What kind of insurance is Chinese life insurance paying 2400 per year?

Hello! From 50 to 60 years old, there are several types of insurance that pay 2400 yuan per year, the question is what kind of insurance you want to buy, what is it for, you can contact me QQ.

Hello: There are many types of insurance with an annual payment of 2400 yuan, please indicate the name of the insurance type, so that we can know your protection and responsibilities. Who are you trying to buy insurance for?

Hello, you are doing Corning whole life insurance, covering critical illness, if the critical illness insured by the contract occurs, you can give 30,000 to see a doctor, this insurance has no dividends, until old age, if there is no claim, to 30,000 at the time of death.

Hello! I've got you covered! You're talking about Corning Lifetime Critical Illness Insurance.

At the age of 50, the payment period is ten years, and the basic sum insured is 10,000 yuan, and the basic sum insured is 30,000 yuan, which is 30,000 yuan, and the insured dies compensation, which is 30,000 yuan.

To explain your needs, there are many types of national life insurance, and we cannot determine your needs and give you a demonstration of benefits through a single number. Thank you for your cooperation.

Friend, the more detailed the description of the problem, the more helpful the reply you get.

Hello friends! I don't know what type of insurance you're talking about, so I can't determine it.

Whoever you say about the payment, you ask him will get an exact answer.

Hello, welcome to Kwai Net There are many types of insurance, I don't know which one you are talking about. 2. If it is convenient, you can tell me about the plan you got, and I can help you with the advice 3. If you start to pay money at the age of 50, it should be a dividend financial management type. I can also help you introduce a few of the same type of avatar that you can click on at a convenient time, and I will help you make a detailed plan, I hope mine can help you!

Hello! It's better to know the name of the insurance

Hello! Do you know what insurance you need? What kind of insurance are you talking about? Please specify.

Hello: What kind of insurance do you want to buy, I don't know what you need, there are many products that can be bought for 2400 yuan.

Hello: Customers who buy insurance need to face the reality, there are many types of insurance that can be bought with 2400, but what kind of protection do you consider?

Hello, it's a pleasure to serve you. Only by knowing the name of the insurance can we know its benefits, and the annual payment of 2400 yuan can not explain anything.

Hello: You can say the name of the insurance, there are many that can do the annual payment of 2400, we can't judge which insurance type is based on this information. Peace be upon you.

Hello! Who is the insured? There is a lot of insurance with an annual payment of 2400 yuan! Don't know what protection you need?

Hello, this range is too big. The age, gender, and sum insured of the policyholder are all important factors that affect the premium.

However, 20 years is generally a long-term insurance.

Today, the senior sister will evaluate the comparison of multiple illness insurance in the discussion of life.

Let's take a look at the product form first:

Pros:

1.Adequate protection: Returning to the most basic protection design, both critical illness and mild illness are covered, not only the types of minor illnesses have reached 50, but also 7 specific critical illnesses have been added, and an additional 50% of the sum insured can be paid, and the protection is basically sufficient;

2. There are many service outlets. Chinese Life has been established for many years, has a strong offline service team, and even some very remote towns can find Chinese Life service outlets;

3. The insurance age is wider than that of similar products, and you can apply for insurance from 0 to 60 years old.

Deficiencies:

To be honest, Corning still has a lot of unsatisfactory points, for example, its mild illness compensation ratio is not high, many critical illness insurance on the market has a mild illness compensation ratio of 30%, but Corning only pays 20%, which is slightly lower. In addition, although there are many diseases covered, there are still some deficiencies, and other more serious shortcomings I have written about"How is the Kangheng of Chinese life, is it good, is it worth buying".In addition to Corning, I also compared the best-selling critical illness insurance products of major companies on the market this year, and you can check out this article because of the overwhelming amount of content"Top 10 Cheap and Good Price Critical Illness Insurance! 》It contains a number of cost-effective and cost-effective critical illness insurance products.

At present, Chinese Life only sells insurance with a term of 10 years or more, and the amount of premiums paid each year varies greatly according to different ages and genders. Most of the 20-year payment and only 3,000 yuan per year are health insurance, such as China Life Corning Term Critical Illness Insurance, if it is a product with financial dividends, the annual premium will generally exceed 3,000 yuan (you need to tell me your age and gender to roughly estimate what type of insurance it is).

There are several types, depending on the type of insurance you need to decide.

Generally, health insurance is paid for 20 years.

Hello! 1.China Life Happiness Insurance (Participating) Insurance is equivalent to planting a cash cow, harvested every two years, returning all the premiums you paid at the age of 75, and receiving additional profit dividends from the insurance company!

