What should I do if my classmates owe money after graduating from college, and I owe 30,000 yuan aft

If it's worth making friends, be generous! Never mind! When it's a personal favor, maybe it can come in handy in the future!

I believe it is not that I borrowed a lot of money from others! Otherwise, others will not remember? If it's a Laipi dog, there's no need to be polite to these people, and don't get a dime back!

Don't be too harsh at first! Mention him, or ignore it and change his face, and then do what he does freely! Don't be afraid!

There is everyone in this world! Be clear about the mentality that it's normal for him to borrow money from you and want it back! Don't overthink it for the sake of face!

If you borrow money in the future, you will know who should borrow!

What do you mean to be embarrassed, you owe money and pay back, it's a matter of course! Tell you, this kind of person doesn't pay it, it's better not to work with you in the future, you just point directly, hey, when will you pay back the money, just do it, don't be afraid that he will say bad things behind your back, what can he say, say you deduct? Please, it's okay if you owe money, and he's embarrassed to go around preaching that she is capable.

As for the book, you just "borrow" it from him, anyway, he doesn't need it, if you want to use it, you just have to pay him back.

You can't take it secretly, if you want to take it, tell him clearly, and if you take it secretly, you can't steal it, although you can't get used to him, but you can't do anything wrong.

Few college boys will repay the money they borrow, so don't take it, 180 won't come back, what are you doing with his worthless book, it's only a dozen dollars to buy pirated copies.

If you take it, you owe him, and if you don't take it, he will owe you for the rest of your life.

I don't want money, so that he can't hold his head up in front of you for the rest of his life, 180 yuan will see this person clearly, and it will be worth it, and his life will be worth 180 yuan

What is this, if you take it, you say that it is borrowed, you borrow his money, why should he borrow your book?

Legal analysis: If they are temporarily unable to repay the loan, they can explain the situation to the court, and strive for a judgment or mediation in installments during the trial stage. During the enforcement phase, it may be considered to reach a repayment plan with the applicant, or explain the situation to the enforcement court and pay in installments.

Legal basis: Article 392 of the Civil Code of the People's Republic of China Where the secured creditor's right is secured by both real security and personal security, and the debtor fails to perform the due debt or the parties agree to realize the security interest, the creditor shall realize the creditor's right in accordance with the agreement; If there is no agreement or the agreement is not clear, and the debtor provides security for the thing, the creditor shall first realize the creditor's right on the security of the thing; If a third party provides security in kind, the creditor may realize the creditor's rights in respect of the security in rem, and may also request the guarantor to bear the guarantee liability. The third party providing the guarantee has the right to recover from the debtor after assuming the guarantee liability.

If the debtor does not repay the money, the creditor can file a civil lawsuit with the people's court within the statutory statute of limitations, and the people's court needs to make a judgment based on the facts and law. The debtor is required to participate in the proceedings as a defendant.

The people's court will make a judgment in accordance with the law, and if the people's court supports the creditor's judgment, the debtor needs to perform the debt, and if it does not, it needs to be enforced.

1. What should I pay attention to in the loan procedures?

The loan procedures must be complete.

First of all, it should be said that no matter how good the relationship between the debtor and the creditor is, when borrowing money, it must also be an IOU. Not making IOUs is the biggest legal risk.

Article 4 of the Several Opinions of the Supreme People's Court on the Trial of Loan Cases by the People's Courts stipulates that when the court examines a loan case, it shall require the plaintiff to provide a written IOU. Therefore, when borrowing, the borrower should take the initiative to write a written IOU, and the lender should also remind the other party to write an IOU. The lender shall issue a receipt when repaying, and the repayer shall keep the receipt properly.

Here again, we should emphasize the key point: we should pay attention to the identity of the debtor. Two points are worth noting.

First, the creditor should review the debtor's identity document and require the debtor to write the IOU in person. If the debtor hands over the pre-written IOU to the creditor, it cannot be ruled out that the debtor's signature in the IOU is signed by someone else. When the creditor asks for money, he refuses to repay on the grounds that it is not in his handwriting.

If the IOU is a printed version, it is best to require the borrower's signature, seal and fingerprint in the borrower's signature column. Second, if the borrower is also the legal representative or person in charge of a company, the creditor must clarify whether the debtor is the borrower himself or the company or enterprise he represents. In law, the legal representative or person in charge can engage in civil acts, including payment, on behalf of the company or enterprise.

If the creditor does not clarify the identity of the debtor, there may be confusion of the borrower's identity. As a direct consequence, the creditor will have to face the mutual blame between the company or enterprise and the borrower in future litigation, which will bring trouble to the realization of the creditor's rights.

Finally, it is worth mentioning that it is advisable to leave a copy of his ID card in order to prepare for possible future lawsuits. Therefore, the IOU must be filled out by the debtor himself.

Keep your IOUs safe. Special care should be taken to prevent the IOU from being stolen, lost or contaminated, and the place where it is stored should be safe and secure, not easily damp and not in contact with chemicals. At the same time, it is best to make several copies, and when collecting money in the future, you can first issue a copy to the borrower to ensure the safety of the original.

You are a college student, you don't make money yourself, your classmates borrowed money from you and didn't pay it back, you should negotiate with him to solve it, you can't solve it, the amount of money is large, you should pick up the law **, or find the school leader to solve this problem, if the amount of money is not large, you should spend money to buy a lesson, know this person, don't make friends with such people in the future.

As the old saying goes: it's easy to borrow money, but it's hard to ...... it's hard to pay it backThis kind of person who procrastinates again and again is the one who has the intention to rely on the debt! The recommendations are as follows:

1.The brothers settle accounts ......Your family should have clear accounts so that they will not cause disputes and hurt feelings! Not to mention fellow countrymen and classmates?

2.There is no IOU for borrowing a small amount of money, and you have no ...... for the other party to repay the debtSo if you have something to say clearly in person, set a time limit for him to repay, ask for the arrears, and be tough! You're too kind and talkative, and you just don't follow.

3.The previous account is not cleared, and it is no longer borrowed, which is called stop-loss ......If you don't get back the money you lent before, you should pay the tuition! Let you know the dark side of human nature, and it's not a pity for non-gentlemen to break up their friendship!

4.Be sure to learn to say no to ......If you don't dare or are embarrassed to refuse, you can only be wronged and be a bad person!

5.If necessary, ask a counselor to help coordinate, and you can't be cheap for this kind of dishonest person.

If college students are in debt, they should contact their parents or the school in time to respond, and then pay off the debt through some correct channels.

When you can pay it back with your own ability, save money and don't tell your parents.

Study hard first, find a reliable job after graduation, and then slowly pay off your debts.