When did JD Finance come out and when was the JD Finance app released

JD Financial Group, which operated independently in October 2013, is positioned as a technology company serving financial institutions. It has established 11 major business segments - corporate finance, consumer finance, wealth management, payment, crowdfunding and mass creation, insurance, rural finance, financial technology, overseas business, and urban computing. In addition to serving financial institutions, JD Finance is also stockpiling technical capabilities to serve non-financial enterprises and cities, and will provide a wider range of technology services for the whole society.

1] In terms of data acquisition capabilities, JD Finance is backed by more than 100 million active users of JD Group, with hundreds of thousands of first-class merchants and partners, as well as transaction data; At the same time, through investment and cooperation, enrich data resources. In terms of data technology capabilities, based on big data, it is used to apply technologies such as learning, artificial intelligence, image recognition, graph network, and blockchain. In terms of data model product capabilities, we have developed risk quantification models, marketing models, and user insight models [2]. Through leading big data application technology, JD Finance Group has established a complete set of financial underlying infrastructure, including a risk control system, a payment system, an investment research system, an investment advisory system, a Data-as-a-Service (DAAS) platform, and a SaaS (Software as a Service) platform[3].

On July 12, 2018, JD Finance announced that it had recently signed a binding capital increase agreement with CICC Capital, Bank of China Investment, China Securities Construction Investment and CITIC Capital, with a financing amount of about RMB 13 billion and a post-investment valuation of about RMB 133 billion. [4]

On September 17, 2018, "JD Finance" was renamed "JD Digital".

JD Finance is the personal finance business brand of JD Digital Technology Group, and has become the personal financial decision-making platform chosen by many users. With platformization, intelligence, and content as its core capabilities, JD Finance has worked with nearly 1,000 financial institutions such as banks, insurance companies, and ** companies to provide users with professional and safe personal financial services.

The development history of JD Finance:

In February 2014, China's first Internet credit payment product "Baitiao" was launched, which quickly became the target product for the industry to follow.

In March 2014, the wealth management business represented by "Small Treasury" was launched, providing users with reliable one-stop innovative financial services.

In March 2014, JD Pay was launched to fully meet the diversified payment needs of users online and offline.

In March 2015, JD Mass Innovation Ecosystem was launched to provide one-stop support services for the majority of entrepreneurial and innovative companies.

In May 2015, JD Finance's insurance platform was launched, providing digital services such as customer acquisition, precision marketing, product innovation, and risk pricing for the insurance industry based on insurance brokerage licenses and digital technology capabilities.

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JD Finance was released in 2014. The first version of JD Finance APP focuses on the "flash sale" model of financial products. The version enriches the product categories and adds wealth management products with different gradients.

Iterative to the version, JD Finance will connect all the businesses such as white strips, crowdfunding, and wealth management to achieve integration.

JD Finance was launched on September 15, 2015, and the app covers all the financial management and consumer finance products of JD Nianmo Finance, positioning it as a "one-stop financial life mobile platform".

Hello subject, in October 2013 began to operate independently, committed to big data, artificial intelligence, cloud computing, blockchain, Internet of Things and other emerging technologies, to help financial institutions in the scene expansion, customer acquisition, operation, risk control, research and development and other core value links to improve efficiency, reduce costs, increase income, I hope it will be helpful to you, hope, thank you.

JD Finance began to operate independently in October 2013 and is positioned as a digital technology company serving financial institutions, committed to providing financial institutions with digital, online and offline full-scene services of "people, goods and places" with emerging technologies such as big data, artificial intelligence, cloud computing, blockchain, and the Internet of Things, helping financial institutions improve efficiency, reduce costs, and increase revenue in core value links such as scenario expansion, customer acquisition, operation, risk control, and R&D.

In 2013, JD.com reorganized its business organization and established e-commerce retail, Internet finance, open platform and logistics system as the "four carriages" that drove JD.com's development. Subsequently, JD Financial Group came into being.

On June 18, 1998, Mr. Liu Qiangdong started a business in Zhongguancun and established Jingdong Company. In June 2001, Jingdong became the most influential supplier in the field of optical and magnetic products, and its sales volume and influence were second to none in the industry. In January 2004, JD.com opened up an experimental field for entrepreneurship in the field of e-commerce, and JD.com's multi-** network was officially opened, and a new domain name was launched.