2.Dividends vary according to the age, gender, premium, sum insured, and profitability of the insurance company.

3.If you want to receive cash, go to the insurance company to go through the procedures, and the company will automatically hit your discount or card when the dividend is paid.

3.This type of insurance is suitable for endowment insurance.

4.Your baby is suitable for health insurance + education insurance + pension insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello, Chinese Life can pay 3,000 yuan a year to have many insurance products.

Hello, Chinese Life can pay 3,000 yuan a year to have many insurance products.

More than 3000 per year.

Life's. Yes, including critical illness insurance like Chinese Life's national life service, both accident insurance.

Annuity insurance. Whole life insurance.

You can pay more than 3,000 per year.

The premium amount and the basic insurance amount of the insurance product are optional for the policyholder.

Not fixed**.

More than 3,000 yuan per year, such payment information, there are many late products for Chinese Life, as long as the insurance period is more than one year, Changchang products can have such payment.

Able to meet your requirements.

The dividends of insurance companies are based on the profitability of each insurance company, which is dispensable and has obvious uncertainties.

The principle of purchasing insurance is based on social insurance, and it is better to add appropriate commercial insurance as a supplement.

The expenditure of its insurance costs is generally about 10---20% of the annual income, and it is best not to exceed 20%, that is, to use 10% of the funds to preserve 100% of their assets.

For each of us, we should consider health insurance. Directly speaking, as people age, their body's resistance is inversely proportional, and their ability to resist related risks is relatively weak.

Therefore, you must first consider medical insurance, whether it is commercial insurance or social insurance, and then consider other insurance products, so that it makes sense. If you are not healthy, it is impractical to have more pension insurance.

It is recommended that you first purchase the social security launched by the state (preferably if the unit comes forward to purchase it), including cooperative medical insurance, and then consider commercial insurance as a supplement.

Here, I know that in this industry, there are three recognized sentences that say this: "brand in life", "Ping An talents" and "Xinhua products".

Finally, it should be noted that the principle of insurance application is as follows:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally a lifelong contract, and you can become lifelong happiness if you buy it well, otherwise it will have a great impact.

3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

4) Buy insurance first adults and then children, if adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is adults who pay for children.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello, as one of the largest insurance companies in China, Chinese Life Insurance Company is relatively rich. Generally, it can be divided into: accident insurance, travel insurance, health insurance, life insurance, home property insurance, corporate insurance, etc.

For individual insurance, it is recommended to improve the protection before considering investment and financial management when applying for commercial insurance. The most common types of life insurance that people buy are mainly accident insurance, health medical insurance and commercial endowment insurance. First improve the common protection insurance types such as critical illness, hospitalization, accidental injury, etc., and then choose annuity insurance, universal insurance, participating insurance, investment-linked insurance and other investment and wealth management insurance according to your own economic strength and financial requirements, which can give you more comprehensive protection and the best financial management combination.

It is appropriate to invest around 10% of your annual income.

Hope it helps.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Online insurance products can be surrendered directly on the mobile phone, while offline insurance products cannot be surrendered directly on the mobile phone. For example, if you purchase an Internet insurance policy through an insurance company's online channels or online third-party platforms, you can directly surrender the insurance on your mobile phone. However, if it is an offline insurance product, then you can generally only entrust others or go to the offline service outlets of the insurance company to go through the surrender procedures.

3.Click "Internet Business Surrender";

Scroll down the page, you can see the "Internet Business Surrender", select the policy that needs to be surrendered, and you can directly surrender the policy on your mobile phone.

In addition, third-party insurance sales platforms usually also provide a surrender entrance, such as insurance products purchased on Alipay, which can be surrendered directly on Alipay::

2.Click on "Ant Protection";

Click to enter the "My" page, pull down the page, you can see "Ant Insurance", click to enter;

3.Click on "My Protection";

At the top of the page, you can see "My Protection", click to enter;

4.Click on "Policy";

Click to enter "Policies", and you can see all the Ant Insurance policies you have insured;

5.Choose Li Huai to choose the policy that needs to be surrendered;

Select the policy you want to surrender and click to enter;

7.Click "Apply for Surrender";

Generally speaking, as long as it is an insurance policy on the **, it is usually necessary to set up an online surrender entrance, and the policyholder can surrender the policy directly through the mobile phone at any time.

The above steps are operating in the operating environment:

Phone model: Xiaomi 12

System version: MIUI 13