-
Monetary finance, a term that is used a little less nowadays, is not as common as "Money and Banking". However, "Monetary Finance" is a classic textbook compiled by Mr. Dai Guoqiang of Shanghai University of Finance and Economics.
First of all, you should figure out these concepts of economics terms: the original course name is Money and Banking, which is a basic course in economics. Later, the Department of Money and Banking added more knowledge of international finance, and after the merger of the two, the discipline became the current "Finance" of finance and economics universities.
This is the origin and evolution of the discipline. So gradually, some people also called it monetary finance.
Let's talk about monetary economics. To understand monetary economics, you must first understand the difference and connection between economics and finance. In fact, many people nowadays, even students majoring in finance and economics, do not know what the relationship between the two is.
To put it simply: the economy is the foundation of finance, and finance is the core of the economy. Economics is a first-level discipline with a much broader conceptual meaning; Finance is more refined, specifically referring to the financing of funds.
Therefore, if you understand the above, I believe you will understand the focus of each subject: monetary economy is more integrated with the economy, and monetary finance is more integrated with finance, the former is broader than the latter, and the latter is deeper than the former.
However, the last thing to note is that the economic and financial classes must lay a good foundation, many things are universal, and no matter what courses are taken at the beginning of the course, they must study hard to cultivate economic and financial literacy. Don't pay too much attention to this subtle difference in the process of learning, but it is more valuable to know it after learning.
May you have it. Good luck!
-
1. Nature copy.
Difference: The economy is the management of goods. Finance is the issuance, circulation and withdrawal of money, and the issuance and recovery of loans. Capital is the principal and property that is invested to make a profit.
2. Different roles: capital provides financing for commercial banks, and finance makes optimal allocation decisions across periods of resources in an uncertain environment. Economy is the creation, transformation and realization of value.
3. Different forms: capital is a kind of social power formed by the stacking of surplus labor, which is a specific political and economic category in capitalist production relations. The frequency of financial transactions is an important indicator of the economic prosperity of a region, region, or even country.
-
It includes banking,**, insurance, investment, and other related aspects. The quality of the economy can be judged from the situation in the financial market, just like a person who is sick and has to go to the hospital for a blood test.
Specifically: 1. The core position of finance in the modern economy can be reflected from the following six aspects:
deepening monetization of the economy;
A diversified financial system with banks as the main body has been formed;
Financial innovation is in the ascendant, and the form of money is changing;
The motivation of economic agents to hold currency has shifted;
Financial regulation has become the main mode of macroeconomic control;
Financial deepening has become a typical feature of modern economic development.
2. The dialectical relationship between finance and economy includes two aspects:
Finance is the result of economic development.
Finance refers to money circulation and credit activities and the economic activities associated with them. Finance in a narrow sense refers to financial integration; Finance in a broad sense refers to the composition of the financial institution system and financial market in addition to financial integration.
Finance is an inevitable product of the development of commodity-money relations. At present, human society is in the process of transforming from a traditional monetary economy to a financial economy.
Finance promotes economic development.
From the earliest financial activities, when money served as a medium of exchange, to the financial capital and financial oligarchy in the stage of monopoly capitalism, to the current development of the international financial industry, every evolution of financial development has played an important role in promoting and promoting economic development.
In layman's terms, finance is the study of bonds, bonds, and more practical (making money).
Economics is the study of supply, demand, economic development, consumer theory, etc. Comparative Theory. Economics focuses on theory, and finance focuses on application.
-
If the economy is compared to the human body, finance is the blood of the economy, and capital is the food we have to eat. It includes banking,**, insurance, investment, and other related aspects. The quality of the economy can be judged from the situation of the financial market, and the operation of capital will affect finance.
-
The natural economy is simply a self-sufficient economy with no commodity exchange. It refers to the economic form of production that is produced to directly meet the needs of the individual producer or economic unit, and not to exchange it. The natural economy, the opposite of the commodity economy, a manifestation of the economy of private ownership.
