, I will not introduce it here.

According to the above insurance ideas, if you configure regular protection for your child, you can get it for 1,000 yuan per year, and if you buy lifelong protection, it will only be 2 or 3,000 per year, which is cost-effective and practical.

That's all for me"Ping An Life Insurance Children's 2003 paid 500 yuan, paid 20 years of dividends, 20 years of dividends, 20 years of how much money can be returned"All of them, I hope it helps you! Hope!

It is uncertain how much the dividend is every year, because the insurance company is according to 70% of the annual surplus to the customer, the profit is not the same, the dividend is not the same, now you can only inquire about your previous annual and this year's dividends. Just call 95511 directly and ask customer service.

Summary. First of all, to tell you a point of view, this type of insurance is not an investment and financial management type, if you like to expect to pay 20 years after you can receive several times the principal is unrealistic ideas, the purpose of insurance is to transfer risk, its principle is to save money at the same time there is a high amount of protection, to say that it is simple to change the habit of saving money, so, after 20 years to receive it will not exceed 20,000, of course, your total survival benefit should be more than 100,000, consultation record · on 2021-12-09

If you buy it for your child (Ping An Hongxiang Insurance Dividend 2004) for 20 years, you will pay 1,004 yuan per year. How much can you get after 20 years.

First of all, I will tell you a point of view, this type of insurance is not an investment and financial management type, if you expect to pay 20 years after you can receive several times the principal that is unrealistic ideas, the purpose of insurance is to transfer risk, its principle is to save money at the same time there is a high amount of protection, to say that it is simple to change the habit of saving money, so, after 20 years to receive it will not exceed 20,000, of course, your total survival interests should be hundreds of thousands, kiss for reference.

The time to answer the question is always short, Gu Daosheng has finished answering for you, I hope you can be satisfied! Do you have any more questions? I can answer for you, if the answer does not meet your requirements, you can ask for it!

In addition, the weather is getting colder, please pay attention to keep warm, if you have any other questions, you can also come to consult me, please kiss and pay attention to what you think is good, praise Oh, I wish you a happy life (

Xueba talks about insurance, focusing on insurance product evaluation! At the age of 20, I basically didn't save much money, I didn't dare to treat my illness, and if I unfortunately encountered a serious illness, I would be at a lossDesigned for 20 years old!

Comparison Table of 136 Popular Critical Illness Insurance in China

It is important to note that buying insurance and choosing products is the most important thing, and it is useless to just look at the company. Nowadays, the pressure on young people is increasing, they think more, and their awareness of insurance is constantly improving, but they still don't understand how to pick things at this age, and there are many insurance products, so it is not easy to pick the right insurance for themselves, so I made an answer to how to configure insurance at the age of 20 for people of this age.

Young people mainly face these problems:

1) The working hours are very short, I usually don't like to save money, and I don't spend money in moderation, so the economic foundation at this time is relatively weak.

2) Staying up late at work and the high expectations of parents make many problems to face, and there is a great pressure to suffer, and there is a high probability of suffering from major diseases such as vascular disease, hypertension, stroke, cancer, and acute myocardial infarction.

The analysis shows that at this age, it is necessary to choose the insurance with comprehensive protection for the disease, and you can configure accident insurance + critical illness insurance + million medical insurance.

1.Critical illness insurance

As you get older, the more expensive the premium of critical illness insurance, and as you get older, once you suffer from certain diseases, it is very likely that the underwriting will not be approved, and the sooner you buy critical illness insurance, the better.

Here's a list to refer to:Designed for 20 years old! Top 10 Critical Illness Insurance Points Worth Buying in 2020! 》

2.Accident insurance

It only takes about 100 yuan to buy an accident insurance with an insurance amount of hundreds of thousands of dollars, covering accidental disability and death, young people with a small budget can also afford it, and the most basic protection can choose an accident insurance.

3.Million Medical Insurance

Million medical insurance mainly reimburses for hospitalization, and many excellent medical insurance also comes with a green channel for medical treatment, which can provide proton heavy ions**. Two or three hundred yuan a year, up to several million can be reimbursed, so the ** of such a civilian is more acceptable.

Worried that someone would step on the pit, I prepared an inventory:Designed for 20 years old! Top 10 Million Medical Insurance Points Worth Buying in 2020! 》

Xueba says insurance, to help you avoid all the pitfalls of buying insurance for your children! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated, click to claim now, I believe it can help you.

What insurance should I buy for my child?This problem makes countless mothers and fathers who want to buy insurance for their babies daunted, today we will take a good look at what kind of ideas and methods should be followed to buy insurance for children! Explain from these three aspects:

First, medical insurance must be handled well, which is the basic guarantee of the people!

After the child is born, as long as the household registration is registered, you can immediately apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.

Second, the three types of commercial insurance, critical illness insurance + medical insurance + accident insurance, should be configured together after handling medical insurance.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. In addition, critical illness insurance can pay a large amount of cash directly after getting sick, in addition to solving the first expense, it can also solve many subsequent hidden problems, such as falling behind because of illness, or some irreparable losses in subsequent life, all of which require a lot of cash to make up. Buying a pure protection critical illness insurance can just solve these problems in the future.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan a year, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.

