The credit code can be found by the bank

Normally, credit investigation needs to be checked at the local branch of the People's Bank of China. However, in some commercial banks, you can also check the credit information. For specific situations, users can consult their local banking institutions.

Credit inquiry methods: 1. Counter inquiry. Users can bring their valid documents to the local People's Bank of China to fill in the relevant "Personal Credit Report Personal Inquiry Application Form" and then make inquiries.

However, inquiries at the counter are limited to inquiries made by the individual, and during the inquiry process, users can make inquiries through valid documents such as ID cards, military ID, and passports.

2. Self-service inquiry. Nowadays, many commercial banks will have a central bank personal credit inquiry machine, and users only need to put a valid ID card on the machine to conduct self-service inquiry, which is very convenient.

3. Internet inquiry. Log in to the central bank's personal credit inquiry system, register related, and bind the bank card to activate it, and you can also check personal credit.

Note: The central bank credit information system can be used to query the user's records in three aspects, mainly personal credit information prompts, personal credit information summaries and personal credit reports. This information is collected through various commercial banks.

Each user can check for free twice a year, and if it is the third time, there is a fee.

1. Enter the "Internet Personal Credit Information Service Platform".

2. Then, you will enter the "Announcement on the New Bank Card Authentication Method", and you can learn how to use the bank card identity verification through this page.

3. Click "User Login".

4. Go to the login page and click "Forgot Password" on the page.

5. Enter the "first step" to retrieve the password. Enter your login name and click "Next".

6. Enter the steps of the password protection question, enter the correct answer to the question and answer, and click "Next".

7. Enter the steps to set a new password, enter the new password and confirm the new password, and then click "Submit".

8. To set the password format, you need to include: uppercase, lowercase and numbers.

People's Bank of China.

There are 3 ways to check the credit information:

1. On-site inquiry: bring your valid identity documents (ID card, military officer ID, soldier ID, passport, Mainland Travel Permit for Hong Kong and Macao Residents, Mainland Travel Permit for Taiwan Compatriots, Residence Permit for Foreigners, etc.) to the branches of the People's Bank of China for inquiry;

2. Self-service terminal inquiry: Place your ID card in the identification area of the self-service inquiry machine, check the avatar on the spot, and the system will automatically print the personal credit report after the information comparison is successful;

3. Online inquiry: The Credit Information Center of the People's Bank of China has opened a service for inquiring about one's credit report through the Internet across the country.

Under normal circumstances, you can go to the People's Bank of China for inquiries, and in some areas, you can also go to the Industrial and Commercial Bank of China or China Construction Bank for inquiries.

I can bring a valid ID card to the corresponding bank to handle the inquiry business, usually do not need to go to the counter to handle the inquiry, through the bank's self-service inquiry machine can be queried.

The credit report is a reflection of an individual's financial integrity and loan application record. Originally, citizens who wanted to check their personal credit reports could only log on to the official website of credit reporting or go to the People's Bank of China to inquire. However, in recent years, the importance of credit reporting has become more and more reflected, so many banks have also connected to the credit investigation system of the People's Bank of China for the convenience of handling business, and can run credit inquiry inquiries.

Banks can inquire about personal basic information, loan records, public information, inquiry records and other items through credit investigation. The basic personal information mainly includes name, ID number, address and other information.

Loan records: This aspect is a key focus of the bank, which mainly displays some loan information and repayment status of users. If there is an overdue record for this item, it will have a significant impact on the next paragraph.

Public information: some of the water and electricity bills paid by individuals; It is also important to check the record of remorse. The main display is the number of inquiries made by the financial institution and the relevant circumstances, if the borrower is queried too many times. Then the probability of the next paragraph is very small.

Inquiry records: including records of the number of times the customer has inquired about the credit investigation; In addition, when applying for credit cards and loans, banks or licensed consumer financial institutions have inquired about the number of credit investigations in the name of "credit card approval" and "loan approval"; and the number of times banks and other financial institutions inquire about credit in the name of "post-loan management".

Methods for banks to check personal credit records1. Bring your ID card to the credit report hall of the People's Bank of China where you are located;

2. Log in to the Credit Information Center of the People's Bank of China for inquiries;

3. Some banks and lending institutions provide online and offline outlets for inquiries, and you can consult your own cardholder bank or lending institution for details.

What information will be recorded in the credit report1. Your basic personal information, occupation, marriage, address, etc.;

2. A summary of the information, how many loans you have in your name, how many credit cards, how much monthly repayment, etc.;

3. Details of credit transaction information, transaction status of each loan, and whether it is overdue;

4. Some public information such as provident fund payment status;

5. Query records, who inquired about your credit report when and for what reason;

6. Other instructions and labels on credit reporting, etc.

Who can check my credit informationI have the opportunity to make inquiries twice a year free of charge, and inquiries from other institutions or individuals must be authorized in writing by me. Generally, lending institutions will inquire before and after the loan, and if the court and the ** department inquire according to law, the record will not be displayed.

<> online loans generally do not require a withdrawal password, but the situation with a return body still depends on the loan contract. At present, there are many fraud groups in the market that will require the borrower to pay a fee that is enviable to the world after the loan is issued, and the withdrawal password can be obtained before the loan can be withdrawn. The user needs to be careful not to pay any fees to the lender when taking out the loan.

Online lending refers to the way in which individuals can realize loans through the Internet, which has the characteristics of low threshold and fast approval.