It is an economic form that exists in a relatively small market scope, and is a product of the low level of social productivity and the underdeveloped social division of labor. The duration of the dominance of this economic form encompasses primitive and feudal societies, as well as early capitalist and semi-colonial and semi-feudal societies. The essential characteristics of the monetary economy are:
Money functions as a measure of value and a means of circulation. As a measure of value, money can be a conceptual and imaginary currency. In the process of exchange, the value of all commodities is converted into calculated money through the human mind, words or language, and money becomes a mere piece of paper, a mark, or a symbol that has no value.
As a means of circulation, it is enough for the symbol of money to exist in the process of changing hands. It can be said that the functional existence of money swallows up its material existence. It can be seen that in the exchange, the gold and silver currency that once had a physical substance was sublimated into an imaginary currency in the concept, as long as many payments in the exchange process were offset by positive and negative numbers, then there was no need for real money to participate, and even the value symbols made of paper did not need to participate in it, and the currency completely became the conceptual unit of accounting, that is, virtual currency.
The credit economy is a form of monetary economy. In Western countries, it is often referred to as monetary economic credit is a form of trading in commodities and finance, in which traders exchange commodities or transfer money through the establishment of debts and debts. The transaction mode of human society has gone through three stages of development: physical exchange, exchange with money as the medium and exchange by credit, therefore, credit economy is an economic phenomenon produced after the development of commodity economy to a certain stage.
The symmetry of commodity economy, natural economy, is the sum of the production, exchange, and exchange of commodities. The commodity economy refers to the form of economy that is directly aimed at exchange, including commodity production and commodity exchange. The commodity economy first arose from the second social division of labor, that is, the separation of handicrafts from agriculture and further expansion, and in the third great social division of labor, an important medium of the commodity economy appeared, the merchants.
When the commodity economy continues to develop and the exchange between commodities is mainly allocated by the market, this kind of socialized commodity economy with resources allocated by the market is the market economy. The market economy is an advanced stage in the development of the commodity economy.
-
That's a good question! Faint all QQ friends It's better to read a good book than to talk about QQ for a year Good or read a good book Make good friends.
-
First of all, the core position of finance in the modern economy is determined by its own special nature and role. The modern economy is a market economy, and the market economy is essentially a developed monetary credit economy or financial economy, and its operation is manifested in the value flow leading to the real logistics, and the movement of money and capital leading to the movement of material resources. If the financial sector is operating normally and effectively, the raising, financing, and use of monetary funds will be sufficient and effective, the allocation of social resources will be reasonable, and the role played in the national economy moving toward a virtuous cycle will be obvious.
Second, finance is an important lever in the modern economy to regulate the macroeconomy. The modern economy is an economy in which the market mechanism plays a fundamental role in the allocation of resources, and one of its salient characteristics is the indirectness of macroeconomic regulation and control. Finance plays a very important role in establishing and perfecting the country's macroeconomic regulation and control system.
The financial industry is a link connecting all aspects of the national economy, it can reflect the economic activities of thousands of enterprises and institutions in a more in-depth and comprehensive manner, at the same time, interest rates, exchange rates, credit, settlement and other financial means have a direct impact on the microeconomic subject, the state can according to the needs of macroeconomic policies, through the development of monetary policy through the first bank, the use of various financial control means, timely regulation and control of the amount, structure and interest rate of the currency, so as to regulate the scale, speed and structure of economic development, On the basis of stabilizing prices, we will promote economic development.
Finally, in modern economic life, monetary funds, as important economic resources and wealth, have become the lifeblood and medium of communication throughout social and economic life. Almost all modern economic activities are inseparable from the movement of money and money. From a domestic point of view, finance connects the production and operation of various departments, industries and units, connects every member of society and thousands of households, and has become an important lever and means for the state to manage, supervise and regulate the operation of the national economy. From an international point of view, finance has become a link for international political, economic and cultural exchanges, the realization of international cooperation, the introduction of foreign investment, and the strengthening of international economic and technological cooperation.
-
Special commodities in the four major fields of production, circulation, exchange and consumption are the core guiding positions of a certain medium.