Finally, let's talk about accident insurance, children's accident insurance is very cheap, as long as it is sixty or seventy yuan a year, you can buy 200,000 yuan of protection, don't look at the cost is not much, but the protection is a lot. Accidental death, dismemberment, and accidental medical liability of the child are all covered, inexpensive, and useful.

Third, what are the insurance policies that are not recommended for children?

Don't choose life insurance for your child, and try not to consider critical illness insurance with both liabilities attached. The specific reasons I know are in this answerHow to buy child insurance without being cheated? You'll know when you see it!

There has been a detailed introduction in , so I won't go into too much detail here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it for about 1,000 yuan per year, and if you buy lifelong protection, it will only be two or three thousand per year, which is very practical.

That's all for me"I bought Ping An Hongli Insurance for my children in 2000, and I paid 2,742 yuan a year, and at that time I said that it would be returned once every three years, and then I could receive it when I was 20 years old"

You have to pay for a few years, 18 years, it's a pity to surrender the policy,

You can call the **** of peace and ask.

You can contact an insurance broker to provide you with a suitable solution.

The real-time subtitle economy continues to develop,In real life,We will encounter a variety of situations,Especially for if you buy a 20-year dividend type of Ping An insurance for your child,When will you be able to return your principal,Many netizens are very puzzled about this,In fact, we have to know,If we buy this crimson type of insurance,Then we have to wait until the cycle of the insured is full before we can return it, And the general coverage period of this kind of insurance is generally after the age of 80, so we will not be able to match it back until the age of 80.

First of all, we have to understand such a problem, that is, the insurance is a participating insurance that can be returned every two years, and the term of protection is that the insured is 80 years old, so we take out our principal before the age of 80, then it is the act of surrendering the policy, and we must bear the corresponding economic losses, which is what we must know, in addition, although this insurance can pay dividends, but its 20-year cumulative dividends are far less than the part we have lost, so we must understand.

In addition, we must also know that if we want to take out our money after 20 years, then how much we can take out is also what we must know, because the insurance contract has clear provisions for these situations, so we must clearly see when we sign the insurance contract, these things are very important to us, only if we solve these problems, can we better protect our lives. At the same time, it can also make insurance better protect the financial burden of our lives.

To sum up, we can obviously know how much money we can get from this insurance, in fact, it also depends on the insurance contract we signed, and how much money we can return after 20 years, which must also be determined according to our insurance contract, so we must understand these things.

It will take about 20 years, and in these 20 years, you must pay the corresponding insurance premiums in time to get the corresponding insurance money.

The principal is generally refunded after the end of the insurance, and it will not be refunded all at once, but will be refunded every year, so be sure to read clearly.

It is about 20 years before the principal can be returned, mainly because this is a principal of the 20-year dividend type, so you must wait for 20 years before you will be able to return the principal, and there will be one day of interest after that.

Summary. 1.Issue age: 6 months - 60 years old, 2Payment method: one-time payment, 10 years, 20 years.

3.Duration of Coverage: Lifetime.

3.Survival Benefit: 5% of the sum insured will be refunded for every 3 years from the effective date of the contract until the end of life.

4.Dividends: Dividends can be paid every year from the effective date of the contract, and the amount of dividends is increased year by year.

Looking at so many dividend products, I feel that the dividend of this product is the most stable, and it is stable and rising. In addition, there is only one way to receive dividends in the year: cash withdrawal.

5. Value-added:During the payment period, the insurance sum insured will be increased by 5% of the basic sum insured every year, and the longer the payment period, the higher the increase in value (subject to the terms of the contract purchased at that time).

6.Death benefit: During the validity period of the contract, if you die due to accident or illness, the death benefit will be paid according to the basic sum assured + annual increase (subject to the terms of the contract purchased at that time).

7.Additional benefits: During the validity period, the policy can borrow up to 70% of the cash value as agreed, and the borrowing period shall not exceed 6 months each time.

I bought Millennium Wealth Management Participating Insurance for my son in 2001 at Chinese Life. Pay 800 yuan per year for a total of 20 years. Five hundred will be returned every three years. I would like to consult one.

[Insurance information inquiry is time-consuming, your problem is normal after ten minutes, please be patient and wait for ......I have seven years of experience in the insurance industry, and I am familiar with the products of various insurance companies, and I definitely have an answer that satisfies you

The protection responsibilities of China Life Millennium Wealth Management Participating Insurance are as follows:

1.Issue age: 6 months - 60 years old, 2

Payment method: one-time payment, 10 years payment, 20 years payment 3Duration of Coverage:

Lifetime 3Survival Benefit: 5% of the sum insured will be refunded for every 3 years from the effective date of the contract until the end of life.

4.Dividends: Dividends can be paid every year from the effective date of the contract, and the amount of dividends is increased year by year.

Looking at so many dividend products, I feel that the dividend of this product is the most stable, and it is stable and rising. In addition, there is only one way to receive dividends in the year: cash withdrawal.

5. Value-added:During the payment period, the insurance sum insured will be increased by 5% of the basic sum insured every year, and the longer the payment period, the higher the increase in value (subject to the terms of the contract purchased at that time)6Death Gold:

During the validity period of the contract, in the event of death due to accident or illness, the death benefit will be paid according to the basic sum insured + annual increase (subject to the terms of the contract purchased at that time)7Additional benefits: During the validity period, the policy can borrow up to 70% of the cash value as agreed, and the borrowing period shall not exceed 6 months each time.