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The company pays funeral expenses if the work-related injury cannot be determined.
Refer to the Detailed Rules for the Implementation of the Regulations of the People's Republic of China on Labor Insurance.
Article 23 In the event of the death of a worker due to illness or non-work-related injury, death after retirement or death after retirement due to complete loss of labor force due to non-work-related disability, in accordance with the provisions of Article 14, Paragraph B of the Labor Insurance Regulations, in addition to the average salary paid to the enterprise under the labor insurance for 2 months as a funeral subsidy, and according to the following provisions, the relief expenses for supporting the immediate family members shall be paid to the immediate family members under the labor insurance ** for the next time: if the employee supports one of the immediate family members, the salary of the deceased himself shall be 6 months; for 2 people, 9 months' salary for the deceased; If there are 3 or more persons, the salary of the deceased is 12 months.
Article 24 When a worker dies or is completely lost due to work-related disability, and his or her immediate family members have the ability to work and the enterprise needs someone to work, the administrative side or the management shall hire them as soon as possible; The sons, daughters, younger brothers and sisters supported by them have the right to attend the schools run by the enterprise.
Article 25 When two or more members of the family work in an enterprise that implements labor insurance, and the immediate family members jointly supported by them die, one of them shall receive the funeral subsidy and shall not be repaid.
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Yes, the general insurance personnel company has bought five insurances and one housing fund, and there are compensation for accidents, thank you.
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It depends on whether you have accidental death insurance or not, and if you have accidental death insurance, whether it's for work, or non-work, or play, as long as it's an accident, you're going to make a claim.
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You can know that you have to complete the claim process as early as when you make a claim in a different place, and when you make a car insurance claim in a different place. Specific content includes:
The first step is to file a police report. When the owner encounters an accident in a different place, he should immediately call the national unified report** opened by the insurance company and provide him with insurance information. Of course, due to the different operation modes of the service platforms of each insurance company, the case acceptance method and process will be different, and the car owner should follow the instructions of the insurance company to carry out the next step after reporting the case.
It should be reminded that in addition to reporting the crime, you should use a camera or mobile phone to shoot the scene as much as possible** as evidence. If the location of the accident is relatively remote and the surveyor cannot rush to the first scene, these ** can be used as an important basis for the after-the-fact insurance company to assess the damage and determine the occurrence of the accident.
The second step is damage assessment. There are two ways to settle the claim for non-local car insurance: the nearest place of accident and the loss assessment at the location of the policy, the former is directly completed by the branch of the insurance company that accepts the report. The latter must be reported in advance and approved by the insurance company, otherwise it is likely to be regarded as a missed reporting deadline by the insurance company.
The third step is repair. This is mainly for relatively simple accident vehicle repairs. Insurance insiders remind car owners not to repair their cars before they have undergone damage assessment after the accident, which is likely to be unable to be compensated.
After the damage assessment, if it does not affect the normal driving function, it is not recommended that the owner repair it on the spot, the quality of the off-site maintenance is difficult to guarantee, and if the repair needs to be repeated after the repair, the owner needs to go back and forth between the two places, artificially increasing the trouble.
The fourth step is to apply for the claim payment, which is divided into two ways: applying for and receiving it locally and returning to the location of the policy to collect it. According to the national general rules of auto insurance, after returning to the place of insurance, the car owner can claim compensation at the insurance company's branch with the claim materials, so the vast majority of car owners who are insured in other places will choose to go back to the place where the policy is located and then receive it in order not to affect the trip. However, if the claim is urgently needed, the car owner can also apply to receive it at the place of insurance, but the premise is that the accident must be within the scope of rapid claims.
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