-
The differences between finance, economics, and ** are as follows:
1. The meaning is different.
Finance refers to economic activities such as the issuance, circulation, and withdrawal of currency, the issuance and recovery of loans, the deposit and withdrawal of deposits, and the exchange of foreign exchange. It is to reintegrate existing resources to achieve the equivalent circulation of value and profit. Finance is the behavior of people making optimal allocation decisions of resources across periods in an uncertain environment.
Economy is the creation, transformation and realization of value. Human economic activities are activities that create, transform, and realize value to meet the needs of human material and cultural life. Economy is the management of materials, and it is a general term for the overall dynamic phenomenon of people producing, using, processing, and distributing all materials.
This concept refers to the housework of a family at the micro level, and the national economy of a country at the macro level. In this dynamic whole, there are human activities of production, saving, exchange, and distribution, and production is the basis of this dynamic, and distribution is the end point of this dynamic.
** refers to the general term of buying and selling or trading behavior, usually referring to all exchange activities or behaviors with money as the medium. The scope of its activities includes not only the commodity exchange activities engaged in by the business, but also the commodity buying and selling activities organized by commodity producers or others; This includes not only domestic**, but also international** between countries.
In the ancient market, there were not only material goods**, but also slaves**. In the modern market, in addition to tangible commodities, there are also intangible activities such as technology, capital, information, labor, insurance, and tourism.
2. The scope is different.
and finance are just a small part of economics. If the economy is compared to the human body, finance is the blood of the economy. It includes banking,**, insurance, investment, and other related aspects.
The quality of the economy can be judged to a certain extent from the situation of the financial market, and the economy needs the circulation of finance in order to draw nourishment and gain the driving force for operation.
Economics includes a large number of majors, such as finance, insurance, statistics, international economics and so on. Finance is a branch of economics, and many of its analyses are based on economics. Economics is more theoretical research, finance is more application-oriented, finance studies money, ** and other transaction variable function symbols, economics in addition to the above parts, but also studies the whole society.
3. The focus is different.
Economics focuses on theory, while finance focuses on application. Generally speaking, finance is a discipline with strong practice such as science, bonds, and other disciplines, while economics focuses on theoretical knowledge such as supply, demand, economic development, and consumer theory.
And the core of ** is exchange. Exchange is the unification of the two opposing processes of delivery and payment. Between normal subjects of freedom and equality, the exchange follows the principles of equivalence and synchronicity. Synchronous exchange means that delivery and payment are mutually conditional, and it is the guarantee of equivalent exchange.
-
【Finance】 Finance is the circulation and credit of money.
In terms of activities and related economic activities, finance in a broad sense refers to all economic activities related to the issuance, custody, exchange, settlement, and financing of credit money, even including the buying and selling of gold and silver, and finance in a narrow sense refers specifically to the financing of credit money. The content of finance can be summarized as the issuance and withdrawal of currency, the absorption and payment of deposits, the issuance and payment of loans, the trading of gold and silver and foreign exchange, the issuance and transfer of valuable money, insurance, trust, domestic and international currency settlement, etc. Institutions engaged in financial activities mainly include banks, trust and investment companies, insurance companies, companies, investments, credit cooperatives, financial companies, financial asset management companies, postal savings institutions, financial leasing companies, as well as gold and silver, foreign exchange exchanges, etc.
Finance is an economic category formed after the emergence of credit money, and it is two different concepts from credit: (1) finance does not include physical lending and refers to the financing of monetary funds (narrow sense of finance), people in addition to borrowing money to finance funds, but also to issue ** way to finance funds. (2) Credit refers to the lending of all currencies, and finance (in the narrow sense) refers to the financing of credit money.
The reason why people want to create a new concept in addition to "credit" to refer specifically to the financing of credit money is to summarize a new economic phenomenon; The two economic processes of credit and money circulation are closely integrated. The most indicative of the characteristics of finance is the bank credit, which can create and subtract money, and bank credit is considered to be the core of finance.