In May 2014, it was officially listed on the NASDAQ ** exchange in the United States, and on April 25, 2017, JD Group announced the formal establishment of JD Logistics Subgroup. On August 3, 2017, the list of "Top 100 Chinese Internet Enterprises" in 2017 was released, and JD.com ranked fourth. In July 2019, the 2019 Fortune Global 500 was released

Ranked 139th.

It's too angry to buy things on JD.com.,Don't buy things on JD.com.,It's okay five years ago.,I bought a lot at that time.,But I bought a laptop yesterday.,I didn't turn it on.,And then I saw that there were scratches on it.,I also took a picture of him.,And then I returned it and said that it was my man-made damage.,I wondered why I bought a new notebook and I had nothing to do with your notebook.,He said that there is no reason to return it in seven days.,It's all.,You also took pictures in the early stage.,Return it and tell you that it's your man-made damage.,You can't return it, I'm ready to sue him in court. Don't buy anything on JD.com in the future. I can testify with my real name, it is definitely not a water army, the scratches on my notebook, obviously, can be seen at a glance.

What is the difference between JD Finance and JD Wallet? JD Finance is a sub-group of JD Group, with two main products, JD Crowdfunding and JD Baitiao. JD Finance is a variety of financial-related services, is a financial tool, JD Finance also proposes to provide users with a full range of financial solutions around the JD payment system.

As a sub-brand of JD Digital Technology, JD Finance is committed to providing reliable and inclusive digital financial services for individuals and enterprises, helping financial institutions improve business efficiency, reduce costs, increase revenue, and work with financial institutions to better serve individual and enterprise users.

On September 17, 2020, JD Finance customer service called me**, saying that there was an activity recently, let me lend out all the gold bar limit, so that the system will increase the amount for me, or reduce the rate, the system review takes seven days, that is, I want to borrow for seven days, I asked her, in case the final amount remains unchanged, the rate does not increase, she said that these two days are activities, so we call you manually, just these two days, I said how long does it take to review, you can't always review it, she said seven days. I had an interest of $42 a day, and I borrowed it for seven days. It took nearly three hundred interest, and after seven days, the amount remained the same, the rate remained the same, and I asked JD Finance again, and she said that it was the reason for the system.

I said that the system will judge the amount and rate, what are you doing with me, fooling me into borrowing, she will only say sorry. Isn't this a routine loan, JD Finance also reminds to guard against routine loans, it is a routine loan itself. Jingdong Finance**, if you receive this kind of ** again, you must not be fooled, reply to her directly, and get out of the way.

In fact, it is the financial management and financial products that JD withdrew.

It's a program that allows you to invest, save money, and borrow money, which is not bad.

It is mainly used for financial management, buying and selling, and a platform for inverting **.

Answer JD.com (formerly known as 360buy), China's comprehensive online retailer, one of the most popular and influential e-commerce in China's e-commerce field**, headquartered in Chaoyang District, Beijing, founded by Liu Qiangdong in January 2004, in 2014, JD.com Group was listed on the NASDAQ** exchange in the United States.

Jingdong ** has completed the coverage of all categories, consumer goods, 3C, home appliances and other advantageous categories The annual transaction volume exceeded 100 billion yuan, and in the future, Jingdong will also cultivate fresh food, cultural tourism, fashion, large customers, new channels, auctions, large cars, home furnishings, big health and other nearly 20 "100 billion categories".

JD Finance's current business is divided into seven major sectors, namely chain finance, consumer finance, crowdfunding, insurance, payment, etc. In addition, Jingdong Baitiao and Jingdong Xiaojin are all owned by Jingdong Finance.

It should be only one month for you, and the system automatically determines the situation of each person, and if the credit is good, the time can be longer.

This is a security cycle based on the risk control team of their risk control team, each platform is different, and the product cycle they designed is like this.

Impossible, JD Finance's loan term for his JD gold bars must be more than one month, and you can choose one month, three months, six months or 12 months.

Because he wants you to install, and then charge a handling fee and interest, how comfortable it is.

Because the emergency does not help the poor, so as not to cause the bad debt rate to be too high.

That's how JD.com is set, and there is no reason.